Summary
DEMIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €22,655 and a net result of -€12,260. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 2815 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, full schema
Equity
€22,655▼ 35.1%
2024 · €34,915
Net result
-€12,260▼ 138%
2024 · -€5,155
Total assets
€386,197▼ 5.3%
2024 · €407,710
Solvency
5.9%▼ 2.7pp
2024 · 8.6%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result stays negative: a loss of €12,230 in 2025 against €5,514 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result-€12,230
2025
Net result-€12,260
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€386,197
2025
Equity€22,655
2025
Debt€363,542
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€343,048
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-3.2%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency5.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.06
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€6,418-€5,782▼ 9.9%-€692-€2,318▼ 235%-€4,879▼ 110%-€9,831▼ 102%-€5,514▲ 43.9%-€12,230▼ 122%
Net result€2,957-€5,380▲ 81.9%-€893below the sector's middle half-€2,337below the sector's middle half▼ 162%-€4,501below the sector's middle half▼ 92.6%-€9,483below the sector's middle half▼ 111%-€5,155below the sector's middle half▲ 45.6%-€12,260below the sector's middle half▼ 138%
Equity€51,906-€57,285▲ 10.4%€56,392below the sector's middle half▼ 1.6%€54,055below the sector's middle half▼ 4.1%€49,554below the sector's middle half▼ 8.3%€40,071below the sector's middle half▼ 19.1%€34,915below the sector's middle half▼ 12.9%€22,655below the sector's middle half▼ 35.1%
Total assets€443,282-€434,271▼ 2.0%€431,138below the sector's middle half▼ 0.7%€431,215below the sector's middle half=€419,282below the sector's middle half▼ 2.8%€418,244below the sector's middle half▼ 0.2%€407,710below the sector's middle half▼ 2.5%€386,197below the sector's middle half▼ 5.3%
Debt€391,376-€376,985▼ 3.7%€374,747▼ 0.6%€377,160▲ 0.6%€369,728▼ 2.0%€378,173▲ 2.3%€372,795▼ 1.4%€363,542▼ 2.5%
Working capital-€382,325--€370,403▲ 3.1%-€374,453below the sector's middle half▼ 1.1%-€369,680below the sector's middle half▲ 1.3%-€359,273below the sector's middle half▲ 2.8%-€352,553below the sector's middle half▲ 1.9%-€344,020below the sector's middle half▲ 2.4%-€343,048within the sector's middle half▲ 0.3%
Solvency11.7%-13.2%▲ 1.5pp13.1%below the sector's middle half▼ 0.1pp12.5%below the sector's middle half▼ 0.5pp11.8%below the sector's middle half▼ 0.7pp9.6%below the sector's middle half▼ 2.2pp8.6%below the sector's middle half▼ 1.0pp5.9%below the sector's middle half▼ 2.7pp
Current ratio0.02-0.02▼ 0.010.00below the sector's middle half▼ 0.020.02below the sector's middle half▲ 0.020.03below the sector's middle half▲ 0.010.07below the sector's middle half▲ 0.040.08below the sector's middle half▲ 0.010.06below the sector's middle half▼ 0.02
Return on assets (ROA)0.7%-1.2%▲ 0.6pp-0.2%below the sector's middle half▼ 1.4pp-0.5%below the sector's middle half▼ 0.3pp-1.1%below the sector's middle half▼ 0.5pp-2.3%below the sector's middle half▼ 1.2pp-1.3%below the sector's middle half▲ 1.0pp-3.2%below the sector's middle half▼ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386,197
Fixed assets
€365,703 ▼ 3.5%
Current assets
€20,493 ▼ 28.8%
Equity and liabilities €386,197
Equity
€22,655 ▼ 35.1%
Debt
€363,542 ▼ 2.5%
Debt's share of the balance-sheet total rises from 91.4% to 94.1%. Equity and debt are lower.
Key figures and ratios
ROE
-54.1%▼
2024 · -14.8%
Debt ≤ 1 year
€363,542▼
2024 · €372,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,117 | €12,737 | €13,100 | €14,308 | €14,908 | €16,204 | €16,483 | €16,317 | ▼ 1.0% |
| Other operating charges640/8 | - | - | - | €2,354 | €2,308 | €2,520 | €2,904 | €2,786 | ▼ 4.1% |
| Gross operating margin9900 | €20,735 | €20,564 | €14,749 | €14,344 | €12,338 | €8,892 | €13,873 | €6,872 | ▼ 50.5% |
| Operating profit (loss)9901 | €6,418 | €5,782 | -€692 | -€2,318 | -€4,879 | -€9,831 | -€5,514 | -€12,230 | ▼ 122% |
| Financial income75/76B | - | - | - | €200 | €456 | €372 | €688 | - | - |
| Recurring financial income75 | €0 | - | - | €200 | €456 | €372 | €452 | - | - |
| Non-recurring financial income76B | - | - | - | - | - | - | €236 | - | - |
| Financial charges65/66B | - | - | - | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Recurring financial charges65 | €3,461 | €402 | €201 | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Profit (loss) for the period before taxes9903 | €2,957 | €5,380 | -€893 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Profit (loss) for the period9904 | €2,957 | €5,380 | -€893 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Profit (loss) for the period to be appropriated9905 | €2,957 | €5,380 | -€893 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €443,282 | €434,271 | €431,138 | €431,215 | €419,282 | €418,244 | €407,710 | €386,197 | ▼ 5.3% |
| Fixed assets21/28 | €434,230 | €427,688 | €430,844 | €423,735 | €408,827 | €392,623 | €378,935 | €365,703 | ▼ 3.5% |
| Tangible fixed assets22/27 | €365,335 | €358,793 | €361,950 | €354,840 | €339,932 | €323,728 | €310,040 | €296,808 | ▼ 4.3% |
| Land and buildings22 | - | - | - | €353,768 | €339,190 | €323,316 | €309,958 | €296,808 | ▼ 4.2% |
| Plant, machinery and equipment23 | - | - | - | €1,072 | €742 | €412 | €82 | - | - |
| Financial fixed assets28 | €68,895 | €68,895 | €68,895 | €68,895 | €68,895 | €68,895 | €68,895 | €68,895 | = |
| Current assets29/58 | €9,052 | €6,583 | €294 | €7,480 | €10,455 | €25,621 | €28,775 | €20,493 | ▼ 28.8% |
| Amounts receivable within one year40/41 | - | - | - | €6,766 | €6,853 | €25,225 | €25,677 | €18,000 | ▼ 29.9% |
| Trade receivables40 | - | - | - | €391 | - | €18,000 | €18,000 | €18,000 | = |
| Other amounts receivable41 | - | - | - | €6,375 | €6,853 | €7,225 | €7,677 | - | - |
| Current investments50/53 | - | - | - | - | - | €395 | - | - | - |
| Cash at bank and in hand54/58 | €7,495 | €5,404 | €294 | €714 | €3,602 | - | €3,099 | €2,493 | ▼ 19.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €443,282 | €434,271 | €431,138 | €431,215 | €419,282 | €418,244 | €407,710 | €386,197 | ▼ 5.3% |
| Equity10/15 | €51,906 | €57,285 | €56,392 | €54,055 | €49,554 | €40,071 | €34,915 | €22,655 | ▼ 35.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | - | - | - | €13,089 | €13,089 | €13,089 | €13,089 | €13,089 | = |
| Reserves13 | €24,456 | €24,456 | €24,456 | €24,456 | €24,456 | €24,456 | €24,456 | €24,456 | = |
| Non-distributable reserves130/1 | - | - | - | €3,956 | €3,956 | €3,956 | €3,956 | €3,956 | = |
| Legal reserve130 | - | - | - | €3,956 | €3,956 | €3,956 | €3,956 | €3,956 | = |
| Distributable reserves133 | - | - | - | €20,500 | €20,500 | €20,500 | €20,500 | €20,500 | = |
| Profit (loss) carried forward14 | -€47,639 | -€42,260 | -€43,153 | -€45,490 | -€49,991 | -€59,474 | -€64,630 | -€76,890 | ▼ 19.0% |
| Amounts payable17/49 | €391,376 | €376,985 | €374,747 | €377,160 | €369,728 | €378,173 | €372,795 | €363,542 | ▼ 2.5% |
| Amounts payable within one year42/48 | €391,376 | €376,985 | €374,747 | €377,160 | €369,728 | €378,173 | €372,795 | €363,542 | ▼ 2.5% |
| Trade debts44 | €138 | €55 | €262 | - | €1,098 | €1,993 | €1,048 | €1,368 | ▲ 30.5% |
| Suppliers440/4 | - | - | - | - | €1,098 | €1,993 | €1,048 | €1,368 | ▲ 30.5% |
| Taxes, remuneration and social security45 | - | - | - | - | - | - | €168 | - | - |
| Taxes450/3 | - | - | - | - | - | - | €168 | - | - |
| Other amounts payable47/48 | - | - | - | €377,160 | €368,631 | €376,180 | €371,580 | €362,174 | ▼ 2.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,957 | €5,380 | -€893 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| + Depreciation and write-downs630 | €12,117 | €12,737 | €13,100 | €14,308 | €14,908 | €16,204 | €16,483 | €16,317 | ▼ 1.0% |
| Operating cash flow (approximation) | €15,074 | €18,116 | €12,207 | €11,972 | €10,407 | €6,720 | €11,328 | €4,056 | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | -€6,195 | -€16,256 | -€7,199 | €0 | €0 | -€2,795 | -€3,085 | ▼ 10.4% |
| Change in cash | - | -€2,091 | -€5,110 | €420 | €2,888 | - | - | -€605 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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