DEMARMETAL
ActiveSummary
DEMARMETAL has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €-8k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-55
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 13.47 against 11.1 in 2024; short-term debt: 7.4% and cash: 18.1% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
-3.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
26 d early
2022
34 d early
2021
33 d early
2020
25 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▼ 3.4%
2024 · €226k
2019: €196k
2020: €198k
2021: €203k
2022: €216k
2023: €224k
2024: €226k
2019 → 2025
Total assets
€236k▼ 4.8%
2024 · €248k
2019: €230k
2020: €227k
2021: €233k
2022: €264k
2023: €253k
2024: €248k
2019 → 2025
Net result
€-8k
2024 · €2k
2019: €9k
2020: €2k
2021: €6k
2022: €13k
2023: €8k
2024: €2k
2019 → 2025
Working capital
€219k▼ 0.5%
2024 · €220k
2019: €195k
2020: €197k
2021: €203k
2022: €203k
2023: €215k
2024: €220k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€203k-€216k▲ 6.3%€224k▲ 3.7%€226k▲ 1.1%€219k▼ 3.4%
Operating result€9k-€19k▲ 117%€14k▼ 26.3%€5k▼ 66.0%€-7k
Net result€6k-€13k▲ 128%€8k▼ 37.2%€2k▼ 69.6%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €236k
Equity
€219k ▼ 3.4%
Debt
€18k ▼ 19.4%
Debt's share of the balance-sheet total falls from 8.8% to 7.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €7k
Cash flow
€-8k▼
2024 · €5k
Current ratio
13.47▲
2024 · 11.10
Quick ratio
4.54=
2024 · 4.54
Debt to equity
0.08▼
2024 · 0.10
ROE
-3.5%▼
2024 · 1.1%
ROA
-3.3%▼
2024 · 1.0%
Interest coverage
-17.47▼
2024 · 17.94
Debt ≤ 1 year
€18k▼
2024 · €22k
Income taxes
€223▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€236k▼
Fixed assets21/28€7k€0▼
Tangible fixed assets22/27€7k€0▼
Furniture and vehicles24€7k€0▼
Current assets29/58€242k€236k▼
Stocks and contracts in progress3€143k€157k▲
Stocks30/36€143k€157k▲
Amounts receivable within one year40/41€41k€35k▼
Trade receivables40€36k€33k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€56k€43k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€248k€236k▼
Equity10/15€226k€219k▼
Contributions10/11€19k€19k=
Reserves13€92k€92k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€2k€2k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€116k€108k▼
Amounts payable17/49€22k€18k▼
Amounts payable within one year42/48€22k€18k▼
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€5k▲
Gross operating margin9900€8k€-3k▼
Operating profit (loss)9901€5k€-7k▼
Financial income75/76B€71€189▲
Recurring financial income75€71€189▲
Financial charges65/66B€383€415▲
Recurring financial charges65€383€415▲
Profit (loss) for the period before taxes9903€4k€-7k▼
Income taxes67/77€2k€223▼
Profit (loss) for the period9904€2k€-8k▼
Profit (loss) for the period to be appropriated9905€2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€108k▼
Profit (loss) brought forward from the previous period14P€113k€116k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-8k ▼415%
Net result drops to €-8k, the lowest in the series.
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €13k ▲128%
Operating result €19k, net result €13k, both a record.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €203k ▲2.8%
3 profitable years in a row build equity to €203k.
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bonne Alliance 56032 CharleroiGround area
1,310 m²
Building footprint
177 m²
Volume, LiDAR
1,478 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Route de Trazegnies 118, 6031 Charleroi
since 19792.015.983.068
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047B0074/00L009 | Wallonia | 1,170 m² | 1 · 110 m² | 10.5 m · 3 fl. |
| 52352B0335/00X009 | Wallonia | 140 m² | 1 · 67 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0797.683.557
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LITCHEE
BE 0471.437.222
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HVB - IMTC
BE 0693.813.779
Nazareth-De Pinte · Eq €219,349
Senex & Partners
BE 0689.604.672
Zwevegem · Eq €217,618
DC MECANICS
BE 0558.934.091
Affligem · Eq €219,940
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 1,346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1979
Fiscal year end31-03
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.