Summary
DEMIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €23k and a net result of €-12k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 2399 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2399 sector peers (2025).
NBB · sector comparisonPosition among 2399 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
29 d late
2022
31 d late
2021
30 d late
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, full schema
Equity
€23k▼ 35.1%
2024 · €35k
Net result
€-12k▼ 138%
2024 · €-5k
Total assets
€386k▼ 5.3%
2024 · €408k
Solvency
5.9%▼ 2.7pp
2024 · 8.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-2k▼ 235%€-5k▼ 110%€-10k▼ 102%€-6k▲ 43.9%€-12k▼ 122%
Net result€-2k▼ 162%€-5k▼ 92.6%€-9k▼ 111%€-5k▲ 45.6%€-12k▼ 138%
Equity€54k▼ 4.1%€50k▼ 8.3%€40k▼ 19.1%€35k▼ 12.9%€23k▼ 35.1%
Total assets€431k=€419k▼ 2.8%€418k▼ 0.2%€408k▼ 2.5%€386k▼ 5.3%
Debt€377k▲ 0.6%€370k▼ 2.0%€378k▲ 2.3%€373k▼ 1.4%€364k▼ 2.5%
Working capital€-370k▲ 1.3%€-359k▲ 2.8%€-353k▲ 1.9%€-344k▲ 2.4%€-343k▲ 0.3%
Solvency12.5%▼ 0.5pp11.8%▼ 0.7pp9.6%▼ 2.2pp8.6%▼ 1.0pp5.9%▼ 2.7pp
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€366k ▼ 3.5%
Current assets
€20k ▼ 28.8%
Equity and liabilities €386k
Equity
€23k ▼ 35.1%
Debt
€364k ▼ 2.5%
Debt's share of the balance-sheet total rises from 91.4% to 94.1%. Equity and debt are lower.
Key figures and ratios
ROE
-54.1%▼
2024 · -14.8%
ROA
-3.2%▼
2024 · -1.3%
Debt ≤ 1 year
€364k▼
2024 · €373k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €16k | €16k | €16k | ▼ 1.0% |
| Other operating charges640/8 | €2k | €2k | €3k | €3k | €3k | ▼ 4.1% |
| Gross operating margin9900 | €14k | €12k | €9k | €14k | €7k | ▼ 50.5% |
| Operating profit (loss)9901 | €-2k | €-5k | €-10k | €-6k | €-12k | ▼ 122% |
| Financial income75/76B | €200 | €456 | €372 | €688 | - | - |
| Recurring financial income75 | €200 | €456 | €372 | €452 | - | - |
| Non-recurring financial income76B | - | - | - | €236 | - | - |
| Financial charges65/66B | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Recurring financial charges65 | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Profit (loss) for the period before taxes9903 | €-2k | €-5k | €-9k | €-5k | €-12k | ▼ 138% |
| Profit (loss) for the period9904 | €-2k | €-5k | €-9k | €-5k | €-12k | ▼ 138% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-5k | €-9k | €-5k | €-12k | ▼ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €431k | €419k | €418k | €408k | €386k | ▼ 5.3% |
| Fixed assets21/28 | €424k | €409k | €393k | €379k | €366k | ▼ 3.5% |
| Tangible fixed assets22/27 | €355k | €340k | €324k | €310k | €297k | ▼ 4.3% |
| Land and buildings22 | €354k | €339k | €323k | €310k | €297k | ▼ 4.2% |
| Plant, machinery and equipment23 | €1k | €742 | €412 | €82 | - | - |
| Financial fixed assets28 | €69k | €69k | €69k | €69k | €69k | = |
| Current assets29/58 | €7k | €10k | €26k | €29k | €20k | ▼ 28.8% |
| Amounts receivable within one year40/41 | €7k | €7k | €25k | €26k | €18k | ▼ 29.9% |
| Trade receivables40 | €391 | - | €18k | €18k | €18k | = |
| Other amounts receivable41 | €6k | €7k | €7k | €8k | - | - |
| Current investments50/53 | - | - | €395 | - | - | - |
| Cash at bank and in hand54/58 | €714 | €4k | - | €3k | €2k | ▼ 19.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €431k | €419k | €418k | €408k | €386k | ▼ 5.3% |
| Equity10/15 | €54k | €50k | €40k | €35k | €23k | ▼ 35.1% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Revaluation surpluses12 | €13k | €13k | €13k | €13k | €13k | = |
| Reserves13 | €24k | €24k | €24k | €24k | €24k | = |
| Non-distributable reserves130/1 | €4k | €4k | €4k | €4k | €4k | = |
| Legal reserve130 | €4k | €4k | €4k | €4k | €4k | = |
| Distributable reserves133 | €21k | €21k | €21k | €21k | €21k | = |
| Profit (loss) carried forward14 | €-45k | €-50k | €-59k | €-65k | €-77k | ▼ 19.0% |
| Amounts payable17/49 | €377k | €370k | €378k | €373k | €364k | ▼ 2.5% |
| Amounts payable within one year42/48 | €377k | €370k | €378k | €373k | €364k | ▼ 2.5% |
| Trade debts44 | - | €1k | €2k | €1k | €1k | ▲ 30.5% |
| Suppliers440/4 | - | €1k | €2k | €1k | €1k | ▲ 30.5% |
| Taxes, remuneration and social security45 | - | - | - | €168 | - | - |
| Taxes450/3 | - | - | - | €168 | - | - |
| Other amounts payable47/48 | €377k | €369k | €376k | €372k | €362k | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-5k | €-9k | €-5k | €-12k | ▼ 138% |
| + Depreciation and write-downs630 | €14k | €15k | €16k | €16k | €16k | ▼ 1.0% |
| Operating cash flow (approximation) | €12k | €10k | €7k | €11k | €4k | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-3k | €-3k | ▼ 10.4% |
| Change in cash | - | €3k | - | - | €-605 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €5k ▲81.9%
Net result €5k, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht
Ground area
1,473 m²
Building footprint
173 m²
Volume, LiDAR
1,272 m³
Parcel 46016C0480/00D003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0480/00D003 | Flanders | 1,473 m² | 1 · 173 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 7,847 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.