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Generated 12-08-2026
Active BE 0804.897.882Private limited company

DELNIVELLES

Chaussée de Mons 18 ·1400 Nivelles, Belgium· 2 yrs active
Sector: Overige niet-gespecialiseerde detailhandel (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of DELNIVELLES is 2.0% (moderate). The 2024 annual accounts show equity of €347k and a net result of €47k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €347k
Net result €47k
Staff (FTE) 79.3
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health65Profitability33Solvency18Growth-Stability67
46 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 65
Profitability 33
Solvency 18
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
65 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · ander
Fiscal year2024
Depositander
Revenue€35.12M
EBITDA€252k
Net profit€47k
Cash flow€140k
Staff costs€4.60M
Income taxes€40k
Dividends-
Total assets€4.02M
Equity€347k
Debt€3.68M
of which ≤ 1y€2.94M
of which > 1y€724k
Working capital€130k
Employees (FTE)79.3
Ratios (computed)
2024
Current ratio1.04
Quick ratio0.67
Working capital ratio3.2%
Solvency8.6%
Debt / equity10.60
Long-term debt ratio2.09
Interest coverage4.63
Gross margin19.4%
Net margin0.1%
ROA1.2%
ROE13.5%
EBITDA margin0.7%
Days sales outstanding3d
Days payable outstanding28d
Inventory turnover25.47
Days inventory (DSI)14d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4.02M
Fixed assets 21/28€953k
Intangible fixed assets 21€911k
Tangible fixed assets 22/27€42k
Current assets 29/58€3.07M
Stocks & contracts in progress 3€1.11M
Amounts receivable within one year 40/41€324k
Cash & bank 54/58€1.13M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.02M
Equity 10/15€347k
Contributions / capital 10/11€300k
Reserves 13€46k
Accumulated profits (losses) 14€854
Amounts payable 17/49€3.68M
Amounts payable after one year 17€724k
Amounts payable within one year 42/48€2.94M
Trade debts payable within one year 44€2.19M
Income statement
Turnover 70€35.12M
Operating result 9901€159k
Financial income 75€15k
Financial charges 65€87k
Result before taxes 9903€87k
Income taxes 67/77€40k
Net result for the period 9904€47k
Result to be appropriated 9905€47k
Ratios computed by Checked.
Legal Structure
NACE primary Overige niet-gespecialiseerde detailhandel(47120)
Legal form Private limited company(610)
Incorporation18-08-2023
StatusActive
Postal code1400
Establishment units 1 location
DELNIVELLES
Chaussée de Mons 18, 1400 NivellesGroothandel in andere consumentenartikelen, neg
since 20232.349.006.537
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25783E0243/00A002 Wallonia 1,567 m² 1 · 579 m² 15.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-11-2025
State Gazette act Statutes amendment
v3.2
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
2023
22-08-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 8 months ago
2025
21-11-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-11-13",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0804.897.882",
    "name_full": "DELNIVELLES",
    "legal_form": "SRL"
  },
  "signature_regime": null,
  "special_mandates": [
    {
      "quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de donner la mission au notaire soussign\u00E9 d\u2019\u00E9tablir et de signer la coordination des statuts, conform\u00E9ment aux d\u00E9cisions pr\u00E9c\u00E9dentes, et d\u2019assurer son d\u00E9p\u00F4t au dossier de la soci\u00E9t\u00E9 ainsi que de conf\u00E9rer tous pouvoirs \u00E0 l\u2019administrateur en vue de l\u0027ex\u00E9cution des d\u00E9cisions prises.",
      "holder_kbo": null,
      "holder_name": "Benoit DE SMET",
      "scope_categories": [
        "publication",
        "filing"
      ],
      "with_substitution": false
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
22-08-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1400 Nivelles, Chauss\u00E9e de Mons 18 bte A",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0804.895.508",
        "name": "DELGROUP INVEST"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": "0804.895.508",
      "holder_org_name": "DELGROUP INVEST",
      "contribution_type": "cash",
      "amount_paid_in_eur": 300000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 300,
      "amount_subscribed_eur": 300000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 300000,
  "subject_company": {
    "kbo": "0804.897.882",
    "name_full": "DELNIVELLES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-08-18",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte. = 2500 m²)47192Groothandel in andere consumentenartikelen, n.e.g.46499Groothandel in andere consumentenartikelen, neg46499
Primary activity highlighted.
Names & trade names
Legal nameFR DELNIVELLES
Registered office
Chaussée de Mons 18 bus A
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative