ATM-GROUP
ActiveSummary
The computed 12-month bankruptcy probability of ATM-GROUP is 2.7% (moderate). The 2025 annual accounts show equity of €27k and a net result of €26k. Its solvency ranks better than 17% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability85
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07; short-term debt: 86.2% and cash: 13.9% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Name match with a sanctions list
1 entryLIMITED LIABILITY COMPANY ATM GRUPPalias ATM GROUP
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€194k
Net result
€26k
Working capital
€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €194k
Fixed assets
€15k
Current assets
€179k
Equity and liabilities €194k
Equity
€27k
Debt
€167k
Debt finances 86.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€32k
Current ratio
1.07
Debt to equity
6.27
ROE
96.2%
ROA
13.2%
Interest coverage
557.34
Debt ≤ 1 year
€167k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€194k
Fixed assets21/28€15k
Tangible fixed assets22/27€14k
Furniture and vehicles24€14k
Financial fixed assets28€260
Current assets29/58€179k
Amounts receivable within one year40/41€152k
Trade receivables40€147k
Other amounts receivable41€5k
Cash at bank and in hand54/58€27k
Deferred charges and accrued income490/1€78
Equity and liabilities
Total equity and liabilities10/49€194k
Equity10/15€27k
Contributions10/11€1k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€167k
Amounts payable within one year42/48€167k
Trade debts44€156k
Suppliers440/4€156k
Taxes, remuneration and social security45€11k
Taxes450/3€8k
Remuneration and social security454/9€3k
Other amounts payable47/48€55
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€910
Gross operating margin9900€40k
Operating profit (loss)9901€33k
Financial income75/76B€78
Recurring financial income75€78
Financial charges65/66B€71
Recurring financial charges65€71
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€8k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zelzate · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 249060 ZelzateGround area
292 m²
Building footprint
121 m²
Volume, LiDAR
577 m³
Parcel 43018A0395/00C006, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ATM-GROUP
since 20242.357.158.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43018A0395/00C006 | Flanders | 292 m² | 1 · 121 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesATM-GROUP BV46283
Similar companies · same sector, comparable size
FD LIFT
BE 0671.695.702
Denderleeuw · Eq €26,647
S&J Electric
BE 0752.800.073
Kontich · Eq €26,665
E.G.E. MASQUELIER
BE 0806.648.733
Ham-sur-Heure-Nalinnes · Eq €26,667
E&E ELECTRO
BE 0798.521.222
Heusden-Zolder · Eq €26,628
FARACOM
BE 0798.592.981
Brasschaat · Eq €26,674
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2024
Fiscal year end31-03
Activities, NACEBEL 2025
43120Site preparation
43211General electrical installation work
42110Construction of roads and motorways
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.