Financials
- Fiscal year
- 2024
- Total assets
- €2.5m
- Loss
- -€17,341
- Solvency
- 3.4%
DELPINOIS
ActiveSummary
The computed 12-month bankruptcy probability of DELPINOIS is 3.8% (moderate). The 2024 annual accounts show equity of €82,659 and a net result of -€17,341. Its solvency ranks better than 15% of 6544 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
#1 employer in Binche, Wholesale and retail trade sector1 site
Size
€2.5mtotal assets 2024
- Staff
- 61.5 FTE
- Equity
- €82,659
- Loss
- -€17,341
Structure
Accounts filed 61 d late0 of 1 deed read
Why 49- Figures for FY 2024 (filed 30-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late- Size: 61.5 FTE, total assets €2.5m+ Liquidity: current ratio 1.22, cash €1.0mShow the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 47, medium-sized)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
28
equity 3.4% of total assets
Liquidity
59
short-term debt 74.8% · cash 41.9%
Profitability
22
return on assets -0.7%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 1.5%
04-2025: 1.6%▲ +2.8% vs 03-2025
05-2025: 1.9%▲ +19.7% vs 04-2025
06-2025: 2.0%▲ +5.4% vs 05-2025
07-2025: 2.2%▲ +11.2% vs 06-2025
08-2025: 2.2%● 0.0% vs 07-2025
09-2025: 2.5%▲ +10.7% vs 08-2025
10-2025: 1.5%▼ -40.8% vs 09-2025
11-2025: 1.4%▼ -1.2% vs 10-2025lowest value
12-2025: 1.4%● 0.0% vs 11-2025lowest value
01-2026: 1.5%▲ +2.9% vs 12-2025
02-2026: 1.5%● 0.0% vs 01-2026
03-2026: 1.7%▲ +11.4% vs 02-2026
04-2026: 1.7%▲ +1.6% vs 03-2026
05-2026: 1.7%▼ -1.3% vs 04-2026
06-2026: 1.7%▲ +0.4% vs 05-2026
07-2026: 1.7%▲ +3.1% vs 06-2026
08-2026: 2.4%▲ +38.2% vs 07-2026
09-2026: 2.7%▲ +15.8% vs 08-2026
10-2026: 3.8%▲ +38.3% vs 09-2026highest value
- Figures for FY 2024 (filed 30-09-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late raises the probability
- Liquidity: current ratio 1.22, cash €1.0m lowers the probability
- Size: 61.5 FTE, total assets €2.5m raises the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.22; short-term debt: 74.8% and cash: 41.9% of total assets), and 96.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, medium-sized). Better than this share of them on solvency 14%, liquidity 86%, profitability 15%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 6544 sector peers (2024).
NBB · sector comparisonPosition among 6544 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 30-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 02-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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