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Delmo

Active
Private limited companyfounded 20215 years activeGentstraat 13, 8760 Tielt, BelgiumKBO/BCE: BE 0768.745.487
Summary

The computed 12-month bankruptcy probability of Delmo is 5.5% (elevated). The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€324,875. Equity is shrinking by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 12,411 sector peers (NACE 47, fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€1.2mtotal assets 2025
Staff
9 FTE
Equity
-€1.2m
Loss
-€324,875
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2025
Bankruptcy probability, 12 months
5.5%
Structure
Accounts 1 day early0 of 2 deeds read
Why 34- Negative equity -€1.2m- Loss of €324,875, the second in a row (FY 2025)- 1 of the last 3 late+ Founded in 2021Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 8% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -97.3% of total assets
Liquidity 5-4
short-term debt 150.5% · cash 3.9%
Profitability 0-68
return on assets -26.8%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 5.2% 12-2024: 5.1%▼ -0.1 percentage points vs 11-2024 01-2025: 5.3%▲ +0.2 percentage points vs 12-2024 02-2025: 5.9%▲ +0.6 percentage points vs 01-2025highest value 03-2025: 3.8%▼ -2.1 percentage points vs 02-2025 04-2025: 3.8%● unchanged vs 03-2025 05-2025: 3.8%● unchanged vs 04-2025 06-2025: 3.8%● unchanged vs 05-2025 07-2025: 3.8%● unchanged vs 06-2025 08-2025: 3.8%● unchanged vs 07-2025 09-2025: 3.7%▼ -0.1 percentage points vs 08-2025 10-2025: 3.6%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: 3.8%▲ +0.2 percentage points vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 4.0%▲ +0.2 percentage points vs 12-2025 02-2026: 5.4%▲ +1.4 percentage points vs 01-2026 03-2026: 5.4%● unchanged vs 02-2026 04-2026: 5.4%● unchanged vs 03-2026 05-2026: 5.4%● unchanged vs 04-2026 06-2026: 5.4%● unchanged vs 05-2026 07-2026: 5.4%● unchanged vs 06-2026 08-2026: 5.4%● unchanged vs 07-2026 09-2026: 5.4%● unchanged vs 08-2026 10-2026: 5.5%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.27 against 0.37 in 2024; short-term debt: 150.5% and cash: 3.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 7% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€1.2m
NBB · annual accounts
raises risk · Loss of €324,875, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€1.2m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
1 day early
2024
11 days late
2023
36 days late
2022
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 5 February (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€1.2m View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€324,875 View
  • Caution: Result fell in 2025from -€5,795 to -€324,875 ▼ 5,506% View
  • Caution: Among the weakest 5% on solvencysector median 37.1% · 12,411 companies -97.3% View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€324,875
Solvency
-97.3%
Total assets▼ 11.3%
Net result
20222025
Go to Financials

Timeline

Events
4
Since
2023
Next accounts
by 31-01-2027
  1. 26-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
26-05-2021
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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