Turnover
≈ €320,000 estimated
The micro format states no turnover.
DeMan-Construct
Overview
Lifetime
2 annual accounts with figures on one time axispeak €51,279 (2024)
€45,625▼ 11.0%
peak €38,176 (2024)
€31,564▼ 17.3%
peak €72,740 (2025)
€72,740▲ 76.7%
€23,758▲ 2.1%
Board1 name since 2024
1 directorDE MAN Jan-Bart
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Equity from €41,176 to €72,740Cash from €45,228 to €72,282
Key points
from the 2025 annual accountsLiquidity
3.76 was 2.25 in 2024
Short-term debts fell from €23,274 to €22,541.
Position in the sector
75.4%
Higher solvency than 83% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
Checked score
88
Excellent
Financially stronger than 90% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 3.6%
03-2025: 3.6%● unchanged vs 02-2025
04-2025: 3.8%▲ +0.2 percentage points vs 03-2025
05-2025: 4.1%▲ +0.3 percentage points vs 04-2025
06-2025: 4.2%▲ +0.1 percentage points vs 05-2025
07-2025: 4.6%▲ +0.4 percentage points vs 06-2025highest value
08-2025: 0.5%▼ -4.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▼ -0.3 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 3.76, cash €72,282
Equity €72,740 (75.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 92% on liquidity, 91% on profitability and 85% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DeMan-Construct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DeMan-Construct itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DeMan-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.76 (2.25 in 2024), above the usual 1.5. Short-term debt is 23.4% and cash 74.9% of total assets. 24.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 days early
2024
19 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE MAN Jan-Bart 15 sharesdeed of 18-01-2024
- VAN TWEMBEKE Celia 15 sharesdeed of 18-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004776676
Incorporation
Founding capital of €3,000, 30 shares · Founders: DE MAN Jan-Bart and VAN TWEMBEKE Celia · Appointment: DE MAN Jan-Bart (director) · published on 18-01-2024 · Gazette deed
First establishment
Eekhout 8, Zottegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DeMan-Construct Zottegem | €96,498 | €45,625 | 75.4% | - |
| OVE CONCEPT Oudenaarde | €93,082 | €50,947 | 56.4% | - |
| Cedric Willen Herzele | €99,313 | €52,064 | 95.2% | - |
| DFP BOUW Ghent | €87,629 | €41,256 | 63.4% | - |
| ProRenovate Ghent | €102,648 | €47,618 | 32.2% | - |
| PERFECT + Erpe-Mere | €99,086 | €54,287 | 45.4% | - |
| Exxon Europe Temse | €93,431 | €36,876 | 15.2% | - |
These companies have the same main activity as DeMan-Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €87,600 and €103,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 16-01-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.354.718.6499620 Zottegem, since 16-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-09-2025
Annual accounts 2025
- €45,625▼ 11.0%
- €31,564▼ 17.3%
- €72,740▲ 76.7%
- €96,498▲ 49.7%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on DeMan-Construct
DeMan-Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,740 and a net result of €31,564.
Its solvency ranks better than 84% of 9,462 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 13-07-2026, 18 days before the deadline€45,625
▼ 11.0%
€41,062
▼ 14.5%
€31,564
▼ 17.3%
€62,210
▲ 114%
75.4%
▲ 11.5 percentage points
3.76
▲ 1.51
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €320,000. Estimated: probably between €180,000 and €570,000.
Balance sheet
balance sheet total €96,498 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
75.4%
Higher than 84% of 9,462 companies in 2025.
3.76
Higher than 81% of 9,210 companies in 2025.
32.7%
Higher than 87% of 9,282 companies in 2025.
DeMan-Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
96,498 | 64,451 | |
20 |
768 | 1,020 | |
21/28 |
10,979 | 11,029 | |
22/27 |
10,979 | 11,029 | |
23 |
6,132 | 4,853 | |
24 |
4,310 | 5,487 | |
26 |
538 | 690 | |
29/58 |
84,751 | 52,402 | |
3 |
4,411 | - | |
30/36 |
4,411 | - | |
40/41 |
7,854 | 6,971 | |
40 |
1,471 | 6,027 | |
41 |
6,382 | 944 | |
54/58 |
72,282 | 45,228 | |
490/1 |
205 | 202 | |
| Balance sheet: equity and liabilities | |||
10/49 |
96,498 | 64,451 | |
10/15 |
72,740 | 41,176 | |
10/11 |
3,000 | 3,000 | |
14 |
69,740 | 38,176 | |
17/49 |
23,758 | 23,274 | |
42/48 |
22,541 | 23,274 | |
44 |
3,648 | 1,851 | |
440/4 |
3,648 | 1,851 | |
45 |
2,350 | 3,591 | |
450/3 |
350 | 1,591 | |
454/9 |
2,000 | 2,000 | |
47/48 |
16,544 | 17,832 | |
492/3 |
1,217 | - | |
| Income statement | |||
9900 |
45,625 | 51,279 | |
630 |
4,172 | 2,659 | |
640/8 |
390 | 587 | |
9901 |
41,062 | 48,034 | |
75/76B |
28 | 0 | |
75 |
28 | 0 | |
65/66B |
1,376 | 116 | |
65 |
1,376 | 116 | |
9903 |
39,714 | 47,917 | |
67/77 |
8,150 | 9,741 | |
9904 |
31,564 | 38,176 | |
9905 |
31,564 | 38,176 | |
| Appropriation of the result | |||
9906 |
69,740 | 38,176 | |
14P |
38,176 | - | |
| Document | |||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 45,234 | 50,693 | ||
| 35,736 | 40,835 | ||
| 3,870 | 13,445 | ||
| 27,053 | - | ||
| 62,210 | 29,127 | ||
| 75.4% | 63.9% | ||
| 3.76 | 2.25 | ||
| 3.56 | 2.25 | ||
| 0.33 | 0.57 | ||
| 43.4% | 92.7% | ||
| 32.7% | 59.2% | ||
| 32.87 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €3,870 | €13,445 |
| Financial fixed assets | €0 | - |
| €4,172 | €2,659 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DeMan-Construct
The operating result for 2025 is 15% lower than in 2024.
Debt's share of the balance-sheet total falls from 36.1% to 24.6%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
since 16-01-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 13-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-01-2024
Mandates through the years
1 name, the dashed line is todayControl
Founders
DE MAN Jan-Bart, VAN TWEMBEKE Celia
This company
DeMan-Construct
Equity €72,740
Profit €31,564 in 2025
Capital
- Contribution
- €3,000
- Shares
- 30
- Contribution per share
- €100
- Equity per share
- €2,425 in 2025
- Source
- deed of 18-01-2024
Articles of association
deed of 18-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00
Shareholders
At incorporation
deed of 18-01-2024 ↗
- DE MAN Jan-Bart 15 shares (50%) · €1,500
- VAN TWEMBEKE Celia 15 shares (50%) · €1,500
Network & group
No group
DeMan-Construct has no parent and no holdings in its annual accounts. DE MAN Jan-Bart is the only director. DeMan-Construct shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 18 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004776676
Annual accounts 2024 filed PDFmicro format · 19 days before the deadline
2024
IncorporationFounding capital of €3,000, 30 shares · Founders: DE MAN Jan-Bart and VAN TWEMBEKE Celia · Appointment: DE MAN Jan-Bart (director) · published on 18-01-20244 points ▸
- Founder, DE MAN Jan-Bart
- Founder, VAN TWEMBEKE Celia
- Director appointment, DE MAN Jan-Bart
- Founding capital, €3,000, 30 shares
- The deed holds 4 more points.
First establishment Eekhout 8, Zottegem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 January 2024, DeMan-Construct was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12 DE MAN Jan-Bart has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1004.776.676
- VAT number
- BE 1004.776.676
- Peppol ID
- 0208:1004776676
- Other Peppol ID
- 9925:BE1004776676
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-01-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00deed of 18-01-2024 (in Dutch)
- Peppol
- Reachable since 18-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DeMan-Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-01-2024 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43110
Demolition
43120
Site preparation
43320
Joinery installation
43331
Floor and wall tiling
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43110
Demolition
43120
Site preparation
43320
Joinery installation
43331
Floor and wall tiling
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Optrekken van de ruwbouw van individuele huizen en gebouwen; Slopen van gebouwen en andere bouwwerken; Ruimen en bouwrijp maken van…”deed of 18-01-2024 (in Dutch)
15 activities
- Optrekken van de ruwbouw van individuele huizen en gebouwen.
- Slopen van gebouwen en andere bouwwerken.
- Ruimen en bouwrijp maken van terreinen.
- Elektrotechnische installatiewerken aan gebouwen.
- Loodgieterswerk alsmede installatie van verwarming,klimaatregeling en ventilatie.
- Isolatiewerkzaamheden
- Montage van buiten en binnen schrijnwerk van hout,alu of kunststof.
- Plaatsen van vloer- en wandtegels.
- Behandelen van muren met vochtwerende en waterafstotende producten.
- Uitvoeren van metsel- en voegwerken ; gevelreiniging.
- Aanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden.
- Reparatie van fietsen.
- Overige zakelijke dienstverlening en persoonlijke diensten.
- De vennootschap mag haar beschikbare middelen beleggen en herbeleggen zowel in roerende als in eigen onroerende goederen.
- De vennootschap mag tevens de functie van bestuurder,vereffenaar of gemandateerde waarnemen evenals elke directiefunctie in ondernemingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Eekhout 8 registered office 9620 Zottegem | 16-01-2024 | 2.354.718.649 |
Buildings and parcels at the address
- Ground area
- 1,584 m²
- Buildings
- 102 m²
- Volume, LiDAR
- 576 m³
- Tallest building
- 9.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41017A0079/00C000 | 1,584 m² | 1 · 102 m² | 9.1 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1004.776.676