Financials
- Fiscal year
- 2025
- Total assets
- €6.6m
- Profit
- €5,648
- Solvency
- 10.6%
Total assets▲ 27.7%
Net result
20212025
MZ MANAGEMENT
ActiveSummary
MZ MANAGEMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €707,342 and a net result of €5,648. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€6.6mtotal assets 2025
- Equity
- €707,342
- Profit
- €5,648
Structure
Accounts 18 d early0 of 3 deeds read
Why 90- Liquidity: current ratio 0.44, cash €29,039+ Size: total assets €6.6m+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 13-07-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
36-2
equity 10.6% of total assets
Liquidity
51+1
short-term debt 1.4% · cash 0.4%
Profitability
69+44
return on assets 0.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.3%
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.4%▲ +2.6% vs 02-2026
04-2026: 0.3%▼ -3.1% vs 03-2026
05-2026: 0.4%▲ +3.2% vs 04-2026
06-2026: 0.4%▲ +10.1% vs 05-2026highest value
07-2026: 0.4%▼ -1.0% vs 06-2026
08-2026: 0.1%▼ -66.8% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €6.6m lowers the probability for this profile
- Liquidity: current ratio 0.44, cash €29,039 raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Figures for FY 2025 (filed 13-07-2026) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.44 against 3.76 in 2024; short-term debt: 1.4% and cash: 0.4% of total assets), and 89.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 13%, liquidity 50%, profitability 55%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9508 sector peers (2025).
NBB · sector comparisonPosition among 9508 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
7 d early
2023
on the day
2022
69 d late
2021
114 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €5,648
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2022
- Next accounts
- by 31-07-2027
- 13-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 24-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 01-10-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.