Skip to content
Checked.be
Complete company report
Generated 23-07-2026
Active BE 0798.347.414Private limited company

DELTOM

Blankenbergse Steenweg 72 ·8000 Brugge, Belgium· 3 yrs active
Sector: Financial services (64210)
Conclusion Checked

DELTOM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €54k and a net result of €26k. Its solvency ranks better than 88% of 3134 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €54k
Net result €26k
Better than sector 88%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency100Growth78Stability94
74 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30k€40kOperating result 2023: €23k€23kNet result 2023: €17k€17kOperating result 2024: €35k€35kNet result 2024: €26k€26k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 85.0% 52.5%
better than 88% of 3134 sector peers
Net result €26k €32k
better than 45% of 3130 sector peers
Equity €54k €75k
better than 41% of 3135 sector peers
Gross operating margin €40k €52k
better than 42% of 3127 sector peers
Total assets €63k €191k
better than 19% of 3136 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€26k
+53.2% -99% vs sector
Total assets
€63k
+9.5% -100% vs sector
Equity
€54k
+96.9% -100% vs sector
Income taxes
€7k
+49.2% -89% vs sector
Debt
€9k
-68.8% -100% vs sector
Debt ≤ 1y
€9k
-29.6% -100% vs sector
Debt > 1y
€0
-100.0% -100% vs sector
Solvency
85.0%
+79.8% -10% vs sector
ROE
49.2%
-22.2% far above sector median
ROA
41.8%
+39.9% far above sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€26k
Cash flown/a
Staff costs-
Income taxes€7k
Dividends-
Total assets€63k
Equity€54k
Debt€9k
of which ≤ 1y€9k
of which > 1y€0
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency85.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA41.8%
ROE49.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€63k
Fixed assets 21/28€0
Tangible fixed assets 22/27€0
Current assets 29/58€63k
Amounts receivable within one year 40/41€8k
Investments 50/53€6k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€63k
Equity 10/15€54k
Contributions / capital 10/11€10k
Reserves 13€44k
Amounts payable 17/49€9k
Amounts payable after one year 17€0
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€40k
Operating result 9901€35k
Financial income 75€42
Financial charges 65€2k
Result before taxes 9903€34k
Income taxes 67/77€7k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation11-02-2023
StatusActive
Postal code8000
Establishment units 1 location
DELTOM
Blankenbergse Steenweg 72, 8000 BruggeManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20232.341.482.505
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31808K0691/00G009 Flanders 203 m² 1 · 82 m² 8.8 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-02-2026
State Gazette act Director changes
v3.2
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
01-02-2024
State Gazette act Registered-office change
v3.2
2023
15-02-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Address history · 1
01-02-2024
v3.2
All acts · 3 updated 5 months ago
2026
12-02-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0798.347.414",
    "name_full": "DELTOM",
    "legal_form": "BV"
  }
}
2024
01-02-2024 Registered office moved within Brugge Registered-office change
  • Leopold I-laan 47, 8000 Brugge → Blankenbergse Steenweg 72, 8000 Brugge
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Brugge",
        "region": null,
        "street": "Blankenbergse Steenweg",
        "country": "BE",
        "postcode": "8000",
        "box_number": null,
        "street_number": "72"
      },
      "old_address": {
        "city": "Brugge",
        "region": null,
        "street": "Leopold I-laan",
        "country": "BE",
        "postcode": "8000",
        "box_number": null,
        "street_number": "47"
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "Het bestuursorgaan beslist om met ingang vanaf 01/01/2024 de zetel te verplaatsen naar \u0022Blankenbergse Steenweg 72 te 8000 Brugge\u0022."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0798.347.414",
    "name_full": "DELTOM",
    "legal_form": "BV"
  }
}
2023
15-02-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "8000 Brugge, Leopold I-laan 47",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1996-08-13",
        "name": "DELVA Tom Willy",
        "niss": null,
        "address": "8000 Brugge, Leopold I-laan 47"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "DELVA Tom Willy",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0798.347.414",
    "name_full": "DELTOM",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-02-10",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL DELTOM
Registered office
Blankenbergse Steenweg 72
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Lim Toe Invest & Co BE 0408.246.472 · Brussel
INTERNATIONAL BUSINESS CONSULTANTS BE 0423.709.658 · Herentals
IMMO HANSSENS BE 0429.672.287 · Oostende
T.P.J. BE 0428.750.688 · Genk
IMMO MOERMAN BE 0428.945.480 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative