DEMI
ActiveSummary
DEMI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.12M and a net result of €202k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 88% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-6
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 8.42 against 2.96 in 2024; short-term debt: 3.8% and cash: 22.1% of total assets), and 11.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
8.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
on the day
2021
9 d late
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€2.12M▲ 10.6%
2024 · €1.92M
Total assets
€2.39M▲ 7.4%
2024 · €2.23M
Net result
€202k▼ 28.8%
2024 · €284k
Working capital
€668k▲ 200%
2024 · €223k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€194k▼ 31.0%€161k▼ 17.0%€287k▲ 78.4%€406k▲ 41.4%€286k▼ 29.6%
Net result€139k▼ 26.5%€119k▼ 14.8%€203k▲ 71.0%€284k▲ 40.2%€202k▼ 28.8%
Equity€2.32M▲ 6.4%€2.09M▼ 9.9%€2.22M▲ 6.2%€1.92M▼ 13.7%€2.12M▲ 10.6%
Total assets€3.12M▲ 1.8%€2.63M▼ 15.7%€2.55M▼ 3.0%€2.23M▼ 12.5%€2.39M▲ 7.4%
Debt€641k▼ 10.5%€388k▼ 39.4%€188k▼ 51.6%€183k▼ 2.9%€153k▼ 16.1%
Working capital€1.32M▲ 8.5%€818k▼ 38.1%€789k▼ 3.5%€223k▼ 71.7%€668k▲ 200%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€1.64M ▼ 13.5%
Current assets
€758k ▲ 125%
Equity and liabilities €2.39M
Equity
€2.12M ▲ 10.6%
Provisions
€121k ▼ 6.1%
Debt
€153k ▼ 16.1%
Debt's share of the balance-sheet total falls from 8.2% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€347k▼
2024 · €508k
Cash flow
€263k▼
2024 · €386k
Current ratio
8.42▲
2024 · 2.96
Debt to equity
0.07▼
2024 · 0.10
ROE
9.6%▼
2024 · 14.8%
ROA
8.5%▼
2024 · 12.7%
Interest coverage
40.18▼
2024 · 52.93
Debt ≤ 1 year
€90k▼
2024 · €114k
Debt > 1 year
€55k▼
2024 · €60k
Income taxes
€96k▼
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €51k | €55k | €102k | €61k | ▼ 40.2% |
| Other operating charges640/8 | - | €3k | €4k | €3k | €3k | ▼ 4.1% |
| Gross operating margin9900 | €236k | €214k | €347k | €511k | €350k | ▼ 31.5% |
| Operating profit (loss)9901 | €194k | €161k | €287k | €406k | €286k | ▼ 29.6% |
| Financial income75/76B | - | €15k | €14k | €14k | €13k | ▼ 6.9% |
| Recurring financial income75 | €14k | €15k | €14k | €14k | €13k | ▼ 6.9% |
| Financial charges65/66B | - | €10k | €10k | €10k | €9k | ▼ 10.0% |
| Recurring financial charges65 | €11k | €10k | €10k | €10k | €9k | ▼ 10.0% |
| Profit (loss) for the period before taxes9903 | €197k | €165k | €291k | €410k | €290k | ▼ 29.2% |
| Transfer from deferred taxes780 | - | €8k | €8k | €8k | €8k | ▼ 2.7% |
| Income taxes67/77 | €66k | €55k | €97k | €134k | €96k | ▼ 28.7% |
| Profit (loss) for the period9904 | €139k | €119k | €203k | €284k | €202k | ▼ 28.8% |
| Transfer from tax-exempt reserves789 | - | €16k | €16k | €16k | €15k | ▼ 2.7% |
| Profit (loss) for the period to be appropriated9905 | €155k | €134k | €218k | €300k | €218k | ▼ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.12M | €2.63M | €2.55M | €2.23M | €2.39M | ▲ 7.4% |
| Fixed assets21/28 | €1.68M | €1.71M | €1.66M | €1.89M | €1.64M | ▼ 13.5% |
| Tangible fixed assets22/27 | €978k | €1.01M | €958k | €1.19M | €1.13M | ▼ 5.1% |
| Land and buildings22 | - | €935k | €901k | €1.15M | €1.11M | ▼ 3.8% |
| Plant, machinery and equipment23 | - | €2k | €5k | €4k | €4k | ▼ 12.6% |
| Furniture and vehicles24 | - | €69k | €53k | €36k | €20k | ▼ 44.8% |
| Financial fixed assets28 | €700k | €700k | €700k | €700k | €505k | ▼ 27.9% |
| Current assets29/58 | €1.44M | €920k | €889k | €337k | €758k | ▲ 125% |
| Amounts receivable within one year40/41 | €91k | €305k | €29k | €25k | €26k | ▲ 2.1% |
| Trade receivables40 | - | €51k | €26k | €25k | €26k | ▲ 2.1% |
| Other amounts receivable41 | - | €254k | €3k | €0 | - | - |
| Current investments50/53 | - | - | - | - | €199k | - |
| Cash at bank and in hand54/58 | €1.34M | €585k | €816k | €248k | €530k | ▲ 114% |
