DELTERRA
ActiveSummary
The computed 12-month bankruptcy probability of DELTERRA is 2.5% (moderate). The 2025 annual accounts show equity of €80k and a net result of €19k. Its solvency ranks better than 46% of 7838 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-5
Solvency66▲+25
Growth78
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.67 against 1.16 in 2024; short-term debt: 42.3% and cash: 2.9% of total assets), and 59.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€80k▲ 352%
2024 · €18k
Total assets
€195k▲ 72.1%
2024 · €113k
Net result
€19k▲ 21.8%
2024 · €16k
Working capital
€-28k
2024 · €15k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€20k-€29k▲ 47.3%
Net result€16k-€19k▲ 21.8%
Equity€18k-€80k▲ 352%
Total assets€113k-€195k▲ 72.1%
Debt€96k-€108k▲ 12.8%
Working capital€15k-€-28k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€140k ▲ 6,141%
Current assets
€55k ▼ 50.6%
Equity and liabilities €195k
Equity
€80k ▲ 352%
Provisions
€7k
Debt
€108k ▲ 12.8%
Debt's share of the balance-sheet total falls from 84.4% to 55.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €20k
Cash flow
€28k▲
2024 · €16k
Current ratio
0.67▼
2024 · 1.16
Debt to equity
1.35▼
2024 · 5.42
ROE
23.9%▼
2024 · 88.7%
ROA
9.8%▼
2024 · 13.8%
Interest coverage
78.33▼
2024 · 1862.24
Debt ≤ 1 year
€82k▼
2024 · €96k
Debt > 1 year
€25k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €1k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €484 | €9k | ▲ 1,664% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €7k | - |
| Other operating charges640/8 | €573 | €1k | ▲ 100% |
| Gross operating margin9900 | €22k | €46k | ▲ 108% |
| Operating profit (loss)9901 | €20k | €29k | ▲ 47.3% |
| Financial income75/76B | €0 | €1k | ▲ 517,900% |
| Recurring financial income75 | €0 | €1k | ▲ 517,900% |
| Non-recurring financial income76B | - | €1k | - |
| Financial charges65/66B | €11 | €480 | ▲ 4,324% |
| Recurring financial charges65 | €11 | €480 | ▲ 4,324% |
| Profit (loss) for the period before taxes9903 | €20k | €30k | ▲ 50.2% |
| Income taxes67/77 | €4k | €11k | ▲ 160% |
| Profit (loss) for the period9904 | €16k | €19k | ▲ 21.8% |
| Profit (loss) for the period to be appropriated9905 | €16k | €19k | ▲ 21.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €113k | €195k | ▲ 72.1% |
| Fixed assets21/28 | €2k | €140k | ▲ 6,141% |
| Tangible fixed assets22/27 | €2k | €140k | ▲ 6,141% |
| Plant, machinery and equipment23 | €2k | €15k | ▲ 551% |
| Furniture and vehicles24 | - | €125k | - |
| Current assets29/58 | €111k | €55k | ▼ 50.6% |
| Stocks and contracts in progress3 | €87k | - | - |
| Stocks30/36 | €87k | - | - |
| Amounts receivable within one year40/41 | €9k | €49k | ▲ 457% |
| Trade receivables40 | €8k | €22k | ▲ 177% |
| Other amounts receivable41 | €737 | €27k | ▲ 3,525% |
| Cash at bank and in hand54/58 | €15k | €6k | ▼ 62.1% |
| Deferred charges and accrued income490/1 | €550 | €51 | ▼ 90.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €113k | €195k | ▲ 72.1% |
| Equity10/15 | €18k | €80k | ▲ 352% |
| Contributions10/11 | €2k | €45k | ▲ 2,150% |
| Outside capital11 | - | €45k | - |
| Other1109/19 | - | €45k | - |
| Profit (loss) carried forward14 | €16k | €35k | ▲ 122% |
| Provisions and deferred taxes16 | - | €7k | - |
| Provisions for liabilities and charges160/5 | - | €7k | - |
| Pensions and similar obligations160 | - | €7k | - |
| Amounts payable17/49 | €96k | €108k | ▲ 12.8% |
| Amounts payable after more than one year17 | - | €25k | - |
| Financial debts170/4 | - | €25k | - |
| Amounts payable within one year42/48 | €96k | €82k | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | - | €4k | - |
| Trade debts44 | €87k | €47k | ▼ 46.5% |
| Suppliers440/4 | €87k | €47k | ▼ 46.5% |
| Taxes, remuneration and social security45 | €7k | €8k | ▲ 20.6% |
| Taxes450/3 | €5k | €7k | ▲ 51.3% |
| Remuneration and social security454/9 | €2k | €1k | ▼ 45.5% |
| Other amounts payable47/48 | €1k | €24k | ▲ 1,681% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €19k | ▲ 21.8% |
| + Depreciation and write-downs630 | €484 | €9k | ▲ 1,664% |
| Operating cash flow (approximation) | €16k | €28k | ▲ 71.1% |
| Investment in fixed assets (approximation) | - | €-146k | - |
| Change in cash | - | €-9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2024
Ground area
716 m²
Building footprint
80 m²
Volume, LiDAR
424 m³
Parcel 62033D0124/00X000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delterra
since 20242.357.347.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62033D0124/00X000 | Wallonia | 716 m² | 1 · 80 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
10 categoriesDELTERRA SRL45596
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Of 8,462 companies in sector 43120 we hold annual accounts for 3,230. 2,612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
23610Manufacture of other non-metallic mineral products
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.