DESCOM CONSTRUCT
ActiveSummary
DESCOM CONSTRUCT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,039 and a net result of -€12,987. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-14
Solvency100▲+56
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
short-term debt: 0.3% and cash: 99.6% of total assets, and 2.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
-33.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,987
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
16 d late
2021
33 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€38,039▼ 25.5%
2024 · €51,025
Total assets
€39,167▼ 85.5%
2024 · €270,531
Net result
-€12,987▲ 49.9%
2024 · -€25,936
Working capital
€39,039▼ 25.0%
2024 · €52,025
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,906€1,688▼ 93.5%-€50,123-€25,207▲ 49.7%-€12,255▲ 51.4%
Net result€25,539-€5,513-€51,706▼ 838%-€25,936▲ 49.8%-€12,987▲ 49.9%
Equity€134,181▲ 23.5%€128,668▼ 4.1%€76,962▼ 40.2%€51,025▼ 33.7%€38,039▼ 25.5%
Total assets€428,188▲ 2.2%€539,521▲ 26.0%€333,743▼ 38.1%€270,531▼ 18.9%€39,167▼ 85.5%
Debt€294,007▼ 5.3%€410,853▲ 39.7%€256,782▼ 37.5%€219,505▼ 14.5%€1,128▼ 99.5%
Working capital€134,981▲ 23.3%€129,668▼ 3.9%€77,962▼ 39.9%€52,025▼ 33.3%€39,039▼ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,255 in 2025 against €25,207 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €39,167
Equity
€38,039 ▼ 25.5%
Debt
€1,128 ▼ 99.5%
Debt's share of the balance-sheet total falls from 81.1% to 2.9%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.03▼
2024 · 4.30
ROE
-34.1%▲
2024 · -50.8%
ROA
-33.2%▼
2024 · -9.6%
Debt ≤ 1 year
€128▼
2024 · €218,505
A ratio outside any meaningful range has been withheld (balance sheet total €39,167, equity €38,039).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €459 | - | €1,045 | €513 | €536 | ▲ 4.5% |
| Gross operating margin9900 | €26,365 | €1,688 | -€49,078 | -€24,694 | -€11,719 | ▲ 52.5% |
| Operating profit (loss)9901 | €25,906 | €1,688 | -€50,123 | -€25,207 | -€12,255 | ▲ 51.4% |
| Financial income75/76B | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | €0 | €0 | - | - |
| Financial charges65/66B | €367 | €7,201 | €1,583 | €729 | €732 | ▲ 0.4% |
| Recurring financial charges65 | €367 | €7,201 | €1,583 | €729 | €732 | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | €25,539 | -€5,513 | -€51,706 | -€25,936 | -€12,987 | ▲ 49.9% |
| Profit (loss) for the period9904 | €25,539 | -€5,513 | -€51,706 | -€25,936 | -€12,987 | ▲ 49.9% |
| Profit (loss) for the period to be appropriated9905 | €25,539 | -€5,513 | -€51,706 | -€25,936 | -€12,987 | ▲ 49.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €428,188 | €539,521 | €333,743 | €270,531 | €39,167 | ▼ 85.5% |
| Current assets29/58 | €428,188 | €539,521 | €333,743 | €270,531 | €39,167 | ▼ 85.5% |
| Stocks and contracts in progress3 | €79,860 | - | - | - | - | - |
| Stocks30/36 | €5,460 | - | - | - | - | - |
| Contracts in progress37 | €74,400 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €347,727 | €84,062 | €252,832 | €262,748 | €160 | ▼ 99.9% |
| Trade receivables40 | €211,621 | €70,057 | - | €8,712 | €0 | ▼ 100% |
| Other amounts receivable41 | €136,106 | €14,005 | €252,832 | €254,036 | €160 | ▼ 99.9% |
| Cash at bank and in hand54/58 | €602 | €455,460 | €80,911 | €7,783 | €39,006 | ▲ 401% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €428,188 | €539,521 | €333,743 | €270,531 | €39,167 | ▼ 85.5% |
| Equity10/15 | €134,181 | €128,668 | €76,962 | €51,025 | €38,039 | ▼ 25.5% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €9,150 | €9,150 | €9,150 | €9,150 | €9,150 | = |
| Non-distributable reserves130/1 | €9,150 | €9,150 | €9,150 | €9,150 | - | - |
| Reserves not available under the articles1311 | €9,150 | €9,150 | €9,150 | €9,150 | - | - |
| Distributable reserves133 | - | - | - | - | €9,150 | - |
| Profit (loss) carried forward14 | €31 | -€5,482 | -€57,189 | -€83,125 | -€96,111 | ▼ 15.6% |
| Amounts payable17/49 | €294,007 | €410,853 | €256,782 | €219,505 | €1,128 | ▼ 99.5% |
| Amounts payable within one year42/48 | €293,207 | €409,853 | €255,782 | €218,505 | €128 | ▼ 99.9% |
| Trade debts44 | €34,478 | €28,724 | €62 | €1,813 | €128 | ▼ 92.9% |
| Suppliers440/4 | €34,478 | €28,724 | €62 | €1,813 | €128 | ▼ 92.9% |
| Advances received on contracts in progress46 | - | €62,830 | - | - | - | - |
| Taxes, remuneration and social security45 | €4,037 | €9,528 | €698 | €0 | - | - |
| Taxes450/3 | €4,037 | €9,528 | €698 | €0 | - | - |
| Other amounts payable47/48 | €254,692 | €308,771 | €255,022 | €216,692 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €800 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,539 | -€5,513 | -€51,706 | -€25,936 | -€12,987 | ▲ 49.9% |
| Operating cash flow (approximation) | €25,539 | -€5,513 | -€51,706 | -€25,936 | -€12,987 | ▲ 49.9% |
| Change in cash | - | €454,858 | -€374,549 | -€73,128 | €31,224 | ▲ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 247current ratio 305.99
Current ratio from 1.24 to 305.99; short-term debt falls from €218,505 to €128.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€51,706
Net result drops to -€51,706, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €25,539
Net result €25,539 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2014
Ground area
4,185 m²
Building footprint
750 m²
Volume, LiDAR
2,752 m³
2 parcels, Flanders · tallest building 16.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Descom
since 20142.234.372.630
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35008B0982/00A000 | Flanders | 3,613 m² | 1 · 245 m² | 5.3 m |
| 35026B0222/00N000 | Flanders | 572 m² | 1 · 505 m² | 16.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MDV HOME
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.