Summary
DEMASSURE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €139,191 and a net result of €125. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
29 d early
2022
25 d early
2021
19 d early
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€139,191▲ 0.1%
2023 · €139,065
Net result
€125▼ 99.4%
2023 · €21,694
Total assets
€210,088▼ 7.5%
2023 · €227,198
Solvency
66.3%▲ 5.0pp
2023 · 61.2%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€41,103▼ 19.7%-€27,429-€9,235▲ 66.3%€30,234€3,657▼ 87.9%
Net result€17,860within the sector's middle half▼ 40.7%-€38,150below the sector's middle half-€17,556below the sector's middle half▲ 54.0%€21,694within the sector's middle half€125below the sector's middle half▼ 99.4%
Equity€173,078within the sector's middle half▲ 11.5%€134,927within the sector's middle half▼ 22.0%€117,372within the sector's middle half▼ 13.0%€139,065within the sector's middle half▲ 18.5%€139,191within the sector's middle half▲ 0.1%
Total assets€309,858within the sector's middle half▼ 20.0%€273,432within the sector's middle half▼ 11.8%€246,171within the sector's middle half▼ 10.0%€227,198within the sector's middle half▼ 7.7%€210,088within the sector's middle half▼ 7.5%
Debt€136,780▼ 39.8%€138,505▲ 1.3%€128,800▼ 7.0%€88,133▼ 31.6%€70,898▼ 19.6%
Working capital-€17,615below the sector's middle half-€59,370below the sector's middle half▼ 237%-€81,807below the sector's middle half▼ 37.8%-€36,922below the sector's middle half▲ 54.9%-€14,396below the sector's middle half▲ 61.0%
Solvency55.9%within the sector's middle half▲ 15.8pp49.3%within the sector's middle half▼ 6.5pp47.7%within the sector's middle half▼ 1.7pp61.2%within the sector's middle half▲ 13.5pp66.3%within the sector's middle half▲ 5.0pp
Current ratio0.78below the sector's middle half▼ 0.460.45below the sector's middle half▼ 0.320.36below the sector's middle half▼ 0.090.58below the sector's middle half▲ 0.220.80below the sector's middle half▲ 0.22
Return on assets (ROA)5.8%within the sector's middle half▼ 2.0pp-14.0%below the sector's middle half▼ 19.7pp-7.1%below the sector's middle half▲ 6.8pp9.5%within the sector's middle half▲ 16.7pp0.1%below the sector's middle half▼ 9.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 88% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €210,088
Fixed assets
€153,586 ▼ 12.7%
Current assets
€56,502 ▲ 10.3%
Equity and liabilities €210,088
Equity
€139,191 ▲ 0.1%
Debt
€70,898 ▼ 19.6%
Debt's share of the balance-sheet total falls from 38.8% to 33.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.1%▼
2023 · 15.6%
Debt ≤ 1 year
€70,898▼
2023 · €88,133
Income taxes
€2,250▼
2023 · €4,042
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €585 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,640 | €24,748 | €24,748 | €24,216 | €22,401 | ▼ 7.5% |
| Other operating charges640/8 | - | €4,318 | €2,334 | €2,386 | €1,306 | ▼ 45.3% |
| Non-recurring operating charges66A | - | - | - | - | €4,535 | - |
| Gross operating margin9900 | €66,048 | €2,223 | €17,848 | €56,836 | €31,900 | ▼ 43.9% |
| Operating profit (loss)9901 | €41,103 | -€27,429 | -€9,235 | €30,234 | €3,657 | ▼ 87.9% |
| Financial income75/76B | - | €9 | €51 | €87 | €3 | ▼ 96.6% |
| Recurring financial income75 | €15 | €9 | €51 | €87 | €3 | ▼ 96.6% |
| Financial charges65/66B | - | €10,179 | €7,844 | €4,586 | €1,285 | ▼ 72.0% |
| Recurring financial charges65 | €13,307 | €10,179 | €7,844 | €4,586 | €1,285 | ▼ 72.0% |
| Profit (loss) for the period before taxes9903 | €27,811 | -€37,598 | -€17,027 | €25,735 | €2,376 | ▼ 90.8% |
| Income taxes67/77 | €9,951 | €552 | €529 | €4,042 | €2,250 | ▼ 44.3% |
| Profit (loss) for the period9904 | €17,860 | -€38,150 | -€17,556 | €21,694 | €125 | ▼ 99.4% |
| Profit (loss) for the period to be appropriated9905 | €17,860 | -€38,150 | -€17,556 | €21,694 | €125 | ▼ 99.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309,858 | €273,432 | €246,171 | €227,198 | €210,088 | ▼ 7.5% |
| Fixed assets21/28 | €248,676 | €223,927 | €199,179 | €175,987 | €153,586 | ▼ 12.7% |
| Intangible fixed assets21 | €238,290 | €216,613 | €194,935 | €173,258 | €151,580 | ▼ 12.5% |
| Tangible fixed assets22/27 | €10,386 | €7,315 | €4,244 | €2,730 | €2,006 | ▼ 26.5% |
| Plant, machinery and equipment23 | - | €2,546 | €2,182 | €1,819 | €1,455 | ▼ 20.0% |
| Furniture and vehicles24 | - | €4,769 | €2,061 | €911 | €551 | ▼ 39.5% |
| Current assets29/58 | €61,182 | €49,505 | €46,993 | €51,210 | €56,502 | ▲ 10.3% |
| Amounts receivable within one year40/41 | €47,809 | €27,934 | €37,412 | €31,993 | €39,945 | ▲ 24.9% |
| Trade receivables40 | - | €8,340 | €22,372 | €13,762 | €14,955 | ▲ 8.7% |
| Other amounts receivable41 | - | €19,593 | €15,039 | €18,230 | €24,990 | ▲ 37.1% |
| Cash at bank and in hand54/58 | €3,695 | €18 | €1,243 | €1,581 | €112 | ▼ 92.9% |
| Deferred charges and accrued income490/1 | - | €21,554 | €8,337 | €17,637 | €16,445 | ▼ 6.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309,858 | €273,432 | €246,171 | €227,198 | €210,088 | ▼ 7.5% |
| Equity10/15 | €173,078 | €134,927 | €117,372 | €139,065 | €139,191 | ▲ 0.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €3,720 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Non-distributable reserves130/1 | - | €3,720 | €3,720 | - | - | - |
| Reserves not available under the articles1311 | - | €3,720 | €3,720 | - | - | - |
| Distributable reserves133 | - | - | - | €3,720 | €3,720 | = |
| Profit (loss) carried forward14 | €150,758 | €112,607 | €95,052 | €116,745 | €116,871 | ▲ 0.1% |
| Amounts payable17/49 | €136,780 | €138,505 | €128,800 | €88,133 | €70,898 | ▼ 19.6% |
| Amounts payable after more than one year17 | €57,983 | €29,630 | - | - | - | - |
| Financial debts170/4 | - | €29,630 | - | - | - | - |
| Amounts payable within one year42/48 | €78,797 | €108,876 | €128,800 | €88,133 | €70,898 | ▼ 19.6% |
| Current portion of amounts payable after more than one year42 | - | €28,354 | €29,630 | - | - | - |
| Financial debts43 | - | €9,559 | €9,822 | €7,610 | €6,918 | ▼ 9.1% |
| Credit institutions430/8 | - | €9,559 | €9,822 | €7,610 | €6,918 | ▼ 9.1% |
| Trade debts44 | €14,451 | €58,548 | €87,388 | €73,473 | €54,707 | ▼ 25.5% |
| Suppliers440/4 | - | €58,548 | €87,388 | €73,473 | €54,707 | ▼ 25.5% |
| Taxes, remuneration and social security45 | - | €11,576 | €1,081 | €4,037 | €6,287 | ▲ 55.7% |
| Taxes450/3 | - | €11,576 | €1,081 | €4,037 | €6,287 | ▲ 55.7% |
| Other amounts payable47/48 | - | €840 | €880 | €3,013 | €2,985 | ▼ 0.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,860 | -€38,150 | -€17,556 | €21,694 | €125 | ▼ 99.4% |
| + Depreciation and write-downs630 | €23,640 | €24,748 | €24,748 | €24,216 | €22,401 | ▼ 7.5% |
| Operating cash flow (approximation) | €41,500 | -€13,402 | €7,193 | €45,909 | €22,526 | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,024 | €0 | ▲ 100% |
| Change in cash | - | -€3,677 | €1,225 | €337 | -€1,469 | ▼ 535% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21,694
Net result €21,694 after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€38,150
Net result drops to -€38,150, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Back to profitnet €30,105
Net result €30,105 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €155,217 ▲24.1%
Equity rises from €125,112 to €155,217.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2005
Ground area
214 m²
Building footprint
86 m²
Volume, LiDAR
702 m³
Parcel 62059A0541/00Z000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DEMASSURE
since 20052.150.142.877
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059A0541/00Z000 ProtectedSite or landscape |
Wallonia | 214 m² | 1 · 86 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- BMD CONSULTING
- DEMASSURE
Highest known parent: BMD CONSULTING. The sources do not say who stands above it.
Owners 1
- BMD CONSULTINGparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Group DO
BE 0696.702.795
Antwerpen · Eq €139,159
ASSURANCES SALESSE & COURTOIS
BE 0819.789.560
Montigny-le-Tilleul · Eq €139,155
Verzekeringen Detienne en Partners
BE 0464.906.548
Overijse · Eq €139,083
Rudy PASTEELS
BE 0873.899.823
Hannut · Eq €138,932
IDEAL IMMO
BE 0888.044.601
Libramont-Chevigny · Eq €138,846
Of 4,671 companies in this sector we hold annual accounts for 3,221. 2,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded31-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Contact
Website
www.demassure.be
E-mail
info@demassure.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877013226
Also
9925:BE0877013226
Registered
10-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.