| Deferred charges and accrued income490/1 | - | €30k | €44k | €64k | €4k | ▼ 93.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.12M | €2.63M | €2.55M | €2.23M | €2.39M | ▲ 7.4% |
| Equity10/15 | €2.32M | €2.09M | €2.22M | €1.92M | €2.12M | ▲ 10.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1.71M | €1.83M | €1.96M | €1.65M | €1.85M | ▲ 12.3% |
| Tax-exempt reserves132 | - | €268k | €252k | €237k | €221k | ▼ 6.4% |
| Distributable reserves133 | - | €1.56M | €1.71M | €1.42M | €1.63M | ▲ 15.4% |
| Profit (loss) carried forward14 | €246k | €246k | €246k | €246k | €246k | = |
| Provisions and deferred taxes16 | €153k | €145k | €137k | €129k | €121k | ▼ 6.1% |
| Provisions for liabilities and charges160/5 | - | €7k | €7k | €7k | €7k | = |
| Pensions and similar obligations160 | - | €7k | €7k | €7k | €7k | = |
| Deferred taxes168 | - | €138k | €130k | €122k | €114k | ▼ 6.4% |
| Amounts payable17/49 | €641k | €388k | €188k | €183k | €153k | ▼ 16.1% |
| Amounts payable after more than one year17 | €519k | €281k | €82k | €60k | €55k | ▼ 9.0% |
| Financial debts170/4 | - | €281k | €82k | €60k | €55k | ▼ 9.0% |
| Amounts payable within one year42/48 | €117k | €102k | €100k | €114k | €90k | ▼ 21.1% |
| Current portion of amounts payable after more than one year42 | - | €36k | €20k | €21k | €5k | ▼ 74.3% |
| Trade debts44 | €5k | €6k | €6k | €9k | €3k | ▼ 63.9% |
| Suppliers440/4 | - | €6k | €6k | €9k | €3k | ▼ 63.9% |
| Taxes, remuneration and social security45 | - | €30k | €39k | €41k | €35k | ▼ 13.4% |
| Taxes450/3 | - | €29k | €37k | €39k | €33k | ▼ 14.0% |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €2k | ▲ 0.1% |
| Other amounts payable47/48 | - | €30k | €36k | €43k | €46k | ▲ 6.7% |
| Accrued charges and deferred income492/3 | - | €6k | €6k | €8k | €8k | ▲ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €139k | €119k | €203k | €284k | €202k | ▼ 28.8% |
| + Depreciation and write-downs630 | €39k | €51k | €55k | €102k | €61k | ▼ 40.2% |
| Operating cash flow (approximation) | €179k | €169k | €258k | €386k | €263k | ▼ 31.8% |
| Investment in fixed assets (approximation) | - | €-80k | €-7k | €-335k | €195k | ▲ 158% |
| Change in cash | - | €-752k | €231k | €-568k | €282k | ▲ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 8.42
Current ratio from 2.96 to 8.42; short-term debt falls from €114k to €90k.
30-06
Financial
Equity above €2MEq €2.12M ▲10.6%
7 profitable years in a row build equity to €2.12M.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €284k ▲40.2%
Operating result €406k, net result €284k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €119k ▼14.8%
Net result drops to €119k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €2MEq €2.18M ▲9.5%
2 profitable years in a row build equity to €2.18M.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2000
Ground area
543 m²
Building footprint
128 m²
Volume, LiDAR
749 m³
Parcel 31332F0146/00B000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Victor Lamoralstraat 13, 8300 Knokke-Heist
since 20002.100.836.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0146/00B000 | Flanders | 543 m² | 1 · 128 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,250 EUR | 2,250 EUR |
| 2023 | 1 | 5,250 EUR | 5,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
VEF MANAGEMENT
BE 0737.620.167
Blégny · Eq €2,122,708
MARE INVEST
BE 0890.005.979
Malmedy · Eq €2,114,095
CENTRE MEDICAL MOSAN
BE 0883.901.810
Liège · Eq €2,130,197
STRAEBAUW
BE 0429.323.483
Deerlijk · Eq €2,106,767
Unie van Belgische Kappers VZW- Union des Coiffeurs belges
BE 0453.346.029
Gent · Eq €2,102,653
Of 11,220 companies in sector 82100 we hold annual accounts for 3,511. 1,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2000
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
46170Agents in the wholesale of food, beverages and tobacco
Scores and ratios are computed by Checked and are not a credit decision.