Active BE 1004.644.737Private limited company

DELRIVIERE TERRASSEMENT

Rue du Bon Pasteur(TO) 4 ·7904 Leuze-en-Hainaut, Belgium· 2 yrs active

Sector: Bouwrijp maken van terreinen (43120)

Conclusion Checked

The computed 12-month bankruptcy probability of DELRIVIERE TERRASSEMENT is 3.1% (moderate). The 2025 annual accounts show equity of €28k and a net result of €-4k. Its solvency ranks better than 26% of 117 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€28k
Net result	€-4k
Better than sector	26%
Active	2 yrs

Financial profile 5 of 5 axes measured · computed by Checked

39 / 100

Fragile profile, watch solvency in particular.

All 5 axes are computed from data Checked has read.

Health 27

Profitability 18

Solvency 15

Growth 53

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

3.1% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

27 / 100 Weak

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 03-06-2026 with the NBB · fiscal year 2025 · volledig

RevenueOperating resultNet result

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	17.9%	39.4%	better than 26% of 117 sector peers
Net result	€-4k	€22k	better than 18% of 116 sector peers
Equity	€28k	€123k	better than 21% of 117 sector peers
Gross operating margin	€22k	€146k	better than 22% of 107 sector peers
Total assets	€156k	€432k	better than 27% of 117 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€243k

+18.5% 24-25

EBITDA

€18k

-32.8% 24-25

Net profit

€-4k

- 24-25

Cash flow

€13k

-41.3% 24-25

Total assets

€156k

-6.3% 24-25

Equity

€28k

-12.4% 24-25

Working capital

€-28k

-23.3% 24-25

Debt

€128k

-4.9% 24-25

Show 11 other metrics

Debt ≤ 1y

€79k

+18.0% 24-25

Debt > 1y

€49k

-27.7% 24-25

Current ratio

0.65

-2.3% 24-25

Quick ratio

0.65

-2.3% 24-25

Solvency

17.9%

-6.5% 24-25

Debt / equity

4.58

+8.6% 24-25

ROE

-14.1%

- 24-25

ROA

-2.5%

- 24-25

Net margin

-1.6%

- 24-25

EBITDA margin

7.3%

-43.3% 24-25

Interest coverage

4.03

-43.3% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	€243k
EBITDA	€18k
Net profit	€-4k
Cash flow	€13k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€156k
Equity	€28k
Debt	€128k
of which ≤ 1y	€79k
of which > 1y	€49k
Working capital	€-28k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.65
Quick ratio	0.65
Working capital ratio	-18.0%
Solvency	17.9%
Debt / equity	4.58
Long-term debt ratio	1.74
Interest coverage	4.03
Gross margin	9.2%
Net margin	-1.6%
ROA	-2.5%
ROE	-14.1%
EBITDA margin	7.3%
Days sales outstanding	46d
Days payable outstanding	77d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €104k · 67.2% Current assets €51k · 32.8%

Equity & liabilities

Equity €28k · 17.9% Debt €128k · 82.1%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€156k
Fixed assets	21/28	€104k
Tangible fixed assets	22/27	€104k
Current assets	29/58	€51k
Amounts receivable within one year	40/41	€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€156k
Equity	10/15	€28k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€8k
Amounts payable	17/49	€128k
Amounts payable after one year	17	€49k
Amounts payable within one year	42/48	€79k
Trade debts payable within one year	44	€47k
Income statement
Turnover	70	€243k
Gross operating margin	9900	€22k
Operating result	9901	€438
Financial charges	65	€4k
Result before taxes	9903	€-4k
Net result for the period	9904	€-4k
Result to be appropriated	9905	€-4k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Bouwrijp maken van terreinen(43120)
Legal form	Private limited company(610)
Incorporation	15-01-2024
Status	Active
Postal code	7904

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
51058B0410/00G000	Wallonia	578 m²	1 · 162 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

03-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · volledig

2025

11-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Bouwrijp maken van terreinen43120Metselwerk43910Uitvoeren van metsel- en voegwerken43994Goederenvervoer over de weg49410

Primary activity highlighted.

Names & trade names

Legal nameFR

DELRIVIERE TERRASSEMENT

Registered office

Rue du Bon Pasteur(TO) 4

7904 Leuze-en-Hainaut, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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