Derdaele Group
ActiveDerdaele Group has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.66M and a net result of €5.31M. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+18
Solvency85▲+2
Growth72▲+5
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 0.94 in 2024; short-term debt: 23.1% and cash: 1.4% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
20.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-01-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 d early
2024
34 d early
2023
76 d early
2022
37 d early
2021
137 d late
2020
64 d early
2019
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.41M▲ 44.8%
2024 · €1.66M
2018: €1.35M
2019: €1.74M
2020: €1.58M
2021: €1.92M
2022: €2.81M
2023: €1.34M
2024: €1.66M
2018 → 2025
EBIT margin
120.9%▲ 63.7pp
2024 · 57.3%
2018: 32.7%
2019: 21.5%
2020: 34.6%
2021: 48.4%
2022: 47.4%
2023: 159.2%
2024: 57.3%
2018 → 2025
Net result
€5.31M▲ 487%
2024 · €906k
2018: €42k
2019: €76k
2020: €199k
2021: €589k
2022: €1.16M
2023: €1.81M
2024: €906k
2018 → 2025
Working capital
€2.85M
2024 · €-254k
2018: €-211k
2019: €-1.79M
2020: €-4.22M
2021: €-7.62M
2022: €-5.79M
2023: €-2.00M
2024: €-254k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.92M-€2.81M▲ 46.5%€1.34M▼ 52.4%€1.66M▲ 24.4%€2.41M▲ 44.8%
Equity€6.47M-€7.63M▲ 17.9%€9.44M▲ 23.7%€10.35M▲ 9.6%€15.66M▲ 51.4%
Operating result€928k-€1.33M▲ 43.4%€2.13M▲ 60.0%€953k▼ 55.2%€2.91M▲ 206%
Net result€589k-€1.16M▲ 97.1%€1.81M▲ 55.8%€906k▼ 49.9%€5.31M▲ 487%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 206% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.89M
Fixed assets
€17.07M▲ 22.8%
Current assets
€8.82M▲ 126%
Equity and liabilities €25.89M
Equity
€15.66M▲ 51.4%
Provisions
€475k▲ 5,013%
Debt
€9.76M▲ 31.1%
The debt ratio falls from 41.8% to 37.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3.23M▲
2024 · €1.26M
Cash flow
€5.63M▲
2024 · €1.21M
Solvency
60.5%▲
2024 · 58.1%
Current ratio
1.48▲
2024 · 0.94
Quick ratio
1.19▲
2024 · 0.94
Debt / equity
0.62▼
2024 · 0.72
ROE
33.9%▲
2024 · 8.8%
ROA
20.5%▲
2024 · 5.1%
Interest coverage
10.63▲
2024 · 5.08
Debt
€9.76M▲
2024 · €7.44M
Debt ≤ 1 year
€5.97M▲
2024 · €4.15M
Debt > 1 year
€3.78M▲
2024 · €3.29M
Income taxes
€222k▲
2024 · €205k
Staff costs
€96k▲
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17.79M€25.89M▲
Fixed assets21/28€13.90M€17.07M▲
Intangible fixed assets21€474k€427k▼
Tangible fixed assets22/27€10.95M€11.14M▲
Land and buildings22€10.91M€11.10M▲
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€33k€29k▼
Financial fixed assets28€2.47M€5.51M▲
Affiliated companies280/1€2.47M€5.47M▲
Participating interests280€2.47M€5.47M▲
Companies linked by participating interests282/3-€42k
Amounts receivable283-€42k
Other financial fixed assets284/8€849€849=
Amounts receivable and cash guarantees285/8€849€849=
Current assets29/58€3.90M€8.82M▲
Amounts receivable after more than one year29-€1.06M
Other amounts receivable291-€1.06M
Stocks and contracts in progress3-€1.71M
Stocks30/36-€1.71M
Property held for sale35-€1.71M
Amounts receivable within one year40/41€1.38M€4.86M▲
Trade receivables40€846k€209k▼
Other amounts receivable41€535k€4.65M▲
Current investments50/53-€800k
Other investments51/53-€800k
Cash at bank and in hand54/58€2.51M€359k▼
Deferred charges and accrued income490/1€10k€22k▲
Equity and liabilities
Total equity and liabilities10/49€17.79M€25.89M▲
Equity10/15€10.35M€15.66M▲
Contributions10/11€2.93M€2.93M=
Capital10€2.93M€2.93M=
Issued capital100€2.93M€2.93M=
