2 directorsName after signing inVisible after signing in and 1 other
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €115,450 to €179,079Result from €72,371 to €115,401Equity from €200,801 to €316,201Debts from €93,522 to €65,2411 establishment registeredInvestments €26,401
Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,223 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
HiddenVisible after signing in
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
Visible after signing inVisible after signing in
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as Desino has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Micro
5 to 10 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for Desino. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Visible after signing inVisible after signing in
Credit check for an amount and term of your choice
1 director appointed, 1 resignation
Appointment: Hidden nameVisible after signing in · Permanent representative: Name after signing inVisible after signing in · Resignation: Name hiddenVisible after signing in · General meeting of 27-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0699529653
Change of role: Hidden nameVisible after signing in, from manager to director
“Het verlenen van dienstprestaties van economische aard, zowel in eigen beheer als in deelname met derden…” (deed in Dutch) · Legal-form conversion: from general partnership to private limited company · Director discharge: Name after signing inVisible after signing in (manager) · General meeting of 24-03-2021 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Desino: computer programming (NACE 62100). They are comparable in size and age: total assets between €327,000 and €419,000, founded between 2017 and 2019.
micro format, filed on 01-07-2026, 30 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €260,000. Estimated: probably between €220,000 and €370,000.
Balance sheet
balance sheet total €381,443 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
2021
171,638
115,387
66,699
76,392
46,177
129,618
84,784
47,260
57,435
37,038
26,401
5,069
39,370
0
1,156
44,365
65,337
-70,501
57,580
-
276,944
188,441
93,668
146,693
89,258
82.9%
68.2%
52.9%
76.6%
69.4%
5.29
3.41
1.82
4.26
3.10
0.21
0.47
0.89
0.31
0.44
36.5%
36.0%
36.0%
34.7%
31.4%
30.3%
24.6%
19.1%
26.6%
21.8%
87.16
21.08
27.74
75.90
62.30
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
Social balance sheet
The social balance sheet is the part of the annual accounts about staff: how many people work there, on which contract, who joined and who left, and what they cost. It shows whether an employer is growing or shrinking.
Item
31-12-2025
Employees at the balance-sheet date
1
full-time
1
part-time
0
in full-time equivalents
1
0.2
On a permanent contract
1
Joined
1
Left
0
Training hours
0
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
2022
2021
Tangible fixed assets
€26,401
€5,069
€39,370
-
€1,156
€14,218
€12,413
€970
€6,385
€6,876
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Public contracts
1 award · 2025
Ter beschikking stellen van studentenresidentiesoftware in een SAAS-formule: VIV2025/049 - 1
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. The values are as the buyer published them. For a framework agreement, the value is a ceiling.
Insights on Desino
The operating result for 2025 is 53% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 31.8% to 17.1%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, no change since July 2026
Hidden nameVisible after signing in
Director, permanent representative Name after signing inVisible after signing in
appointed by deed of 02-09-2026term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
20182019202020212022202320242025202620272028
Name after signing inVisible after signing in Director
Name hiddenVisible after signing in Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
Hidden nameVisible after signing in
Director, since before 31-12-2021
Name after signing inVisible after signing in
Manager (not named in the articles), appointed by deed of 05-07-2018, until 09-04-2021
Director (not named in the articles), appointed by deed of 09-04-2021, until 30-06-2026
Desino is linked to other companies through directors or shares. Look especially for linked companies in trouble.
1 current director
Depth
The network lets you explore the ties of Desino.
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
14 events since 2018
Board
Filings
Financial
Establishments
20182020202220242026
Deadline for the 2026 accounts:
31-07-2027
2026
1 director appointed, 1 resignationAppointment: Name hiddenVisible after signing in · Permanent representative: Hidden nameVisible after signing in · Resignation: Name after signing inVisible after signing in · General meeting of 27-08-20264 points ▸
General meeting, 27-08-2026
Director appointment, Name hiddenVisible after signing in
Permanent representative, Hidden nameVisible after signing in
Director resignation, Name after signing inVisible after signing in
Annual accounts 2024 filedPDFmicro format · 27 days before the deadline
2024
Equity above €200,000equity €200,801 ▲56.4% Equity rises from €128,429 to €200,801.
Annual accounts 2023 filedPDFmicro format · 8 days late
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0699529653
Annual accounts 2022 filedPDFmicro format · 10 days late
2022
Equity above €100,000equity €147,139 ▲53.1% With a profit in every financial year since 2021, equity grows to €147,139.
Annual accounts 2021 filedPDFmicro format · 31 days late
2021
Change of role: Name hiddenVisible after signing in, from manager to director“Het verlenen van dienstprestaties van economische aard, zowel in eigen beheer als in deelname met derden…” (deed in Dutch) · Legal-form conversion: from general partnership to private limited company · Director discharge: Hidden nameVisible after signing in (manager) · General meeting of 24-03-202110 points ▸
Legal-form conversion, from general partnership to private limited company, mentioned twice in the deed
Director resignation, Name after signing inVisible after signing in (manager), mentioned twice in the deed
Director discharge, Name hiddenVisible after signing in (manager)
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
IncorporationFounding capital of €2,000, 200 shares · Founders: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (manager) · published on 05-07-20184 points ▸
Founder, Hidden nameVisible after signing in
Founder, Name after signing inVisible after signing in
Founding capital, €2,000, 200 shares
Director appointment, Name hiddenVisible after signing in (manager (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 3 July 2018, Desino was incorporated by two natural persons, with a starting capital of €2,000.12Name after signing inVisible after signing in is director of the company, appointed by deed of 02-09-2026.3Total assets went from €138,555 in 2021 to €381,443 in 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
62010Computer programming, consultancy and related activities main activity
62020IT consultancy
62090Computer programming, consultancy and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen van dienstprestaties van economische aard, zowel in eigen beheer als in deelname met derden, daartoe behoren technologisch…”
23 activities
Het verlenen van dienstprestaties van economische aard, zowel in eigen beheer als in deelname met derden, daartoe behoren technologisch advies, assistentie op het gebied van management, engineering, consulting in de meest brede zin van het woord;
De activiteiten van handelsagent, de handel, de import in menigvuldige goederen, als zowel het optreden als tussenhandelaar of tussenpersoon, omvattende de activiteiten van makelaar in goederen en diensten van allerlei aard en commissionair;
Verlenen van advies over soorten computers (hardware) en hun configuratie en toepassing van bijhorende: programmatuur (software);
Derden;
Systeemanalyse en ontwerp, implementatie en onderhoud van softwaretoepassingen;
Uitgeverijen van programmatuur;
Overige advisering in verband met programmatuur en levering van programmatuur;
Het permanent beheren van en werken met de gegevensverwerkende apparatuur van
Onderhoud en reparaties van computer en randapparatuur en programmatuur;
Overige activiteiten in verband met computers;
Informatieverwerking en dienstbureau voor derden;
Het verhuren van rollend materieel aan zowel bedrijven als particuliere klanten;
Het verhuren van gebruiksvoorwerpen, materiaal en machines gerelateerd aan sport, ontspanning, entertainment, events, teambuilding aan zowel particulieren als bedrijven;
Het verhuren van gebruiksvoorwerpen, materiaal en machines gerelateerd aan de bouw;
Het beheren en verhuren van vastgoed aan zowel bedrijven als particulieren;
Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen;
Alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen;
Het nemen van participaties in aanverwante bedrijven, al dan niet met hetzelfde voorwerp van de vennootschap en alle tussenkomsten waarvoor geen beperkingen zijn opgelegd bij wet
Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haal aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen;
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan-en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende goederen en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
Het huren en verhuren van roerende en onroerende goederen, al dan niet ingericht;
Het beheer van beleggingsportefeuilles omvattende een variëteit aan roerende beleggingsproducten van zowel Belgische als buitenlandse oorsprong voor zover er geen wettelijke beperkingen zijn opgelegd
Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars, het uitoefenen van opdrachten en functies;