DELTA CONSTRUCT
ActiveDELTA CONSTRUCT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €248. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 86% of 1885 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-5
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.11 against 7.62 in 2024), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 02-10-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
24 d early
2022
25 d early
2021
39 d early
2020
27 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€248▼ 65.1%
2024 · €710
2019: €3k
2020: €1k
2021: €136
2022: €18
2023: €2k
2024: €710
2019 → 2025
Working capital
€46k▲ 0.5%
2024 · €46k
2019: €36k
2020: €37k
2021: €42k
2022: €47k
2023: €45k
2024: €46k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€43k=€45k▲ 4.6%€46k▲ 1.6%€46k▲ 0.5%
Operating result€979-€2k▲ 60.3%€2k▲ 45.7%€837▼ 63.4%€628▼ 25.0%
Net result€136-€18▼ 86.8%€2k▲ 10,939%€710▼ 64.3%€248▼ 65.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€300▼ 25.2%
Current assets
€55k▲ 4.5%
Equity and liabilities €55k
Equity
€46k▲ 0.5%
Debt
€9k▲ 28.5%
The debt ratio rises from 13.2% to 16.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€728▼
2024 · €1k
Cash flow
€348▼
2024 · €1k
Solvency
83.7%▼
2024 · 86.8%
Current ratio
6.11▼
2024 · 7.62
Quick ratio
6.11▼
2024 · 7.62
Debt / equity
0.19▲
2024 · 0.15
ROE
0.5%▼
2024 · 1.5%
ROA
0.4%▼
2024 · 1.3%
Interest coverage
7.21▼
2024 · 7.61
Debt
€9k▲
2024 · €7k
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€55k▲
Fixed assets21/28€401€300▼
Tangible fixed assets22/27€401€300▼
Other tangible fixed assets26€401€300▼
Current assets29/58€53k€55k▲
Amounts receivable within one year40/41€46k€34k▼
Trade receivables40€25k€32k▲
Other amounts receivable41€21k€2k▼
Cash at bank and in hand54/58€5k€20k▲
Deferred charges and accrued income490/1€920€964▲
Equity and liabilities
Total equity and liabilities10/49€53k€55k▲
Equity10/15€46k€46k▲
Contributions10/11€19k€19k=
Reserves13€28k€28k▲
Distributable reserves133€28k€28k▲
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Current portion of amounts payable after more than one year42€739-
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€100-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€305€100▼
Other operating charges640/8€867€896▲
Gross operating margin9900€2k€2k▼
Operating profit (loss)9901€837€628▼
Financial income75/76B€1k€799▼
Recurring financial income75€1k€799▼
Financial charges65/66B€150€101▼
Recurring financial charges65€150€101▼
Profit (loss) for the period before taxes9903€2k€1k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€710€248▼
Profit (loss) for the period to be appropriated9905€710€248▼
Appropriation of the result
Profit (loss) to be appropriated9906€710€248▼
Transfer to equity691/2€710€248▼
To other reserves6921€710€248▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €18 ▼86.8%
Net result drops to €18, the lowest in the series; recovery starts the following year.
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 15 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Donceel · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lavaulx 404357 DonceelGround area
1,270 m²
Building footprint
162 m²
Volume, LiDAR
895 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.C. DELTA CONSTRUCT
since 19872.031.740.323
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64037A0443/00S003 | Wallonia | 853 m² | 1 · 143 m² | 7.8 m · 2 fl. |
| 92119E0089/00L000 | Wallonia | 417 m² | 1 · 20 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.L.N.
BE 0764.596.857
Evergem · Eq €46k
VANHAECKE CONSTRUCTIE
BE 0469.316.286
Brugge · Eq €46k
CONMAD
BE 0777.399.768
Balen · Eq €46k
MONTARO
BE 0478.420.034
Kinrooi · Eq €47k
EG LASCONSTRUCT
BE 0794.442.470
Zottegem · Eq €46k
Of 3,964 companies in sector 25110 we hold annual accounts for 2,133. 1,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-11-1987
Fiscal year end31-03
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45220
45250
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.