Summary
DEMIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €22,655 and a net result of -€12,260. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 2413 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2413 sector peers (2025).
NBB · sector comparisonPosition among 2413 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
29 d late
2022
31 d late
2021
30 d late
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Equity
€22,655▼ 35.1%
2024 · €34,915
Net result
-€12,260▼ 138%
2024 · -€5,155
Total assets
€386,197▼ 5.3%
2024 · €407,710
Solvency
5.9%▼ 2.7pp
2024 · 8.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,318▼ 235%-€4,879▼ 110%-€9,831▼ 102%-€5,514▲ 43.9%-€12,230▼ 122%
Net result-€2,337▼ 162%-€4,501▼ 92.6%-€9,483▼ 111%-€5,155▲ 45.6%-€12,260▼ 138%
Equity€54,055▼ 4.1%€49,554▼ 8.3%€40,071▼ 19.1%€34,915▼ 12.9%€22,655▼ 35.1%
Total assets€431,215=€419,282▼ 2.8%€418,244▼ 0.2%€407,710▼ 2.5%€386,197▼ 5.3%
Debt€377,160▲ 0.6%€369,728▼ 2.0%€378,173▲ 2.3%€372,795▼ 1.4%€363,542▼ 2.5%
Working capital-€369,680▲ 1.3%-€359,273▲ 2.8%-€352,553▲ 1.9%-€344,020▲ 2.4%-€343,048▲ 0.3%
Solvency12.5%▼ 0.5pp11.8%▼ 0.7pp9.6%▼ 2.2pp8.6%▼ 1.0pp5.9%▼ 2.7pp
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,230 in 2025 against €5,514 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386,197
Fixed assets
€365,703 ▼ 3.5%
Current assets
€20,493 ▼ 28.8%
Equity and liabilities €386,197
Equity
€22,655 ▼ 35.1%
Debt
€363,542 ▼ 2.5%
Debt's share of the balance-sheet total rises from 91.4% to 94.1%. Equity and debt are lower.
Key figures and ratios
ROE
-54.1%▼
2024 · -14.8%
ROA
-3.2%▼
2024 · -1.3%
Debt ≤ 1 year
€363,542▼
2024 · €372,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,308 | €14,908 | €16,204 | €16,483 | €16,317 | ▼ 1.0% |
| Other operating charges640/8 | €2,354 | €2,308 | €2,520 | €2,904 | €2,786 | ▼ 4.1% |
| Gross operating margin9900 | €14,344 | €12,338 | €8,892 | €13,873 | €6,872 | ▼ 50.5% |
| Operating profit (loss)9901 | -€2,318 | -€4,879 | -€9,831 | -€5,514 | -€12,230 | ▼ 122% |
| Financial income75/76B | €200 | €456 | €372 | €688 | - | - |
| Recurring financial income75 | €200 | €456 | €372 | €452 | - | - |
| Non-recurring financial income76B | - | - | - | €236 | - | - |
| Financial charges65/66B | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Recurring financial charges65 | €218 | €79 | €24 | €329 | €30 | ▼ 90.9% |
| Profit (loss) for the period before taxes9903 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Profit (loss) for the period9904 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Profit (loss) for the period to be appropriated9905 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €431,215 | €419,282 | €418,244 | €407,710 | €386,197 | ▼ 5.3% |
| Fixed assets21/28 | €423,735 | €408,827 | €392,623 | €378,935 | €365,703 | ▼ 3.5% |
| Tangible fixed assets22/27 | €354,840 | €339,932 | €323,728 | €310,040 | €296,808 | ▼ 4.3% |
| Land and buildings22 | €353,768 | €339,190 | €323,316 | €309,958 | €296,808 | ▼ 4.2% |
| Plant, machinery and equipment23 | €1,072 | €742 | €412 | €82 | - | - |
| Financial fixed assets28 | €68,895 | €68,895 | €68,895 | €68,895 | €68,895 | = |
| Current assets29/58 | €7,480 | €10,455 | €25,621 | €28,775 | €20,493 | ▼ 28.8% |
| Amounts receivable within one year40/41 | €6,766 | €6,853 | €25,225 | €25,677 | €18,000 | ▼ 29.9% |
| Trade receivables40 | €391 | - | €18,000 | €18,000 | €18,000 | = |
| Other amounts receivable41 | €6,375 | €6,853 | €7,225 | €7,677 | - | - |
| Current investments50/53 | - | - | €395 | - | - | - |
| Cash at bank and in hand54/58 | €714 | €3,602 | - | €3,099 | €2,493 | ▼ 19.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €431,215 | €419,282 | €418,244 | €407,710 | €386,197 | ▼ 5.3% |
| Equity10/15 | €54,055 | €49,554 | €40,071 | €34,915 | €22,655 | ▼ 35.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | €13,089 | €13,089 | €13,089 | €13,089 | €13,089 | = |
| Reserves13 | €24,456 | €24,456 | €24,456 | €24,456 | €24,456 | = |
| Non-distributable reserves130/1 | €3,956 | €3,956 | €3,956 | €3,956 | €3,956 | = |
| Legal reserve130 | €3,956 | €3,956 | €3,956 | €3,956 | €3,956 | = |
| Distributable reserves133 | €20,500 | €20,500 | €20,500 | €20,500 | €20,500 | = |
| Profit (loss) carried forward14 | -€45,490 | -€49,991 | -€59,474 | -€64,630 | -€76,890 | ▼ 19.0% |
| Amounts payable17/49 | €377,160 | €369,728 | €378,173 | €372,795 | €363,542 | ▼ 2.5% |
| Amounts payable within one year42/48 | €377,160 | €369,728 | €378,173 | €372,795 | €363,542 | ▼ 2.5% |
| Trade debts44 | - | €1,098 | €1,993 | €1,048 | €1,368 | ▲ 30.5% |
| Suppliers440/4 | - | €1,098 | €1,993 | €1,048 | €1,368 | ▲ 30.5% |
| Taxes, remuneration and social security45 | - | - | - | €168 | - | - |
| Taxes450/3 | - | - | - | €168 | - | - |
| Other amounts payable47/48 | €377,160 | €368,631 | €376,180 | €371,580 | €362,174 | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,337 | -€4,501 | -€9,483 | -€5,155 | -€12,260 | ▼ 138% |
| + Depreciation and write-downs630 | €14,308 | €14,908 | €16,204 | €16,483 | €16,317 | ▼ 1.0% |
| Operating cash flow (approximation) | €11,972 | €10,407 | €6,720 | €11,328 | €4,056 | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,795 | -€3,085 | ▼ 10.4% |
| Change in cash | - | €2,888 | - | - | -€605 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€12,260
Net result drops to -€12,260, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €5,380 ▲81.9%
Net result €5,380, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht
Ground area
1,473 m²
Building footprint
173 m²
Volume, LiDAR
1,272 m³
Parcel 46016C0480/00D003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0480/00D003 | Flanders | 1,473 m² | 1 · 173 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of DEMIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Stijn Vandersteegen
BE 0536.549.758
Pelt · Eq €22,653
TVW Consulting
BE 0693.759.935
Sint-Lievens-Houtem · Eq €22,638
Contender
BE 0720.911.126
Aartselaar · Eq €22,685
L.J.S. CONSULT
BE 0836.245.314
Tienen · Eq €22,692
DECORTE
BE 0778.843.583
Wevelgem · Eq €22,587
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 7,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476414708
Also
9925:BE0476414708
Registered
31-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.