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Generated 13-08-2026
Active BE 0805.074.264Private limited company

Desem & C° Holding

Sint-Pietersnieuwstraat 11 ·9000 Gent, Belgium· 2 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Desem & C° Holding is 0.5% (low). The 2024 annual accounts show equity of €144k and a net result of €-11k. Its solvency ranks better than 31% of 12464 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €144k
Net result €-11k
Better than sector 31%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health28Profitability0Solvency49Growth-Stability67
36 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 28
Profitability 0
Solvency 49
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
28 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.1% 60.6%
better than 31% of 12464 sector peers
Net result €-11k €31k
better than 8% of 12466 sector peers
Equity €144k €63k
better than 76% of 12472 sector peers
Gross operating margin €-8k €52k
better than 5% of 12452 sector peers
Total assets €368k €124k
better than 84% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-11k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€368k
Equity€144k
Debt€224k
of which ≤ 1y€40k
of which > 1y€184k
Working capital€-33k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.16
Quick ratio0.16
Working capital ratio-9.1%
Solvency39.1%
Debt / equity1.56
Long-term debt ratio1.28
Interest coverage-
Gross margin-
Net margin-
ROA-3.0%
ROE-7.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€368k
Fixed assets 21/28€362k
Financial fixed assets 28€362k
Current assets 29/58€7k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€368k
Equity 10/15€144k
Contributions / capital 10/11€155k
Accumulated profits (losses) 14€-11k
Amounts payable 17/49€224k
Amounts payable after one year 17€184k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€804
Income statement
Gross operating margin 9900€-8k
Operating result 9901€-14k
Financial income 75€14k
Financial charges 65€11k
Result before taxes 9903€-11k
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation24-08-2023
StatusActive
Postal code9000
Establishment units 1 location
Desem & C° Holding
Alphonse Claeys-Bouüaertlaan 5, 9030 GentHoldings
since 20232.349.205.188
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44805E0287/00N000
ProtectedTownscape or village viewKatoenspinnerij De Gandt-Vander Schueren en omgevingSource ↗
 Flanders 359 m² 1 · 282 m² 20.2 m · 5 fl.
44038A0825/00N003 Flanders 62 m² 1 · 71 m² 9.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
26-05-2025
State Gazette act Capital & shares
Lieven Demolder
2024
22-07-2024
State Gazette act Capital & shares
Lieven Demolder
Belgisch Staatsblad, acts 2 acts
Capital history · 2
26-05-2025
Capital change
22-07-2024
Capital change
All acts · 2 updated 1 year ago
2025
26-05-2025 Capital increase of €375,000 to €375,000 Capital & shares·Lieven Demolder
  • €0 → €375.000
  • Inbreng in geld · Apport en numéraire
Notary: Lieven Demolder · Eeklo
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 375000.0,
      "delta_eur": 375000.0,
      "before_eur": 0.0,
      "_arith_derived": "before",
      "share_emission": {
        "agio_eur": null,
        "share_form": "nominal",
        "share_class": null,
        "n_new_shares": 1207,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 310.69
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": 375000.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "create"
    }
  ],
  "notary": {
    "name": "Lieven Demolder",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Eeklo",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-05-26",
    "filing_date": "2025-05-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-05-25",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-05-25"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0805.074.264",
    "name_full": "DESEM \u0026 C\u00B0 HOLDING",
    "legal_form": "Besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition van het proces-verbaal van buitengewone algemene vergadering 7 mei 2025",
    "De geco\u00F6rdineerde tekst der statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
2024
22-07-2024 Capital increase of €75,000 to €75,000 Capital & shares·Lieven Demolder
  • €0 → €75.000
  • Inbreng in geld · Apport en numéraire
Notary: Lieven Demolder · Eeklo
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 75000.0,
      "delta_eur": 75000.0,
      "before_eur": 0.0,
      "_arith_derived": "before",
      "share_emission": {
        "agio_eur": null,
        "share_form": "nominal",
        "share_class": null,
        "n_new_shares": 375,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 200.0
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": 75000.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "create"
    }
  ],
  "notary": {
    "name": "Lieven Demolder",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Eeklo",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-22",
    "filing_date": "2024-07-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-07-11",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-06-25"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0805.074.264",
    "name_full": "DESEM \u0026 C\u00B0 HOLDING",
    "legal_form": "besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition van het proces-verbaal van buitengewone algemene vergadering 25 juni 2024",
    "De geco\u00F6rdineerde tekst der statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
Legal nameNL Desem & C° Holding
Registered office
Sint-Pietersnieuwstraat 11
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative