AD Deurne
ActiveThe computed 12-month bankruptcy probability of AD Deurne is 2.3% (moderate). The 2025 annual accounts show equity of €67k and a net result of €-36k. Its solvency ranks better than 14% of 4147 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+5
Solvency28▼-2
Growth32
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.79 against 0.89 in 2024; short-term debt: 88.6% and cash: 15.1% of total assets), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4147 sector peers (2025).
NBB · sector comparisonPosition among 4147 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
11 d late
2024
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€18.60M
EBIT margin
-0.1%
Net result
€-36k
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€-371k▼ 75.3%
2024 · €-212k
2024: €-212k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€18.60M
Equity€103k-€67k▼ 35.2%
Operating result€22k-€-24k
Net result€3k-€-36k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.97M
Fixed assets
€596k▲ 29.9%
Current assets
€1.37M▼ 22.1%
Equity and liabilities €1.97M
Equity
€67k▼ 35.2%
Debt
€1.90M▼ 10.2%
The debt ratio rises from 95.4% to 96.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €60k
Cash flow
€45k▲
2024 · €41k
Solvency
3.4%▼
2024 · 4.6%
Current ratio
0.79▼
2024 · 0.89
Quick ratio
0.31▼
2024 · 0.47
Debt / equity
28.55▲
2024 · 20.60
ROE
-54.4%▼
2024 · 2.8%
ROA
-1.8%▼
2024 · 0.1%
Interest coverage
15.81▲
2024 · 3.26
Debt
€1.90M▼
2024 · €2.12M
Debt ≤ 1 year
€1.74M▼
2024 · €1.97M
Debt > 1 year
€100k=
2024 · €100k
Income taxes
€324▼
2024 · €357
Staff costs
€2.55M▼
2024 · €3.08M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.22M€1.97M▼
Fixed assets21/28€459k€596k▲
Tangible fixed assets22/27€459k€596k▲
Plant, machinery and equipment23€224k€347k▲
Other tangible fixed assets26€235k€249k▲
Current assets29/58€1.76M€1.37M▼
Stocks and contracts in progress3€836k€836k=
Stocks30/36€836k€836k=
Goods purchased for resale34-€836k
Amounts receivable within one year40/41€8k€142k▲
Trade receivables40€19€139k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€735k€298k▼
Deferred charges and accrued income490/1€183k€95k▼
Equity and liabilities
Total equity and liabilities10/49€2.22M€1.97M▼
Equity10/15€103k€67k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€3k€-33k▼
Amounts payable17/49€2.12M€1.90M▼
Amounts payable after more than one year17€100k€100k=
Financial debts170/4€100k€100k=
Other loans174-€100k
Amounts payable within one year42/48€1.97M€1.74M▼
Trade debts44€1.43M€1.35M▼
Suppliers440/4€1.43M€1.35M▼
Taxes, remuneration and social security45€528k€386k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€518k€377k▼
Other amounts payable47/48€13k€3k▼
Accrued charges and deferred income492/3€44k€58k▲
Income statement
Code20242025
Operating income70/76A-€19.21M
Turnover70-€18.60M
Other operating income74-€586k
Non-recurring operating income76A€91k€21k▼
Operating charges60/66A-€19.23M
Goods for resale, raw materials and consumables60-€15.54M
Purchases600/8-€15.54M
Change in stocks: decrease (increase)609-€0
Services and other goods61-€1.03M
Remuneration, social security and pensions62€3.08M€2.55M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€81k▲
Other operating charges640/8€24k€28k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€3.17M-
Operating profit (loss)9901€22k€-24k▼
Financial income75/76B€29€248▲
Recurring financial income75€29€248▲
Income from financial fixed assets750-€248
Other financial income752/9-€0
Financial charges65/66B€18k€12k▼
Recurring financial charges65€18k€12k▼
Debt charges650-€4k
Other financial charges652/9-€8k
Profit (loss) for the period before taxes9903€3k€-36k▼
Income taxes67/77€357€324▼
Taxes670/3-€324
Profit (loss) for the period9904€3k€-36k▼
Profit (loss) for the period to be appropriated9905€3k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-33k▼
Profit (loss) brought forward from the previous period14P-€3k
Social balance
Average headcount (FTE)908750.751.4▲
The notes to these accounts (40 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 1412100 AntwerpenGround area
6,591 m²
Building footprint
3,127 m²
Volume, LiDAR
16,275 m³
Parcel 11345B0196/00D008, Flanders · tallest building 23.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AD Deurne
since 20232.350.435.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0196/00D008 | Flanders | 6,591 m² | 1 · 3,127 m² | 23.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 5 entries · 25,239 EUR awarded · 25,239 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 18,713 EUR | 18,713 EUR |
| 2024 | 3 | 6,526 EUR | 6,526 EUR |
Schemes
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyAntwerpen2.350.435.209
Dual-learning approval
3 live approvalsOnthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,859. 4,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.