DEMBUS
ActiveDEMBUS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €106k. Equity is growing by ~135.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency13▼-87
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.44 against 2.82 in 2024), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
8.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
17 d early
2023
8 d early
2022
30 d late
2021
60 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€244k▲ 76.4%
2024 · €138k
2018: €2k
2019: €165
2020: €4k
2021: €8k
2022: €19k
2023: €64k
2024: €138k
2018 → 2025
Total assets
€1.25M▲ 624%
2024 · €173k
2018: €80k
2019: €78k
2020: €75k
2021: €69k
2022: €82k
2023: €120k
2024: €173k
2018 → 2025
Net result
€106k▲ 54.3%
2024 · €68k
2018: €6k
2019: €-2k
2020: €4k
2021: €4k
2022: €12k
2023: €44k
2024: €68k
2018 → 2025
Working capital
€-283k
2024 · €63k
2018: €-34k
2019: €-36k
2020: €-35k
2021: €-24k
2022: €-21k
2023: €352
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€19k▲ 154%€64k▲ 231%€138k▲ 117%€244k▲ 76.4%
Operating result€5k-€15k▲ 174%€61k▲ 315%€93k▲ 53.4%€161k▲ 72.9%
Net result€4k-€12k▲ 202%€44k▲ 281%€68k▲ 54.2%€106k▲ 54.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 73% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.25M
Fixed assets
€1.03M▲ 1,277%
Current assets
€218k▲ 123%
Equity and liabilities €1.25M
Equity
€244k▲ 76.4%
Debt
€1.01M▲ 2,806%
The debt ratio rises from 20.0% to 80.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€170k▲
2024 · €109k
Cash flow
€115k▲
2024 · €85k
Solvency
19.5%▼
2024 · 80.0%
Current ratio
0.44▼
2024 · 2.82
Quick ratio
0.39▼
2024 · 2.34
Debt / equity
4.13▲
2024 · 0.25
ROE
43.3%▼
2024 · 49.5%
ROA
8.4%▼
2024 · 39.6%
Interest coverage
9.33▼
2024 · 324.01
Debt
€1.01M▲
2024 · €35k
Debt ≤ 1 year
€501k▲
2024 · €35k
Debt > 1 year
€504k
Income taxes
€38k▲
2024 · €24k
Staff costs
€57k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€1.25M▲
Fixed assets21/28€75k€1.03M▲
Intangible fixed assets21€10k€6k▼
Tangible fixed assets22/27€65k€16k▼
Plant, machinery and equipment23€25k€2k▼
Furniture and vehicles24€20k€14k▼
Other tangible fixed assets26€19k-
Financial fixed assets28€180€1.01M▲
Current assets29/58€98k€218k▲
Stocks and contracts in progress3€17k€24k▲
Stocks30/36€17k€24k▲
Amounts receivable within one year40/41€25k€89k▲
Trade receivables40€24k€88k▲
Other amounts receivable41€385€589▲
Cash at bank and in hand54/58€53k€103k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€173k€1.25M▲
Equity10/15€138k€244k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€120k€225k▲
Amounts payable17/49€35k€1.01M▲
Amounts payable after more than one year17-€504k
Financial debts170/4-€504k
Amounts payable within one year42/48€35k€501k▲
Current portion of amounts payable after more than one year42-€84k
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€16k€33k▲
Taxes450/3€9k€27k▲
Remuneration and social security454/9€6k€6k▼
Other amounts payable47/48€10k€367k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€72k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€9k▼
Other operating charges640/8€5k€20k▲
Gross operating margin9900€186k€247k▲
Operating profit (loss)9901€93k€161k▲
Financial income75/76B€17€723▲
Recurring financial income75€17€723▲
Financial charges65/66B€337€18k▲
Recurring financial charges65€337€18k▲
Profit (loss) for the period before taxes9903€93k€143k▲
Income taxes67/77€24k€38k▲
Profit (loss) for the period9904€68k€106k▲
Profit (loss) for the period to be appropriated9905€68k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€225k▲
Profit (loss) brought forward from the previous period14P€51k€120k▲
Social balance
Average headcount (FTE)9087-1.7
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €106k ▲54.3%
Operating result €161k, net result €106k, both a record.
31-12
Financial
Equity above €200kEq €244k ▲76.4%
6 profitable years in a row build equity to €244k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.82
Current ratio from 1.01 to 2.82; short-term debt falls from €56k to €35k.
31-12
Financial
Equity above €100kEq €138k ▲117%
5 profitable years in a row build equity to €138k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼132%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Riverre 895150 FloreffeGround area
2,776 m²
Building footprint
659 m²
Volume, LiDAR
4,009 m³
Parcel 92045A0845/00T003, Wallonia · tallest building 20.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dembus
since 20132.224.714.301
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045A0845/00T003 | Wallonia | 2,776 m² | 1 · 659 m² | 20.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LARRY ART
BE 0871.786.906
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QUALITY COLOR
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Joossens
BE 0403.601.360
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GARAGE ROSA & FILS
BE 0864.301.474
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C.VAN
BE 0895.145.692
Welkenraedt · Eq €245k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2013
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
50200Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.