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Generated 23-08-2026
Active BE 0787.252.295Private limited company

Deremiens Chocolate Group

Voie d'Orval,Prouvy 26 ·6810 Chiny, Belgium· 4 yrs active
Sector: Vervaardiging van cacao, chocolade en suikerwerk (10820)
Conclusion Checked

The computed 12-month bankruptcy probability of Deremiens Chocolate Group is 2.8% (moderate). The 2025 annual accounts show equity of €246k and a net result of €183k. Its solvency ranks better than 45% of 231 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €246k
Net result €183k
Staff (FTE) 10
Better than sector 45%
Financial profile 5 of 5 axes measured · computed by Checked
Health71Profitability100Solvency30Growth78Stability94
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 71
Profitability 100
Solvency 30
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
71 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 16-12-2025 with the NBB · fiscal year 2025 · volledig
€0€100k€200k€300kOperating result 2024: €91k€91kNet result 2024: €13k€13kOperating result 2025: €316k€316kNet result 2025: €183k€183k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 10, Food manufacturing · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 20.7% 25.9%
better than 45% of 231 sector peers
Net result €183k €15k
better than 92% of 230 sector peers
Equity €246k €61k
better than 80% of 231 sector peers
Gross operating margin €1,000k €110k
better than 95% of 220 sector peers
Staff costs €578k €124k
higher than 86% of 167 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€413k
+46.0% 24-25
Net profit
€183k
+1271.7% 24-25
Cash flow
€280k
+36.8% 24-25
Total assets
€1.19M
+2.3% 24-25
Equity
€246k
+289.0% 24-25
Working capital
€106k
- 24-25
Employees (FTE)
10
0.0% 24-25
Staff costs
€578k
-35.6% 24-25
Show 11 other metrics
Income taxes
€76k
+293.5% 24-25
Debt
€942k
-14.2% 24-25
Debt ≤ 1y
€720k
-8.7% 24-25
Debt > 1y
€223k
-26.8% 24-25
Current ratio
1.15
+27.8% 24-25
Quick ratio
0.71
+28.9% 24-25
Solvency
20.7%
+280.2% 24-25
Debt / equity
3.82
-77.9% 24-25
ROE
74.3%
+252.6% 24-25
ROA
15.4%
+1240.5% 24-25
Interest coverage
7.28
+50.6% 24-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€413k
Net profit€183k
Cash flow€280k
Staff costs€578k
Income taxes€76k
Dividends-
Total assets€1.19M
Equity€246k
Debt€942k
of which ≤ 1y€720k
of which > 1y€223k
Working capital€106k
Employees (FTE)10.0
Ratios (computed)
2025
Current ratio1.15
Quick ratio0.71
Working capital ratio8.9%
Solvency20.7%
Debt / equity3.82
Long-term debt ratio0.90
Interest coverage7.28
Gross margin-
Net margin-
ROA15.4%
ROE74.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.19M
Fixed assets 21/28€362k
Formation expenses 20€649
Intangible fixed assets 21€34k
Tangible fixed assets 22/27€298k
Financial fixed assets 28€29k
Current assets 29/58€826k
Stocks & contracts in progress 3€314k
Amounts receivable within one year 40/41€270k
Cash & bank 54/58€241k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.19M
Equity 10/15€246k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€196k
Amounts payable 17/49€942k
Amounts payable after one year 17€223k
Amounts payable within one year 42/48€720k
Trade debts payable within one year 44€53k
Income statement
Gross operating margin 9900€1,000k
Operating result 9901€316k
Financial income 75€18
Financial charges 65€57k
Result before taxes 9903€259k
Income taxes 67/77€76k
Net result for the period 9904€183k
Result to be appropriated 9905€183k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Vervaardiging van cacao, chocolade en suikerwerk(10820)
Legal form Private limited company(610)
Incorporation14-06-2022
StatusActive
Postal code6810
Establishment units 2 locations
Deremiens Chocolate Group
Rue du Faing,Jamoigne 6, 6810 ChinyVervaardiging van roomijs en ander consumptie-ijs
since 20222.332.698.758
Deremiens Chocolate Group
Voie d'Orval,Prouvy 26, 6810 ChinyVervaardiging van roomijs en ander consumptie-ijs
since 20222.332.698.659
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85019B0490/00G000 Wallonia 1,107 m² 1 · 156 m² 11.2 m · 3 fl.
85019C1040/00D000 Wallonia 282 m² 1 · 140 m² 10.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2024
19-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2023
30-06-2023
State Gazette act Minor change
Fiscal year change · François CATINUS
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
30-06-2023 Publication in the Belgian Official Gazette, Minor change Minor change·François CATINUS
Summary: Fiscal year changeNotary: François CATINUS · Florenville
Technical details 
{
  "notary": {
    "name": "Fran\u00E7ois CATINUS",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Florenville",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-06-30",
    "filing_date": "2023-06-28",
    "act_kind_objet": "ANNEE COMPTABLE"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-06-28",
    "unanimous": true
  },
  "agm_change": null,
  "detected_kind": "fiscal_year_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0787.252.295",
    "name_full": "DEREMIENS CHOCOLATE GROUP",
    "legal_form": "SRL"
  },
  "accounts_deposit": {
    "filing_kind": null,
    "fiscal_year_end": "2024-05-31",
    "filing_reference": null
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 30/06/2023 - Annexes du Moniteur belge"
  ],
  "fiscal_year_change": {
    "new_end_mm_dd": "05-31",
    "old_end_mm_dd": null,
    "new_start_mm_dd": "06-01",
    "old_start_mm_dd": null,
    "first_full_new_year": 2027,
    "transition_period_end": "2024-05-31"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van cacao, chocolade en suikerwerk10820Vervaardiging van roomijs en ander consumptie-ijs10520Groothandel in suiker, chocolade en suikerwerk46360Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in chocolade en suikerwerk47242
Primary activity highlighted.
Names & trade names
Legal nameFR Deremiens Chocolate Group
Registered office
Voie d'Orval,Prouvy 26
6810 Chiny, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative