DESIREE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DESIREE is 0.3% (very low). The 2025 annual accounts show equity of €297k and a net result of €-7k. Equity is growing by ~22.7% per year across the filed fiscal years. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

1 signal · with evidence

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	30-06-2026	31 d early	2026-00226234
31-12-2024	31-07-2025	16-06-2026	320 d late	2026-00165180
31-12-2023	31-07-2024	29-10-2024	90 d late	2024-00520531
31-12-2022	31-07-2023	22-08-2023	22 d late	2023-00346676
31-12-2021	31-07-2022	30-08-2022	30 d late	2022-20401462
31-12-2020	31-07-2021	26-08-2021	26 d late	2021-56500151
31-12-2019	31-07-2020	20-08-2020	20 d late	2020-43400540
31-12-2018	31-07-2019	28-08-2019	28 d late	2019-54300040
31-12-2017	31-07-2018	02-08-2018	2 d late	2018-42000529
31-12-2016	31-07-2017	29-09-2017	60 d late	2017-63700452

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2005, 20 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-7k+64.1%

Working capital€296k-2.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 30-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~87% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€-5k

+82.6% 18-25

Net profit

€-7k

+64.1% 18-25

Cash flow

€-6k

+65.2% 18-25

Total assets

€321k

-6.6% 18-25

Equity

€297k

-2.3% 18-25

Working capital

€296k

-2.1% 18-25

Income taxes

€551

-99.3% 18-25

Debt

€24k

-39.5% 18-25

Show 9 other metrics

Debt ≤ 1y

€24k

-39.5% 18-25

Debt > 1y

€173k

-18.7% 18-25

Current ratio

13.13

+54.5% 18-25

Quick ratio

13.13

+54.5% 18-25

Solvency

92.4%

+4.7% 18-25

Debt / equity

0.08

-38.1% 18-25

ROE

-2.3%

+63.2% 18-25

ROA

-2.1%

+61.5% 18-25

Interest coverage

-3.70

+77.4% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-5k
Net profit	€-7k
Cash flow	€-6k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€321k
Equity	€297k
Debt	€24k
of which ≤ 1y	€24k
of which > 1y	-
Working capital	€296k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	13.13
Quick ratio	13.13
Working capital ratio	92.4%
Solvency	92.4%
Debt / equity	0.08
Long-term debt ratio	-
Interest coverage	-3.70
Gross margin	-
Net margin	-
ROA	-2.1%
ROE	-2.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €28 · 0.0% Current assets €321k · 100.0%

Equity & liabilities

Equity €297k · 92.4% Debt €24k · 7.6%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€321k
Fixed assets	21/28	€28
Tangible fixed assets	22/27	€28
Current assets	29/58	€321k
Amounts receivable within one year	40/41	€321k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€321k
Equity	10/15	€297k
Contributions / capital	10/11	€19k
Reserves	13	€291k
Accumulated profits (losses)	14	€-13k
Amounts payable	17/49	€24k
Amounts payable within one year	42/48	€24k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€-5k
Operating result	9901	€-6k
Financial charges	65	€1k
Result before taxes	9903	€-7k
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

60 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Desirée Langius
Director
State Gazette act 25006912 (15-01-2025)

Current
16-07-2024 → present

Former directors (1)

Tjalling Langius
Director
State Gazette act 25006912 (15-01-2025)

Former
- → 16-07-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Goederenvervoer over binnenwateren(50400)
Legal form	Private limited company(610)
Incorporation	18-10-2005
Status	Active
Postal code	-

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

126 companies at this address See who is registered here

Establishment units

1 location

Desiree

Wederverkoop van telecommunicatie en bemiddelingsactiviteiten in verband met telecommunicatie

since 20062.151.006.672

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,597 m²

Buildings1

Building footprint1,227 m²

Volume (LiDAR)15,148 m³

Tallest building32.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)