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DESEO-PLANTS

Active
Private limited companyfounded 199629 yrs activeKwetshagestraat 5, 8490 Jabbeke, BelgiumKBO/BCE: BE 0458.855.530

DESEO-PLANTS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €5k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+9
Solvency56▲+6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.47 in 2024; short-term debt: 59.6% and cash: 0.5% of total assets), but 69% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31%
Return on assets
1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
4 d early
2023
1 d early
2022
28 d late
2021
15 d late
2020
127 d late
2019
95 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€167k▲ 3.3%
2024 · €162k
2019: €289k 2020: €181k 2021: €183k 2022: €144k 2023: €163k 2024: €162k
2019 → 2025
Total assets
€539k▼ 18.1%
2024 · €658k
2019: €1.23M 2020: €924k 2021: €906k 2022: €850k 2023: €664k 2024: €658k
2019 → 2025
Net result
€5k
2024 · €-2k
2019: €5k 2020: €-108k 2021: €2k 2022: €-39k 2023: €19k 2024: €-2k
2019 → 2025
Working capital
€208k▲ 1.4%
2024 · €205k
2019: €190k 2020: €212k 2021: €260k 2022: €198k 2023: €213k 2024: €205k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€183k-€144k▼ 21.3%€163k▲ 13.5%€162k▼ 1.1%€167k▲ 3.3%
Operating result€19k-€-23k€41k€5k▼ 87.9%€14k▲ 177%
Net result€2k-€-39k€19k€-2k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2021: €19k€19kNet result 2021: €2k€2kOperating result 2022: €-23k€-23kNet result 2022: €-39k€-39kOperating result 2023: €41k€41kNet result 2023: €19k€19kOperating result 2024: €5k€5kNet result 2024: €-2k€-2kOperating result 2025: €14k€14kNet result 2025: €5k€5k20212022202320242025
The operating result recovers in 2025; 2025 is 177% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €539k
Fixed assets €10k▼ 23.6%
Current assets €529k▼ 18.0%
Equity and liabilities €539k
Equity €167k▲ 3.3%
Debt €372k▼ 25.1%
The debt ratio falls from 75.4% to 69.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17k
2024 · €8k
Cash flow
€8k
2024 · €1k
Solvency
31.0%
2024 · 24.6%
Current ratio
1.65
2024 · 1.47
Quick ratio
0.16
2024 · 0.37
Debt / equity
2.23
2024 · 3.07
ROE
3.2%
2024 · -1.1%
ROA
1.0%
2024 · -0.3%
Interest coverage
2.00
2024 · 1.18
Debt
€372k
2024 · €496k
Debt ≤ 1 year
€321k
2024 · €440k
Debt > 1 year
€51k
2024 · €56k
Staff costs
€108k
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€658k€539k
Fixed assets21/28€13k€10k
Tangible fixed assets22/27€13k€10k
Land and buildings22€3k€1k
Plant, machinery and equipment23€6k€5k
Furniture and vehicles24€5k€3k
Current assets29/58€645k€529k
Stocks and contracts in progress3€483k€477k
Stocks30/36€483k€477k
Amounts receivable within one year40/41€109k€49k
Trade receivables40€62k€33k
Other amounts receivable41€46k€16k
Cash at bank and in hand54/58€53k€3k
Equity and liabilities
Total equity and liabilities10/49€658k€539k
Equity10/15€162k€167k
Contributions10/11€262k€262k=
Outside capital11-€262k
Other1109/19-€262k
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€13k€13k=
Profit (loss) carried forward14€-116k€-111k
Amounts payable17/49€496k€372k
Amounts payable after more than one year17€56k€51k
Financial debts170/4€56k€51k
Amounts payable within one year42/48€440k€321k
Current portion of amounts payable after more than one year42€6k€6k=
Trade debts44€121k€95k
Suppliers440/4€121k€95k
Taxes, remuneration and social security45€5k€8k
Taxes450/3€1k€4k
Remuneration and social security454/9€4k€4k
Other amounts payable47/48€308k€213k
Income statement Code20242025
Remuneration, social security and pensions62€96k€108k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€115€491
Gross operating margin9900€104k€125k
Operating profit (loss)9901€5k€14k
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€7k€8k
Recurring financial charges65€7k€8k
Profit (loss) for the period before taxes9903€-2k€5k
Profit (loss) for the period9904€-2k€5k
Profit (loss) for the period to be appropriated9905€-2k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-116k€-111k
Profit (loss) brought forward from the previous period14P€-114k€-116k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
27-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €19k
Net result €19k after one loss-making year.
30-06
Financial Equity above €150kEq €163k ▲13.5%
Equity rises from €144k to €163k.
28-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
15-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 127 days late
2020
30-06
Financial Weakest financial yearnet €-108k ▼2279%
Net result drops to €-108k, the lowest in the series; recovery starts the following year.
05-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
14-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kwetshagestraat 58490 Jabbeke
Ground area
1,530 m²
Building footprint
152 m²
Volume, LiDAR
1,051 m³
Parcel 31031A0164/00C000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deseo-Plants
Kwetshagestraat 5, 8490 JabbekeGambling and betting activities
since 19962.078.865.101
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31031A0164/00C000 Flanders 1,529 m² 1 · 152 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Jabbeke2.078.865.101
1 permission
Erkenning · Teler van sierplanten met plantenpaspoort · since 06-12-2019

Similar companies · same sector, comparable size

Of 641 companies in sector 01301 we hold annual accounts for 297. 224 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-09-1996
Fiscal year end30-06
Activities, NACEBEL
01191Growing of flowers
01301Crop and animal production, hunting and related service activities
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.