A.C.P. VAES

Active Risk: not assessed

Private limited companyfounded 2002active for 24 yearsRue François-Lefèbvre 121, 4000 Liège, BelgiumKBO/BCE: BE 0477.114.096

Summary

A.C.P. VAES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6,577 and a net result of €26,883. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 3,019 sector peers (NACE 66, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

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A.C.P. VAESActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€53,608total assets 2025

Staff: 1 FTE
Equity: €6,577
Profit: €26,883

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Accounts 14 days early0 of 1 deed read

Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

raises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3019 sector peers (2025).

NBB · sector comparison

Position among 3019 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

14 days early

2024

19 days early

2023

49 days late

2022

121 days late

2021

54 days late

2020

123 days late

2019

116 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 September (4 of the last 5 filed years within 69 days of that day).

Companies Code · seven months

Where today falls in the filing period

19-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €26,883
12-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 12% on equitysector median €119,257 · 3,022 companies €6,577 View
Total assets 20256 financial years filed €53,608 View
Active since 2002founded 22-03-2002 24 years View