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Complete company report
Generated 24-07-2026
Active BE 0790.362.730Private limited company

DERO

Waterstraat 50 ·3740 Bilzen-Hoeselt, Belgium· 3 yrs active
Sector: Food manufacturing (10712)
Conclusion Checked

The computed 12-month bankruptcy probability of DERO is 2.2% (moderate). The 2024 annual accounts show equity of €154k and a net result of €66k. Its solvency ranks better than 50% of 629 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €154k
Net result €66k
Staff (FTE) 7
Better than sector 50%
Snowflake analysis 5 axes · computed by Checked
Health48Profitability100Solvency23Growth52Stability94
63 / 100

Strong profile, led by profitability.

Health 48
Profitability 100
Solvency 23
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
48 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2023: €99k€99kNet result 2023: €78k€78kOperating result 2024: €75k€75kNet result 2024: €66k€66k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.8% 21.1%
better than 50% of 629 sector peers
Net result €66k €7k
better than 91% of 628 sector peers
Equity €154k €25k
better than 89% of 629 sector peers
Gross operating margin €252k €60k
better than 87% of 627 sector peers
Staff costs €140k €61k
higher than 79% of 424 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€110k
-0.9% far above sector median
Net profit
€66k
-16.1% far above sector median
Cash flow
€100k
+12.0% +210% vs sector
Total assets
€738k
+286.9% +296% vs sector
Equity
€154k
+74.4% +92% vs sector
Working capital
€-22k
- far below sector median
Employees (FTE)
7
+18.6% +46% vs sector
Staff costs
€140k
-18.8% +15% vs sector
Income taxes
€697
-96.3% -83% vs sector
Debt
€585k
+469.4% far above sector median
Debt ≤ 1y
€124k
+59.6% +125% vs sector
Debt > 1y
€461k
+1747.1% far above sector median
Current ratio
0.82
-32.4% -38% vs sector
Quick ratio
0.71
-32.3% -42% vs sector
Solvency
20.8%
-54.9% -48% vs sector
Debt / equity
3.80
+226.5% far above sector median
ROE
42.7%
-51.9% +112% vs sector
ROA
8.9%
-78.3% ≈ vs sector
Interest coverage
11.44
-73.4% -26% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€110k
Net profit€66k
Cash flow€100k
Staff costs€140k
Income taxes€697
Dividends-
Total assets€738k
Equity€154k
Debt€585k
of which ≤ 1y€124k
of which > 1y€461k
Working capital€-22k
Employees (FTE)7.0
Ratios (computed)
2024
Current ratio0.82
Quick ratio0.71
Working capital ratio-3.0%
Solvency20.8%
Debt / equity3.80
Long-term debt ratio3.00
Interest coverage11.44
Gross margin-
Net margin-
ROA8.9%
ROE42.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€738k
Fixed assets 21/28€637k
Tangible fixed assets 22/27€637k
Current assets 29/58€102k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€86k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€738k
Equity 10/15€154k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€144k
Amounts payable 17/49€585k
Amounts payable after one year 17€461k
Amounts payable within one year 42/48€124k
Trade debts payable within one year 44€34k
Income statement
Gross operating margin 9900€252k
Operating result 9901€75k
Financial income 75€772
Financial charges 65€10k
Result before taxes 9903€66k
Income taxes 67/77€697
Net result for the period 9904€66k
Result to be appropriated 9905€66k
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Ratios computed by Checked.
Legal Structure
NACE primary Food manufacturing(10712)
Legal form Private limited company(610)
Incorporation02-09-2022
StatusActive
Postal code3740
Establishment units 1 location
Bakkerij Dello
Waterstraat 50, 3740 Bilzen-HoeseltAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk
since 20222.335.294.695
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73056B0318/00P000 Flanders 1,659 m² 1 · 407 m² 10.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
24-07-2025
State Gazette act Director changes
2024
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
24-07-2025 2 directors appointed Director changes
  • Debby Geurts, Bestuurder
  • Robbie Dello, Bestuurder
Technical details 
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    {
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      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2025-07-01",
      "evidence_quote": "Benoeming als bijkomend bestuurder van Debby Geurts per 1/7/2025",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
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      "person": {
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      "reason": null,
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    }
  ],
  "notary": {
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    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2025-07-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-07-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0790.362.730",
    "name_full": "Dero",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241
Primary activity highlighted.
Names & trade names
Legal nameNL DERO
Registered office
Waterstraat 50
3740 Bilzen-Hoeselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative