DEM BOUW
ActiveDEM BOUW has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €43k. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-4
Solvency77▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.69 against 4.62 in 2024; short-term debt: 9.2% and cash: 6.2% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
10.7%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 22-12-2025, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 d early
2024
12 d early
2023
11 d early
2022
10 d early
2021
31 d late
2020
29 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close23-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€205k▲ 26.2%
2024 · €162k
2019: €26k
2020: €49k
2021: €68k
2022: €95k
2023: €111k
2024: €162k
2019 → 2025
Total assets
€396k▲ 5.4%
2024 · €376k
2019: €314k
2020: €302k
2021: €323k
2022: €340k
2023: €356k
2024: €376k
2019 → 2025
Net result
€43k▼ 17.5%
2024 · €52k
2019: €10k
2020: €22k
2021: €19k
2022: €27k
2023: €16k
2024: €52k
2019 → 2025
Working capital
€206k▲ 26.7%
2024 · €163k
2019: €22k
2020: €48k
2021: €67k
2022: €92k
2023: €120k
2024: €163k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€95k▲ 39.9%€111k▲ 16.4%€162k▲ 46.7%€205k▲ 26.2%
Operating result€30k-€72k▲ 135%€30k▼ 58.6%€71k▲ 139%€60k▼ 15.9%
Net result€19k-€27k▲ 41.7%€16k▼ 42.4%€52k▲ 231%€43k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €396k
Fixed assets
€153k▼ 8.6%
Current assets
€243k▲ 16.7%
Equity and liabilities €396k
Equity
€205k▲ 26.2%
Debt
€191k▼ 10.4%
The debt ratio falls from 56.8% to 48.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €88k
Cash flow
€59k▼
2024 · €68k
Solvency
51.7%▲
2024 · 43.2%
Current ratio
6.69▲
2024 · 4.62
Quick ratio
6.69▲
2024 · 4.62
Debt / equity
0.93▼
2024 · 1.32
ROE
20.8%▼
2024 · 31.8%
ROA
10.7%▼
2024 · 13.7%
Interest coverage
16.49▼
2024 · 24.79
Debt
€191k▼
2024 · €214k
Debt ≤ 1 year
€36k▼
2024 · €45k
Debt > 1 year
€155k▼
2024 · €167k
Income taxes
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€396k▲
Fixed assets21/28€168k€153k▼
Tangible fixed assets22/27€168k€153k▼
Land and buildings22€160k€147k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€208k€243k▲
Amounts receivable after more than one year29€101k€101k=
Other amounts receivable291€101k€101k=
Amounts receivable within one year40/41€87k€117k▲
Trade receivables40€9k€30k▲
Other amounts receivable41€78k€87k▲
Cash at bank and in hand54/58€20k€24k▲
Equity and liabilities
Total equity and liabilities10/49€376k€396k▲
Equity10/15€162k€205k▲
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Non-distributable reserves130/1€751€751=
Reserves not available under the articles1311€751€751=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€150k€193k▲
Amounts payable17/49€214k€191k▼
Amounts payable after more than one year17€167k€155k▼
Financial debts170/4€167k€155k▼
Amounts payable within one year42/48€45k€36k▼
Current portion of amounts payable after more than one year42€14k€25k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€27k€9k▼
Taxes450/3€27k€9k▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€90k€80k▼
Operating profit (loss)9901€71k€60k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€72k€59k▼
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€52k€43k▼
Profit (loss) for the period to be appropriated9905€52k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€150k€193k▲
Profit (loss) brought forward from the previous period14P€98k€150k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Equity above €200kEq €205k ▲26.2%
7 profitable years in a row build equity to €205k.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial
Highest result since 2019net €52k ▲231%
Net result €52k, the highest in the series.
31-05
Financial
Equity above €150kEq €162k ▲46.7%
6 profitable years in a row build equity to €162k.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Equity above €100kEq €111k ▲16.4%
5 profitable years in a row build equity to €111k.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leegaardsdijk 138400 OostendeGround area
752 m²
Building footprint
146 m²
Volume, LiDAR
1,391 m³
Parcel 35026A0579/00V000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DEM BOUW
since 20152.246.829.410
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026A0579/00V000 | Flanders | 752 m² | 1 · 146 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,030 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2015
Fiscal year end31-05
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43310Plastering work
43320Joinery installation
43410Roofing work
43422Screed work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.