DESSY
ActiveDESSY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €61k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+3
Solvency86▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 2.18 in 2024; short-term debt: 30.7% and cash: 40.8% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
3 d early
2023
5 d early
2022
29 d late
2021
6 d early
2020
23 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 32.1%
2024 · €189k
2018: €26k
2019: €30k
2020: €91k
2021: €106k
2022: €129k
2023: €150k
2024: €189k
2018 → 2025
Total assets
€412k▲ 25.5%
2024 · €328k
2018: €142k
2019: €192k
2020: €377k
2021: €332k
2022: €422k
2023: €423k
2024: €328k
2018 → 2025
Net result
€61k▲ 54.7%
2024 · €39k
2018: €3k
2019: €5k
2020: €62k
2021: €16k
2022: €24k
2023: €22k
2024: €39k
2018 → 2025
Working capital
€112k▲ 5.1%
2024 · €107k
2018: €-81k
2019: €-68k
2020: €-156k
2021: €77k
2022: €67k
2023: €61k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€129k▲ 21.4%€150k▲ 16.0%€189k▲ 26.1%€250k▲ 32.1%
Operating result€25k-€34k▲ 37.8%€36k▲ 3.0%€63k▲ 76.2%€88k▲ 41.3%
Net result€16k-€24k▲ 48.8%€22k▼ 8.6%€39k▲ 82.0%€61k▲ 54.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€173k▲ 32.4%
Current assets
€239k▲ 20.9%
Equity and liabilities €412k
Equity
€250k▲ 32.1%
Provisions
€11k▲ 160%
Debt
€151k▲ 12.1%
The debt ratio falls from 41.2% to 36.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€131k▲
2024 · €98k
Cash flow
€104k▲
2024 · €75k
Solvency
60.6%▲
2024 · 57.6%
Current ratio
1.89▼
2024 · 2.18
Quick ratio
1.41▼
2024 · 2.09
Debt / equity
0.61▼
2024 · 0.71
ROE
24.5%▲
2024 · 20.9%
ROA
14.8%▲
2024 · 12.0%
Interest coverage
64.41▲
2024 · 44.32
Debt
€151k▲
2024 · €135k
Debt ≤ 1 year
€126k▲
2024 · €91k
Debt > 1 year
€25k▼
2024 · €44k
Income taxes
€19k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€328k€412k▲
Fixed assets21/28€131k€173k▲
Tangible fixed assets22/27€131k€173k▲
Plant, machinery and equipment23€130k€142k▲
Furniture and vehicles24€1k€31k▲
Current assets29/58€197k€239k▲
Stocks and contracts in progress3€8k€60k▲
Stocks30/36€8k€60k▲
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€18k€10k▼
Other amounts receivable41-€11
Cash at bank and in hand54/58€171k€168k▼
Equity and liabilities
Total equity and liabilities10/49€328k€412k▲
Equity10/15€189k€250k▲
Contributions10/11€19k€19k=
Reserves13€104k€163k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€12k€32k▲
Distributable reserves133€89k€129k▲
Profit (loss) carried forward14€65k€66k▲
Investment grants15€1k€1k▼
Provisions and deferred taxes16€4k€11k▲
Deferred taxes168€4k€11k▲
Amounts payable17/49€135k€151k▲
Amounts payable after more than one year17€44k€25k▼
Financial debts170/4€19k-
Other amounts payable178/9€25k€25k=
Amounts payable within one year42/48€91k€126k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€25k€58k▲
Suppliers440/4€25k€58k▲
Taxes, remuneration and social security45€45k€49k▲
Taxes450/3€45k€49k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Non-recurring operating income76A€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€43k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€99k€132k▲
Operating profit (loss)9901€63k€88k▲
Financial income75/76B€472€371▼
Recurring financial income75€472€371▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€61k€87k▲
Transfer from deferred taxes780€694€3k▲
Transfer to deferred taxes680-€9k
Income taxes67/77€22k€19k▼
Profit (loss) for the period9904€39k€61k▲
Transfer from tax-exempt reserves789€2k€8k▲
Transfer to tax-exempt reserves689-€28k
Profit (loss) for the period to be appropriated9905€42k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€106k▲
Profit (loss) brought forward from the previous period14P€64k€65k▲
Transfer to equity691/2€40k€40k=
To other reserves6921€40k€40k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Equity above €200kEq €250k ▲32.1%
8 profitable years in a row build equity to €250k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €189k ▲26.1%
7 profitable years in a row build equity to €189k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.95
Current ratio from 0.44 to 1.95; short-term debt falls from €278k to €81k.
31-12
Financial
Equity above €100kEq €106k ▲16.3%
4 profitable years in a row build equity to €106k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €62k ▲1100%
Net result €62k, the highest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vaudaigle 85300 AndenneGround area
3,142 m²
Building footprint
16 m²
Parcel 92402F0669/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ENTREPRISE AGRICOLE DESSY
since 20072.165.210.739
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92402F0669/00C000 ProtectedSite or landscape |
Wallonia | 3,142 m² | 1 · 16 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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STEMO
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DE POORTERE Christian
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Wolters Kinrooi
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2007
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01210
01500Mixed farming
01410Raising of dairy cattle
43120Site preparation
45112
46140Agents in the wholesale of industrial machinery, ships and aircraft
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0496/70.03.13