DERVEAUX BV
ActiveDERVEAUX BV has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €9k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability54▲+12
Solvency98=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.7 in 2022), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
5.8%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2022
253 d late
2021
28 d late
2020
29 d late
2019
269 d late
2016
125 d late
2013
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 23.2%
2022 · €69k
2019: €61k
2020: €64k
2021: €63k
2022: €69k
2019 → 2025
Total assets
€157k▲ 21.4%
2022 · €129k
2019: €91k
2020: €93k
2021: €96k
2022: €129k
2019 → 2025
Net result
€9k▲ 58.9%
2022 · €6k
2019: €8k
2020: €8k
2021: €9k
2022: €6k
2019 → 2025
Working capital
€84k▲ 28.8%
2022 · €65k
2019: €63k
2020: €68k
2021: €68k
2022: €65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222025Trend
Equity€61k-€64k▲ 4.9%€63k▼ 1.5%€69k▲ 9.1%€85k▲ 23.2%
Operating result€9k-€9k▼ 1.4%€12k▲ 35.3%€4k▼ 63.1%€14k▲ 220%
Net result€8k-€8k▼ 1.4%€9k▲ 12.6%€6k▼ 36.1%€9k▲ 58.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 220% above 2022 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €157k
Fixed assets
€42k▲ 3.8%
Current assets
€115k▲ 29.2%
Equity and liabilities €157k
Equity
€85k▲ 23.2%
Provisions
€10k=
Debt
€62k▲ 23.1%
The debt ratio rises from 38.9% to 39.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€27k▲
2022 · €15k
Cash flow
€22k▲
2022 · €17k
Solvency
54.1%▲
2022 · 53.3%
Current ratio
3.66▼
2022 · 3.70
Quick ratio
3.50▼
2022 · 3.65
Debt / equity
0.73▼
2022 · 0.73
ROE
10.8%▲
2022 · 8.3%
ROA
5.8%▲
2022 · 4.4%
Interest coverage
14.04▼
2022 · 15.84
Debt
€62k▲
2022 · €50k
Debt ≤ 1 year
€31k▲
2022 · €24k
Debt > 1 year
€31k▲
2022 · €26k
Income taxes
€5k▲
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2022
Balance sheet
Code20222025
Assets
Total assets20/58€129k€157k▲
Fixed assets21/28€40k€42k▲
Tangible fixed assets22/27€40k€42k▲
Land and buildings22€1k-
Furniture and vehicles24€39k€42k▲
Current assets29/58€89k€115k▲
Stocks and contracts in progress3€1k€5k▲
Contracts in progress37€1k€5k▲
Amounts receivable within one year40/41€47k€82k▲
Trade receivables40€11k€25k▲
Other amounts receivable41€35k€57k▲
Current investments50/53€3k€10k▲
Cash at bank and in hand54/58€36k€18k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€129k€157k▲
Equity10/15€69k€85k▲
Contributions10/11€6k€6k=
Reserves13€55k€69k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€48k€63k▲
Profit (loss) carried forward14€8k€10k▲
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Pensions and similar obligations160€10k€10k=
Amounts payable17/49€50k€62k▲
Amounts payable after more than one year17€26k€31k▲
Financial debts170/4€26k€31k▲
Amounts payable within one year42/48€24k€31k▲
Current portion of amounts payable after more than one year42€9k€17k▲
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Income statement
Code20222025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€976€2k▲
Gross operating margin9900€16k€28k▲
Operating profit (loss)9901€4k€14k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Non-recurring financial income76B€5k-
Financial charges65/66B€963€2k▲
Recurring financial charges65€963€2k▲
Profit (loss) for the period before taxes9903€8k€14k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€6k€9k▲
Profit (loss) for the period to be appropriated9905€6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€19k▲
Profit (loss) brought forward from the previous period14P€2k€10k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-06
Financial
Highest result since 2019net €9k ▲58.9%
Operating result €14k, net result €9k, both a record.
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 253 days late
2022
30-06
Financial
Weakest financial yearnet €6k ▼36.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 269 days late
2017
05-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 125 days late
2014
28-04
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 87 days late
2013
28-03
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 56 days late
2010
30-03
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema · 58 days late
2009
14-05
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 103 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan 175B8610 KortemarkGround area
1,617 m²
Building footprint
251 m²
Volume, LiDAR
1,498 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Iepersestraat 496, 8800 Roeselare
since 20002.099.286.668
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32005D0061/00T000 | Flanders | 1,213 m² | 1 · 170 m² | 9.1 m · 2 fl. |
| 36503C1141/00X000 | Flanders | 404 m² | 1 · 81 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 1,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1999
Fiscal year end30-06
Activities, NACEBEL
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.