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DESCO SCHILDERWERKEN

Active
Private limited companyfounded 2009active for 17 yearsKunstlaan 6, 3500 Hasselt, BelgiumKBO/BCE: BE 0816.704.465
Summary

DESCO SCHILDERWERKEN has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,377 and a net result of €9,709. Equity is shrinking by about 7.8% per year across the filed financial years. Its solvency ranks better than 86% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
DESCO SCHILDERWERKENActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€194,215total assets 2025
Equity
€157,377
Profit
€9,709
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 29 days early3 deeds in the Belgian Official Gazette
Why 96raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 19.58, cash €144,988Equity €157,377 (81.0% of total assets)Founded in 2009Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 81.0% of total assets
Liquidity 100=
short-term debt 5.0% · cash 74.7%
Profitability 75-2
return on assets 5.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%● unchanged vs 11-2024highest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity ample (current ratio 19.58, compared with 11.94 in 2024, above the usual 1.5; short-term debt: 5% and cash: 74.7% of total assets), and 19% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 98% on liquidity, 49% on profitability and 49% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 19.58, cash €144,988
NBB · annual accounts
lowers risk · Equity €157,377 (81.0% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €157,377
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
31 days early
2023
30 days early
2022
28 days early
2021
31 days early
2020
22 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €157,377 ▲6.6%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 14% on solvencysector median 46.8% · 34,678 companies 81.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Total assets 20256 financial years filed €194,215 View

By topic

Financials

Financial year
2025
Total assets
€194,215
Profit
€9,709
Solvency
81.0%
Total assets▲ 2.1%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2011
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 31-12-2024Liquidity more than doubled
  3. 01-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
02-07-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about DESCO SCHILDERWERKEN

What is the company number of DESCO SCHILDERWERKEN?
0816.704.465. In Belgium the VAT number is the company number with BE in front: BE 0816.704.465.
Where is DESCO SCHILDERWERKEN based?
The registered office is at Kunstlaan 6, 3500 Hasselt.Company details
What does DESCO SCHILDERWERKEN do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of DESCO SCHILDERWERKEN?
Private limited company (BV).
When was DESCO SCHILDERWERKEN founded?
On 02-07-2009.
Is DESCO SCHILDERWERKEN still active?
Yes, DESCO SCHILDERWERKEN is an active enterprise in the KBO register.
How many employees does DESCO SCHILDERWERKEN have?
On average 0.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of DESCO SCHILDERWERKEN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DESCO SCHILDERWERKEN profitable?
In financial year 2025, DESCO SCHILDERWERKEN made a profit of €9,709.
Where can I find the annual accounts of DESCO SCHILDERWERKEN?
DESCO SCHILDERWERKEN filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DESCO SCHILDERWERKEN due?
By 31-07-2027, for financial year 2026.Timeline

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