Delto
ActiveDelto has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577k and a net result of €264k. Equity is growing by ~58.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency34▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.0 in 2024; short-term debt: 91.3% and cash: 4.3% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
58 d early
2024
69 d early
2023
43 d early
2022
54 d early
2021
54 d early
2020
45 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€577k▲ 84.4%
2024 · €313k
2019: €19k
2020: €62k
2021: €91k
2022: €159k
2023: €237k
2024: €313k
2019 → 2025
Total assets
€6.60M▲ 5.0%
2024 · €6.28M
2019: €34k
2020: €85k
2021: €6.30M
2022: €6.32M
2023: €6.31M
2024: €6.28M
2019 → 2025
Net result
€264k▲ 247%
2024 · €76k
2019: €15k
2020: €43k
2021: €30k
2022: €67k
2023: €78k
2024: €76k
2019 → 2025
Working capital
€-5.73M▲ 3.9%
2024 · €-5.97M
2019: €18k
2020: €52k
2021: €-6.19M
2022: €-6.12M
2023: €-6.04M
2024: €-5.97M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€159k▲ 73.6%€237k▲ 49.2%€313k▲ 32.1%€577k▲ 84.4%
Operating result€41k-€53k▲ 29.1%€58k▲ 9.3%€56k▼ 4.8%€41k▼ 25.9%
Net result€30k-€67k▲ 126%€78k▲ 16.1%€76k▼ 2.6%€264k▲ 247%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.60M
Fixed assets
€6.31M▲ 0.5%
Current assets
€287k▲ 4,342%
Equity and liabilities €6.60M
Equity
€577k▲ 84.4%
Debt
€6.02M▲ 0.8%
The debt ratio falls from 95.0% to 91.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €58k
Cash flow
€278k▲
2024 · €78k
Solvency
8.7%▲
2024 · 5.0%
Current ratio
0.05▲
2024 · 0.00
Quick ratio
0.05▲
2024 · 0.00
Debt / equity
10.44▼
2024 · 19.10
ROE
45.8%▲
2024 · 24.3%
ROA
4.0%▲
2024 · 1.2%
Interest coverage
299.42▼
2024 · 356.85
Debt
€6.02M▲
2024 · €5.97M
Debt ≤ 1 year
€6.02M▲
2024 · €5.97M
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.28M€6.60M▲
Fixed assets21/28€6.28M€6.31M▲
Tangible fixed assets22/27€4k€35k▲
Furniture and vehicles24€4k€35k▲
Financial fixed assets28€6.27M€6.27M=
Current assets29/58€6k€287k▲
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€3k€283k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€6.28M€6.60M▲
Equity10/15€313k€577k▲
Contributions10/11€4k€4k=
Reserves13€308k€570k▲
Distributable reserves133€308k€570k▲
Profit (loss) carried forward14€694€3k▲
Amounts payable17/49€5.97M€6.02M▲
Amounts payable within one year42/48€5.97M€6.02M▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€5.95M€6.01M▲
Accrued charges and deferred income492/3€0€19▲
Income statement
Code20242025
Non-recurring operating income76A€0€325▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€14k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€59k€61k▲
Operating profit (loss)9901€56k€41k▼
Financial income75/76B€36k€236k▲
Recurring financial income75€36k€236k▲
Financial charges65/66B€161€184▲
Recurring financial charges65€161€184▲
Profit (loss) for the period before taxes9903€91k€277k▲
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€76k€264k▲
Profit (loss) for the period to be appropriated9905€76k€264k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€265k▲
Profit (loss) brought forward from the previous period14P€683€694▲
Transfer to equity691/2€76k€262k▲
To other reserves6921€76k€262k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
General meeting · Director discharge
Director resignation · Director appointment
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €264k ▲247%
Net result €264k, the highest in the series.
31-12
Financial
Equity above €500kEq €577k ▲84.4%
7 profitable years in a row build equity to €577k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €237k ▲49.2%
5 profitable years in a row build equity to €237k.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €159k ▲73.6%
4 profitable years in a row build equity to €159k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Stroobantlaan 541180 UkkelGround area
95 m²
Building footprint
95 m²
Volume, LiDAR
819 m³
Parcel 21614E0008/00L002, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Delto
since 20192.294.377.325
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0008/00L002 | Brussels | 95 m² | 1 · 95 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 33,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.