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DENRAF CONSTRUCT

Active
Private limited companyfounded 20224 yrs activeLeuvensesteenweg 246, 1932 Zaventem, BelgiumKBO/BCE: BE 0780.927.105
Summary

The computed 12-month bankruptcy probability of DENRAF CONSTRUCT is 6.4% (elevated). The 2024 annual accounts show equity of €39,961 and a net result of €8,520. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9973 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency100▲+50
Growth52▼-26
Track record78
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
cash: 63.6% of total assets, and 0% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
59 d late
2023
124 d late
2022
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 61 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout stopped

History

DENRAF CONSTRUCT was incorporated on 26 January 2022 as a Private limited company.1 Total assets fell from EUR 101,785 in 2022 to EUR 39,961 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€39,961▲ 27.1%
2023 · €31,441
Total assets
€39,961▼ 68.8%
2023 · €128,081
Net result
€8,520▼ 84.6%
2023 · €55,250
Working capital
€31,441▲ 181%
2022 · €11,191
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€44,198-€55,876▲ 26.4%€8,520▼ 84.8%
Net result€44,191above the sector's middle half-€55,250above the sector's middle half▲ 25.0%€8,520within the sector's middle half▼ 84.6%
Equity€11,191below the sector's middle half-€31,441within the sector's middle half▲ 181%€39,961within the sector's middle half▲ 27.1%
Total assets€101,785within the sector's middle half-€128,081within the sector's middle half▲ 25.8%€39,961below the sector's middle half▼ 68.8%
Debt€90,595-€96,640▲ 6.7%
Working capital€11,191within the sector's middle half-€31,441within the sector's middle half▲ 181%
Solvency11.0%below the sector's middle half-24.5%within the sector's middle half▲ 13.6pp100.0%above the sector's middle half▲ 75.5pp
Current ratio1.12within the sector's middle half-1.33within the sector's middle half▲ 0.20
Return on assets (ROA)43.4%above the sector's middle half-43.1%above the sector's middle half▼ 0.3pp21.3%above the sector's middle half▼ 21.8pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2022: €44,198€44,198Net result 2022: €44,191€44,191Operating result 2023: €55,876€55,876Net result 2023: €55,250€55,250Operating result 2024: €8,520€8,520Net result 2024: €8,520€8,520202220232024€0€20,000€40,000€60,000Operating result 2022: €44,198€44,200Net result 2022: €44,191€44,200Operating result 2023: €55,876€55,900Net result 2023: €55,250€55,300Operating result 2024: €8,520€8,520Net result 2024: €8,520€8,520202220232024
The operating result falls in 2024; 2024 is 85% below 2023 and is the lowest result in the available series.
Key figures and ratios
2024 value · change against 2023
ROE
21.3%▼
2023 · 175.7%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 6.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€128,081€39,961▼
Current assets29/58€128,081€39,961▼
Amounts receivable within one year40/41€102,656€14,536▼
Trade receivables40€102,656-
Other amounts receivable41-€14,536
Cash at bank and in hand54/58€25,425€25,425=
Equity and liabilities
Total equity and liabilities10/49€128,081€39,961▼
Equity10/15€31,441€39,961▲
Contributions10/11€1,000€1,000=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€30,341€38,861▲
Amounts payable17/49€96,640-
Amounts payable within one year42/48€96,640-
Taxes, remuneration and social security45€5,045-
Remuneration and social security454/9€5,045-
Other amounts payable47/48€91,595-
Income statement Code20232024
Other operating charges640/8€258-
Gross operating margin9900€56,134€8,520▼
Operating profit (loss)9901€55,876€8,520▼
Financial charges65/66B€76-
Recurring financial charges65€76-
Profit (loss) for the period before taxes9903€55,800€8,520▼
Income taxes67/77€550-
Profit (loss) for the period9904€55,250€8,520▼
Profit (loss) for the period to be appropriated9905€55,250€8,520▼
Appropriation of the result
Profit (loss) to be appropriated9906€65,341€38,861▼
Profit (loss) brought forward from the previous period14P€10,091€30,341▲
Profit to be distributed694/7€35,000-
Directors or managers695€35,000-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Other operating charges640/8-€258--
Gross operating margin9900€44,198€56,134€8,520▼ 84.8%
Operating profit (loss)9901€44,198€55,876€8,520▼ 84.8%
Financial charges65/66B€7€76--
Recurring financial charges65€7€76--
Profit (loss) for the period before taxes9903€44,191€55,800€8,520▼ 84.7%
Income taxes67/77-€550--
Profit (loss) for the period9904€44,191€55,250€8,520▼ 84.6%
Profit (loss) for the period to be appropriated9905€44,191€55,250€8,520▼ 84.6%
Line202220232024Change
Assets
Total assets20/58€101,785€128,081€39,961▼ 68.8%
Current assets29/58€101,785€128,081€39,961▼ 68.8%
Amounts receivable within one year40/41€94,082€102,656€14,536▼ 85.8%
Trade receivables40€94,082€102,656--
Other amounts receivable41--€14,536-
Cash at bank and in hand54/58€7,703€25,425€25,425=
Equity and liabilities
Total equity and liabilities10/49€101,785€128,081€39,961▼ 68.8%
Equity10/15€11,191€31,441€39,961▲ 27.1%
Contributions10/11€1,000€1,000€1,000=
Reserves13€100€100€100=
Non-distributable reserves130/1€100€100€100=
Reserves not available under the articles1311€100€100€100=
Profit (loss) carried forward14€10,091€30,341€38,861▲ 28.1%
Amounts payable17/49€90,595€96,640--
Amounts payable within one year42/48€90,595€96,640--
Taxes, remuneration and social security45-€5,045--
Remuneration and social security454/9-€5,045--
Other amounts payable47/48€90,595€91,595--
Line202220232024Change
Profit (loss) for the period9904€44,191€55,250€8,520▼ 84.6%
Operating cash flow (approximation)€44,191€55,250€8,520▼ 84.6%
Change in cash-€17,722€0▼ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
19-08
KBO administration Address strikeout stopped
event 01-06-2026
2025
20-10
KBO administration Address struck
28-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial Weakest financial yearnet €8,520 ▼84.6%
Net result drops to €8,520, the lowest in the series.
02-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
31-12
Financial Highest result since 2022net €55,250 ▲25%
Operating result €55,876, net result €55,250, both a record.
30-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
628 m²
Building footprint
352 m²
Volume, LiDAR
3,452 m³
2 parcels, Brussels, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
667 companies at this address See who is registered here
1 establishment unit
Emil Alin Farmazon
Victor en Jules Bertauxlaan 116, 1070 AnderlechtManufacture of metal structures and parts of structures
since 20222.326.801.455
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23078A0472/00L000 Flanders 461 m² 1 · 192 m² 10.8 m · 3 fl.
21308H0462/00C000 Brussels 167 m² 1 · 160 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 12,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
52250Logistics services
81220Other building cleaning and industrial cleaning
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.