DEMAR CONSULTING
ActiveDEMAR CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency21▼-79
Growth32▼-46
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 31.27 in 2024), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
7.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
36 d early
2022
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 91.5%
2024 · €202k
2022: €50k
2023: €117k
2024: €202k
2022 → 2025
Total assets
€158k▼ 24.4%
2024 · €208k
2022: €58k
2023: €134k
2024: €208k
2022 → 2025
Net result
€12k▼ 85.3%
2024 · €84k
2022: €45k
2023: €67k
2024: €84k
2022 → 2025
Working capital
€16k▼ 92.0%
2024 · €200k
2022: €50k
2023: €117k
2024: €200k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€50k-€117k▲ 133%€202k▲ 72.0%€17k▼ 91.5%
Operating result€57k-€91k▲ 58.0%€102k▲ 13.1%€18k▼ 82.8%
Net result€45k-€67k▲ 47.6%€84k▲ 26.1%€12k▼ 85.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€1k▼ 35.1%
Current assets
€156k▼ 24.3%
Equity and liabilities €158k
Equity
€17k▼ 91.5%
Debt
€140k▲ 2,026%
The debt ratio rises from 3.2% to 89.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€18k▼
2024 · €103k
Cash flow
€13k▼
2024 · €85k
Solvency
10.9%▼
2024 · 96.8%
Current ratio
1.11▼
2024 · 31.27
Quick ratio
1.11▼
2024 · 31.27
Debt / equity
8.14▲
2024 · 0.03
ROE
72.2%▲
2024 · 41.9%
ROA
7.9%▼
2024 · 40.5%
Interest coverage
14.91▼
2024 · 54.77
Debt
€140k▲
2024 · €7k
Debt ≤ 1 year
€140k▲
2024 · €7k
Income taxes
€4k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€158k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€206k€156k▼
Amounts receivable within one year40/41€19k€20k▲
Trade receivables40€16k€0▼
Other amounts receivable41€3k€20k▲
Current investments50/53€49k€49k=
Cash at bank and in hand54/58€135k€83k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€208k€158k▼
Equity10/15€202k€17k▼
Contributions10/11€5k€5k▼
Reserves13€197k€12k▼
Distributable reserves133€197k€12k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€7k€140k▲
Amounts payable within one year42/48€7k€140k▲
Trade debts44€393€112▼
Suppliers440/4€393€112▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€0€137k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107€724▲
Other operating charges640/8€441€720▲
Gross operating margin9900€103k€19k▼
Operating profit (loss)9901€102k€18k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€101k€16k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€84k€12k▼
Profit (loss) for the period to be appropriated9905€84k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€12k▼
Transfer from equity791/2-€197k
Transfer to equity691/2€84k€12k▼
To other reserves6921€84k€12k▼
Profit to be distributed694/7-€197k
Return on contributions (dividend)694-€197k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €12k ▼85.3%
Net result drops to €12k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €84k ▲26.1%
Operating result €102k, net result €84k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 31.27
Current ratio from 7.95 to 31.27; short-term debt falls from €17k to €7k.
31-12
Financial
Equity above €200kEq €202k ▲72%
3 profitable years in a row build equity to €202k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €117k ▲133%
2 profitable years in a row build equity to €117k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat 458580 AvelgemGround area
3,342 m²
Building footprint
650 m²
Volume, LiDAR
7,331 m³
Parcel 34003A1088/00Z000, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DEMAR CONSULTING
since 20222.329.588.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A1088/00Z000 | Flanders | 3,342 m² | 1 · 650 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S & J PROJECTS
BE 0700.765.909
Antwerpen · Eq €17k
NS MANAGEMENT
BE 0771.904.026
Herentals · Eq €17k
ADVISOR
BE 0768.740.935
Anderlecht · Eq €17k
CREAGEEN
BE 0777.813.108
Mons · Eq €17k
CGMA
BE 0704.734.890
Lasne · Eq €17k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 28,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.