Equity
-€124,706
Debts exceed assets in financial year 2024.
DEMAP
Lifetime
16 annual accounts with figures on one time axis, 18 filings since 2007peak €70,774 (2023)
€67,393▼ 4.8%
lowest -€77,628 (2022)
-€5,272▼ €6,867
peak €32,419 (2017)
-€124,706▼ €5,272
€176,036▼ 5.4%
Board1 name since 2021
1 directorDE MAESENEIRE Patrick
Documentsfilings and deeds
09-10-202570 days late
2024micro format
Loss of €5,272Cash from €25,905 to €17,847
Key points
from the 2024 annual accountsDebts
€176,036 343% of the balance sheet
Suppliers 5%Taxes and wages 13%Other 82%
Of this, €154,286 falls due within a year.
Filings
18 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3241 sector peers (2024).
NBB · sector comparisonPosition among 3241 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 70 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
70 days late
2023
68 days late
2022
91 days late
2021
61 days late
2020
90 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 84 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Recent changes
Board meeting · Director reappointment
Gazette deed
First establishment
Leeuwlantstraat 118, Antwerp
Incorporation
published on 04-12-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEMAP Antwerp | €51,330 | €67,393 | -243.0% | - |
| Verzekeringen Nadja Muyldermans Mechelen | €44,075 | €65,540 | 42.6% | - |
| ABM Insurance & Consulting Liège | €52,788 | €78,891 | -99.3% | - |
| A.C.P. VAES Liège | €53,608 | €86,126 | 12.3% | - |
| HORASSUR Charleroi | €49,988 | €45,738 | 42.4% | - |
| ASSUR-TOTH T. Braine-l'Alleud | €73,095 | €83,924 | -45.6% | - |
| CENTRE D'ASSURANCES DE CREDIT ET DE PLACEMENTS Soignies | €60,583 | €52,525 | 52.6% | 1 |
These companies have the same main activity as DEMAP: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €44,100 and €73,100, founded between 2000 and 2010.
Official details
Source: KBO- Status
- Active since 30-11-2006Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2022
- Establishment unit
- 2.158.960.5732100 Antwerp, since 25-01-2007
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on DEMAP
DEMAP files the micro format. That format states no turnover. The gross margin rose from €436 in 2009 to €67,393 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEMAP
- What is the company number of DEMAP?
- The company number of DEMAP is 0885.367.597. The VAT number is the same number with BE in front: BE 0885.367.597.
- Where is DEMAP based?
- The registered office is at Leeuwlantstraat 118, 2100 Antwerp.Company details
- What does DEMAP do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of DEMAP?
- DEMAP is a private limited company (pre-2019) (BVBA).
- When was DEMAP founded?
- DEMAP was founded on 30-11-2006.
- Is DEMAP still active?
- Yes, DEMAP is an active enterprise in the KBO register.
- How many employees does DEMAP have?
- DEMAP had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does DEMAP fall under?
- In its 2022 annual accounts, DEMAP states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of DEMAP?
- The turnover in financial year 2024 is ≈ €200,000. This figure is estimated from the gross margin of €67,393 and 2,667 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.
- Is DEMAP profitable?
- In financial year 2024, DEMAP made a loss of €5,272.
- Where can I find the annual accounts of DEMAP?
- DEMAP filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
See how customers, suppliers and banks see your own company and what to improve first.