Reserves13€7.42M€12.73M▲
Non-distributable reserves130/1€293k€293k=
Legal reserve130€293k€293k=
Tax-exempt reserves132€105k€1.50M▲
Distributable reserves133€7.02M€10.94M▲
Provisions and deferred taxes16€9k€475k▲
Deferred taxes168€9k€475k▲
Amounts payable17/49€7.44M€9.76M▲
Amounts payable after more than one year17€3.29M€3.78M▲
Financial debts170/4€3.29M€3.78M▲
Other loans174€3.29M€3.78M▲
Amounts payable within one year42/48€4.15M€5.97M▲
Current portion of amounts payable after more than one year42€550k€842k▲
Financial debts43€38k€38k▼
Credit institutions430/8€38k€38k▼
Trade debts44€161k€731k▲
Suppliers440/4€161k€731k▲
Taxes, remuneration and social security45€363k€77k▼
Taxes450/3€350k€63k▼
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€3.04M€4.29M▲
Income statement
Code20242025
Operating income70/76A€2.01M€4.43M▲
Turnover70€1.66M€2.41M▲
Other operating income74€159k€63k▼
Non-recurring operating income76A€189k€1.96M▲
Operating charges60/66A€1.06M€1.52M▲
Goods for resale, raw materials and consumables60€49k€563▼
Purchases600/8€49k€563▼
Services and other goods61€520k€1.05M▲
Remuneration, social security and pensions62€90k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€306k€312k▲
Other operating charges640/8€61k€58k▼
Non-recurring operating charges66A€32k-
Operating profit (loss)9901€953k€2.91M▲
Financial income75/76B€396k€3.39M▲
Recurring financial income75€396k€1.13M▲
Income from financial fixed assets750€350k€1.10M▲
Income from current assets751€46k€32k▼
Other financial income752/9-€37
Non-recurring financial income76B-€2.26M
Financial charges65/66B€248k€303k▲
Recurring financial charges65€248k€303k▲
Debt charges650€248k€303k▲
Profit (loss) for the period before taxes9903€1.10M€6.00M▲
Transfer from deferred taxes780€9k€9k▲
Transfer to deferred taxes680-€476k
Income taxes67/77€205k€222k▲
Taxes670/3€208k€222k▲
Tax adjustments and reversals of tax provisions77€3k-
Profit (loss) for the period9904€906k€5.31M▲
Transfer from tax-exempt reserves789€28k€28k▲
Transfer to tax-exempt reserves689-€1.43M
Profit (loss) for the period to be appropriated9905€934k€3.92M▲
Appropriation of the result
Profit (loss) to be appropriated9906€934k€3.92M▲
Transfer to equity691/2€934k€3.92M▲
To other reserves6921€934k€3.92M▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (52 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Incorporation · Founding capital
Corporate purpose · First fiscal year
01-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
27-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2018net €5.31M ▲487%
Operating result €2.91M, net result €5.31M, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Equity above €10MEq €10.35M ▲9.6%
7 profitable years in a row build equity to €10.35M.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 137 days late
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gerard Mercatorstraat 243920 LommelGround area
1.2 ha
Building footprint
4,990 m²
Volume, LiDAR
25,917 m³
Parcel 72020C1408/00W014, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DERDAELE GROUP
since 19912.055.178.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1408/00W014 | Flanders | 1.2 ha | 1 · 4,990 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyDerdaele GroupBE 0445.710.545
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-11-1991
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
68310Real estate agency activities
68311Real estate activities
74142
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/805509