Financials
- Fiscal year
- 2025
- Total assets
- €378,473
- Profit
- €65,933
- Solvency
- 20.5%
Total assets▼ 9.1%
Net result
20182025
Livalos
ActiveSummary
Livalos has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,435 and a net result of €65,933. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 21% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€378,473total assets 2025
- Equity
- €77,435
- Profit
- €65,933
Turnover not published (abridged schema)
Structure
- Largest shareholder
- ID2R · 50%
- Holdings
- 1
Accounts filed 31 d late0 of 5 deeds read
Why 84- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 0.47, cash €15,305+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €378,473Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
45+17
equity 20.5% of total assets
Liquidity
19+1
short-term debt 68.3% · cash 4.0%
Profitability
91+13
return on assets 17.4%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● 0.0% vs 11-2024
01-2025: 0.7%● 0.0% vs 12-2024
02-2025: 0.7%● 0.0% vs 01-2025
03-2025: 0.7%▼ -0.7% vs 02-2025
04-2025: 0.7%▲ +8.5% vs 03-2025
05-2025: 0.7%▲ +0.5% vs 04-2025
06-2025: 0.7%▼ -1.2% vs 05-2025
07-2025: 0.8%▲ +7.2% vs 06-2025
08-2025: 1.0%▲ +35.0% vs 07-2025
09-2025: 1.2%▲ +17.2% vs 08-2025
10-2025: 1.7%▲ +37.0% vs 09-2025
11-2025: 1.8%▲ +4.6% vs 10-2025highest value
12-2025: 0.6%▼ -67.1% vs 11-2025
01-2026: 0.6%▼ -1.0% vs 12-2025
02-2026: 0.6%● 0.0% vs 01-2026
03-2026: 0.6%▲ +0.5% vs 02-2026
04-2026: 0.6%▲ +1.7% vs 03-2026
05-2026: 0.6%▲ +10.6% vs 04-2026
06-2026: 0.6%▼ -5.2% vs 05-2026
07-2026: 0.6%▲ +0.7% vs 06-2026
08-2026: 1.0%▲ +54.9% vs 07-2026
09-2026: 0.3%▼ -65.1% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €378,473 lowers the probability for this profile
- Liquidity: current ratio 0.47, cash €15,305 raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.21 in 2024; short-term debt: 68.3% and cash: 4% of total assets), and 79.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 22%, liquidity 7%, profitability 54%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 18866 sector peers (2025).
NBB · sector comparisonPosition among 18866 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
119 d late
2023
30 d late
2022
4 d early
2021
19 d late
2020
19 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €65,933 ▲114%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Largest shareholder
- ID2R · 50%
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 12
- Since
- 2019
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 27-11-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 18-08-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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