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Raico

Active
Private limited company·Activiteiten van holdings· 2 yrs active
Gymnasiastraat(Mar) 1 ·8510 Kortrijk, Belgium
KBO/BCE: BE 1004.514.578
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Age2 yrs
Real estate1 parcel · 671 m²

Summary

Conclusion

the dossier summarised in one paragraph

Raico is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €75k and a net result of €73k. Its solvency ranks better than 51% of 1211 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€75k
Net result€73k
Total assets€154k
Solvency48.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 48.7% 47.4%
better than 51% of 1211 sector peers
Net result €73k €43k
better than 67% of 1210 sector peers
Equity €75k €85k
better than 46% of 1211 sector peers
Gross operating margin €131k €70k
better than 76% of 1207 sector peers
Total assets €154k €211k
better than 40% of 1211 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€73k
Cash flown/a
Staff costs-
Income taxes€23k
Dividends-
Total assets€154k
Equity€75k
Debt€79k
of which ≤ 1y€52k
of which > 1y€27k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency48.7%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA47.4%
ROE97.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€154k
Fixed assets 21/28€48k
Tangible fixed assets 22/27€48k
Current assets 29/58€105k
Amounts receivable within one year 40/41€45k
Cash & bank 54/58€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€154k
Equity 10/15€75k
Contributions / capital 10/11€2k
Reserves 13€73k
Amounts payable 17/49€79k
Amounts payable after one year 17€27k
Amounts payable within one year 42/48€52k
Trade debts payable within one year 44€732
Income statement
Gross operating margin 9900€131k
Operating result 9901€100k
Financial income 75€495
Financial charges 65€4k
Result before taxes 9903€96k
Income taxes 67/77€23k
Net result for the period 9904€73k
Result to be appropriated 9905€73k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location
Raico
Gymnasiastraat(Mar) 1, 8510 KortrijkOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20242.354.100.126
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area671 m²
Buildings1
Building footprint137 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026A0202/00F000 Flanders 671 m² 1 · 137 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency94Growth50Stability67
62 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 94
Growth 50
Stability 67

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL Raico
Registered office
Gymnasiastraat(Mar) 1
8510 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.