DENIZIAK BVBA
ActiveDENIZIAK BVBA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €2k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 21.21 in 2024; short-term debt: 20.1% and cash: 16.6% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
53 d late
2023
6 d early
2022
32 d late
2021
34 d early
2020
1 d early
2019
129 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 5.4%
2024 · €42k
2018: €16k
2019: €24k
2020: €7k
2021: €26k
2022: €39k
2023: €29k
2024: €42k
2018 → 2025
Total assets
€56k▲ 27.7%
2024 · €44k
2018: €19k
2019: €31k
2020: €17k
2021: €27k
2022: €46k
2023: €36k
2024: €44k
2018 → 2025
Net result
€2k▼ 83.3%
2024 · €14k
2018: €9k
2019: €8k
2020: €-17k
2021: €19k
2022: €13k
2023: €-11k
2024: €14k
2018 → 2025
Working capital
€35k▲ 23.9%
2024 · €28k
2018: €16k
2019: €24k
2020: €7k
2021: €26k
2022: €34k
2023: €22k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€39k▲ 50.8%€29k▼ 27.2%€42k▲ 47.8%€44k▲ 5.4%
Operating result€21k-€17k▼ 18.9%€-10k€15k€5k▼ 68.9%
Net result€19k-€13k▼ 30.7%€-11k€14k€2k▼ 83.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€10k▼ 30.9%
Current assets
€46k▲ 56.2%
Equity and liabilities €56k
Equity
€44k▲ 5.4%
Debt
€11k▲ 708%
The debt ratio rises from 3.2% to 20.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €19k
Cash flow
€7k▼
2024 · €17k
Solvency
79.9%▼
2024 · 96.8%
Current ratio
4.10▼
2024 · 21.21
Quick ratio
4.10▼
2024 · 21.21
Debt / equity
0.25▲
2024 · 0.03
ROE
5.1%▼
2024 · 32.3%
ROA
4.1%▼
2024 · 31.3%
Interest coverage
55.08▼
2024 · 116.69
Debt
€11k▲
2024 · €1k
Debt ≤ 1 year
€11k▲
2024 · €1k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€56k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€13k€10k▼
Financial fixed assets28€250€250=
Current assets29/58€29k€46k▲
Amounts receivable within one year40/41€19k€36k▲
Trade receivables40€15k€28k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€9k€9k▲
Deferred charges and accrued income490/1€913€824▼
Equity and liabilities
Total equity and liabilities10/49€44k€56k▲
Equity10/15€42k€44k▲
Contributions10/11€6k€6k=
Reserves13€36k€38k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€34k€36k▲
Amounts payable17/49€1k€11k▲
Amounts payable within one year42/48€1k€11k▲
Trade debts44€646€5k▲
Suppliers440/4€646€5k▲
Taxes, remuneration and social security45€735€1k▲
Taxes450/3€735€1k▲
Other amounts payable47/48-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€114▼
Gross operating margin9900€20k€10k▼
Operating profit (loss)9901€15k€5k▼
Financial charges65/66B€161€179▲
Recurring financial charges65€161€179▲
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€14k€2k▼
Profit (loss) for the period to be appropriated9905€14k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Profit (loss) brought forward from the previous period14P€-11k-
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 21.21
Current ratio from 3.90 to 21.21; short-term debt falls from €8k to €1k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 19.24
Current ratio from 1.70 to 19.24; short-term debt falls from €10k to €1k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-17k ▼309%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomkwekerijstraat 1041601 Sint-Pieters-LeeuwGround area
189 m²
Building footprint
67 m²
Volume, LiDAR
382 m³
Parcel 23069A0104/00D002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DENIZIAK BVBA
since 20182.277.891.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0104/00D002 | Flanders | 189 m² | 1 · 67 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 6,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.