DARIOAN CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of DARIOAN CONSTRUCTION is 4.0% (elevated). The 2025 annual accounts show equity of €45k and a net result of €-428. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-27
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 3.97 against 4.09 in 2024; short-term debt: 25% and cash: 3.4% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
6 d late
2024
14 d early
2023
9 d early
2023
9 d early
2022
34 d early
2021
3 d early
2020
142 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€389k▼ 8.1%
2024 · €423k
2021: €119k
2022: €186k
2023: €260k
2023: €146k
2024: €423k
2021 → 2025
EBIT margin
1.3%▼ 0.7pp
2024 · 2.0%
2021: 4.9%
2022: 3.4%
2023: 2.8%
2023: 5.5%
2024: 2.0%
2021 → 2025
Net result
€-428
2024 · €1k
2020: €3k
2021: €5k
2022: €5k
2023: €6k
2023: €6k
2024: €1k
2020 → 2025
Working capital
€44k▲ 33.2%
2024 · €33k
2020: €9k
2021: €2k
2022: €12k
2023: €15k
2023: €24k
2024: €33k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Turnover€186k-€260k▲ 39.9%€146k▼ 43.8%€423k▲ 190%€389k▼ 8.1%
Equity€20k-€25k▲ 29.5%€32k▲ 24.7%€35k▲ 9.7%€45k▲ 28.5%
Operating result€6k-€7k▲ 16.2%€8k▲ 10.4%€9k▲ 6.2%€5k▼ 42.0%
Net result€5k-€6k▲ 20.8%€6k▲ 8.6%€1k▼ 83.2%€-428
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€300▼ 79.5%
Current assets
€59k▲ 34.5%
Equity and liabilities €59k
Equity
€45k▲ 28.5%
Debt
€15k▲ 38.6%
The debt ratio rises from 23.6% to 25.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €15k
Cash flow
€586▼
2024 · €7k
Solvency
75.0%▼
2024 · 76.4%
Current ratio
3.97▼
2024 · 4.09
Quick ratio
3.09▼
2024 · 4.09
Debt / equity
0.33▲
2024 · 0.31
ROE
-1.0%▼
2024 · 3.0%
ROA
-0.7%▼
2024 · 2.3%
Interest coverage
1.98▼
2024 · 18.78
Debt
€15k▲
2024 · €11k
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€59k▲
Fixed assets21/28€1k€300▼
Tangible fixed assets22/27€1k€0▼
Furniture and vehicles24€1k€0▼
Financial fixed assets28€300€300=
Current assets29/58€44k€59k▲
Stocks and contracts in progress3-€13k
Stocks30/36-€13k
Amounts receivable within one year40/41€40k€44k▲
Trade receivables40€26k€29k▲
Other amounts receivable41€15k€15k▲
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€45k€59k▲
Equity10/15€35k€45k▲
Contributions10/11€8k€19k▲
Reserves13€778€778=
Non-distributable reserves130/1€778€778=
Reserves not available under the articles1311-€778
Other1319€778-
Profit (loss) carried forward14€26k€25k▼
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€6k€6k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Turnover70€423k€389k▼
Non-recurring operating income76A-€1k
Goods, raw materials, services and sundry goods60/61€406k€381k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€1k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€17k€9k▼
Operating profit (loss)9901€9k€5k▼
Financial income75/76B€418€368▼
Recurring financial income75€418€368▼
Financial charges65/66B€778€3k▲
Recurring financial charges65€778€3k▲
Profit (loss) for the period before taxes9903€8k€2k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€1k€-428▼
Profit (loss) for the period to be appropriated9905€1k€-428▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€25k▼
Profit (loss) brought forward from the previous period14P€25k€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-428 ▼141%
Net result drops to €-428, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €6k ▲8.6%
Net result €6k, the highest in the series.
31-07
Financial
Liquidity times 5current ratio 7.18
Current ratio from 1.57 to 7.18; short-term debt falls from €21k to €2k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerslaan 101000 BrusselGround area
783 m²
Building footprint
600 m²
Volume, LiDAR
12,391 m³
2 parcels, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
DARIOAN CONSTRUCTION
since 20192.287.772.813
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 21902A0422/00K006 | Brussels | 113 m² | 1 · 112 m² | 17.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,541 companies in sector 43990 we hold annual accounts for 7,420. 6,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2019
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:darioanconstruction@gmail.com