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SOVINCO

Active
Public limited companyfounded 197452 yrs activeItaliëlei 54, 2000 Antwerpen, BelgiumKBO/BCE: BE 0414.594.133
Summary

SOVINCO has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.8m and a net result of €43,862. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 86% of 5662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
SOVINCOActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€17.8mtotal assets 2025
Staff
2 FTE
Equity
€15.8m
Profit
€43,862
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
3
Accounts 22 d early0 of 7 deeds read
Why 96- 1 of the last 3 late+ Size: 2 FTE, total assets €17.8m+ Founded in 1974+ Liquidity: current ratio 14.57, cash €1.8mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.7% of total assets
Liquidity 63+7
short-term debt 1.0% · cash 10.3%
Profitability 69-1
return on assets 0.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +26.2% vs 11-2024 01-2025: 2.1%▲ +339% vs 12-2024highest value 02-2025: 2.1%● 0.0% vs 01-2025highest value 03-2025: 2.1%● 0.0% vs 02-2025highest value 04-2025: 1.9%▼ -10.5% vs 03-2025 05-2025: 1.9%● 0.0% vs 04-2025 06-2025: 1.9%● 0.0% vs 05-2025 07-2025: 1.9%● 0.0% vs 06-2025 08-2025: 0.1%▼ -96.2% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -4.1% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -2.9% vs 02-2026 04-2026: 0.1%▲ +10.3% vs 03-2026 05-2026: 0.1%▼ -2.7% vs 04-2026 06-2026: 0.1%▲ +8.2% vs 05-2026 07-2026: 0.1%▲ +11.4% vs 06-2026 08-2026: < 0.1%▼ -50.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Size: 2 FTE, total assets €17.8m lowers the probability for this profile
  • Founded in 1974 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Liquidity: current ratio 14.57, cash €1.8m lowers the probability
Credit up to €1,500,000 at 30 days acceptable
Liquidity ample (current ratio 14.57 against 6.97 in 2024; short-term debt: 1% and cash: 10.3% of total assets), and 11.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 74%, profitability 57%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: 2 FTE, total assets €17.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1974
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 14.57, cash €1.8m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
22 d early
2024
on the day
2023
336 d late
2022
40 d early
2021
31 d late
2020
31 d late
2018
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Liquidity doublescurrent ratio 14.57
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Result fell in 2025from €132,551 to €43,862 ▼ 66.9% View
  • Positive: Among the best 10% on equitysector median €938,871 · 5,663 companies €15.8m View
  • Active since 1974founded 13-08-1974 52 years View

By topic

Financials

Fiscal year
2025
Total assets
€17.8m
Profit
€43,862
Solvency
88.7%
Total assets▼ 1.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 09-07-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
13-08-1974
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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