AGRIPHI
ActiveAGRIPHI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €32k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+20
Solvency49▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.68 in 2024; short-term debt: 13.7% and cash: 16.9% of total assets), but 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
35 d early
2023
24 d late
2022
25 d early
2021
2 d early
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k
2024 · €-41k
2019: €20k
2020: €26k
2021: €29k
2022: €22k
2023: €10k
2024: €-41k
2019 → 2025
Working capital
€34k
2024 · €-21k
2019: €14k
2020: €8k
2021: €8k
2022: €32k
2023: €7k
2024: €-21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€106k▲ 23.6%€115k▲ 8.4%€73k▼ 36.8%€104k▲ 42.6%
Operating result€34k-€24k▼ 30.0%€13k▼ 44.6%€-35k€41k
Net result€29k-€22k▼ 25.9%€10k▼ 53.2%€-41k€32k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €41k after a loss of €35k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€347k▼ 17.8%
Current assets
€94k▲ 114%
Equity and liabilities €441k
Equity
€104k▲ 42.6%
Debt
€337k▼ 14.2%
The debt ratio falls from 84.4% to 76.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2024 · €45k
Cash flow
€113k▲
2024 · €39k
Solvency
23.5%▲
2024 · 15.6%
Current ratio
1.56▲
2024 · 0.68
Quick ratio
1.44▲
2024 · 0.56
Debt / equity
3.25▼
2024 · 5.40
ROE
31.0%▲
2024 · -56.5%
ROA
7.3%▲
2024 · -8.8%
Interest coverage
13.51▲
2024 · 7.79
Debt
€337k▼
2024 · €393k
Debt ≤ 1 year
€60k▼
2024 · €65k
Debt > 1 year
€277k▼
2024 · €328k
Staff costs
€259▼
2024 · €291
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€466k€441k▼
Fixed assets21/28€422k€347k▼
Tangible fixed assets22/27€422k€347k▼
Plant, machinery and equipment23€393k€324k▼
Furniture and vehicles24€29k€23k▼
Current assets29/58€44k€94k▲
Stocks and contracts in progress3€8k€8k▼
Stocks30/36€8k€8k▼
Amounts receivable within one year40/41€15k€10k▼
Trade receivables40€15k€3k▼
Other amounts receivable41€189€8k▲
Cash at bank and in hand54/58€20k€75k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€466k€441k▼
Equity10/15€73k€104k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€62k€94k▲
Investment grants15€3k€2k▼
Amounts payable17/49€393k€337k▼
Amounts payable after more than one year17€328k€277k▼
Financial debts170/4€265k€213k▼
Other amounts payable178/9€63k€64k▲
Amounts payable within one year42/48€65k€60k▼
Current portion of amounts payable after more than one year42€61k€51k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€46-
Taxes450/3€46-
Income statement
Code20242025
Remuneration, social security and pensions62€291€259▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€81k▲
Other operating charges640/8€653€536▼
Gross operating margin9900€45k€123k▲
Operating profit (loss)9901€-35k€41k▲
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€-41k€32k▲
Profit (loss) for the period9904€-41k€32k▲
Profit (loss) for the period to be appropriated9905€-41k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€94k▲
Profit (loss) brought forward from the previous period14P€103k€62k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
31-03
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-03
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.68 to 1.56; short-term debt falls from €65k to €60k.
31-03
Financial
Equity above €100kEq €104k ▲42.6%
Equity rises from €73k to €104k.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-41k ▼507%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
2023
24-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €100kEq €106k ▲23.6%
4 profitable years in a row build equity to €106k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Neuve Cour 21428 Braine-l'AlleudGround area
3,555 m²
Building footprint
743 m²
Parcel 25054D0123/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AGRIPHI
since 20122.207.202.237
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0123/00G000 | Wallonia | 3,555 m² | 1 · 743 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesAGRIPHI SRL37739
Food safety, FASFC
1 siteBraine-l'Alleud2.207.202.237
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QUIRYNEN AGRI FARMING
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PRINSTEC
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 448 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2012
Fiscal year end31-03
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.agriphi.be
E-mail:info@agriphi.be