RETSILVER OOSTROZEBEKE
ActiveThe computed 12-month bankruptcy probability of RETSILVER OOSTROZEBEKE is 2.6% (moderate). The 2025 annual accounts show negative equity (€-180k) and a net result of €-179k. Equity is shrinking by ~178.5% per year across the filed fiscal years. Its solvency ranks better than 9% of 10289 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-42
Solvency9▼-16
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.49 in 2024; short-term debt: 69.3% and cash: 5.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.9%
Return on assets
-15.8%
Age of the figures
11 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-180k
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 28-05-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
70 d late
2023
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.89M
EBIT margin
-3.1%
Net result
€-179k▼ 154%
2024 · €-71k
2023: €-162k
2024: €-71k
2023 → 2025
Working capital
€-475k▼ 41.2%
2024 · €-337k
2023: €-249k
2024: €-337k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€3.89M-
Equity€70k-€-566€-180k▼ 31,673%
Operating result€-120k-€-49k▲ 59.1%€-146k▼ 196%
Net result€-162k-€-71k▲ 56.4%€-179k▼ 154%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €146k in 2025 against €49k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€824k▼ 17.5%
Current assets
€311k▼ 4.5%
Key figures and ratios
EBITDA
€-345▼
2024 · €98k
Cash flow
€-34k▼
2024 · €77k
Solvency
-15.9%▼
2024 · 0.0%
Current ratio
0.40▼
2024 · 0.49
Quick ratio
0.13▼
2024 · 0.14
Debt / equity
-7.30
ROA
-15.8%▼
2024 · -5.3%
Interest coverage
-0.01▼
2024 · 3.56
Debt
€1.31M▼
2024 · €1.32M
Debt ≤ 1 year
€786k▲
2024 · €662k
Debt > 1 year
€528k▼
2024 · €659k
Income taxes
€362
Staff costs
€340k▲
2024 · €304k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.13M▼
Fixed assets21/28€998k€824k▼
Tangible fixed assets22/27€998k€824k▼
Plant, machinery and equipment23€106k€66k▼
Furniture and vehicles24€53k€37k▼
Other tangible fixed assets26€840k€721k▼
Current assets29/58€325k€311k▼
Stocks and contracts in progress3€231k€211k▼
Stocks30/36€231k€211k▼
Amounts receivable within one year40/41€3k€16k▲
Trade receivables40€322€36▼
Other amounts receivable41€2k€16k▲
Cash at bank and in hand54/58€80k€66k▼
Deferred charges and accrued income490/1€12k€17k▲
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.13M▼
Equity10/15€-566€-180k▼
Contributions10/11€232k€232k=
Profit (loss) carried forward14€-233k€-412k▼
Amounts payable17/49€1.32M€1.31M▼
Amounts payable after more than one year17€659k€528k▼
Financial debts170/4€659k€528k▼
Amounts payable within one year42/48€662k€786k▲
Current portion of amounts payable after more than one year42€143k€131k▼
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€390k€534k▲
Suppliers440/4€390k€534k▲
Taxes, remuneration and social security45€51k€46k▼
Taxes450/3€497€362▼
Remuneration and social security454/9€50k€45k▼
Other amounts payable47/48€3k€752▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€304k€340k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148k€145k▼
Other operating charges640/8€1k€12k▲
Non-recurring operating charges66A€515€0▼
Gross operating margin9900€405k€351k▼
Operating profit (loss)9901€-49k€-146k▼
Financial income75/76B€6k€195▼
Recurring financial income75€6k€195▼
Financial charges65/66B€28k€34k▲
Recurring financial charges65€28k€34k▲
Profit (loss) for the period before taxes9903€-71k€-179k▼
Income taxes67/77-€362
Profit (loss) for the period9904€-71k€-179k▼
Profit (loss) for the period to be appropriated9905€-71k€-179k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-233k€-412k▼
Profit (loss) brought forward from the previous period14P€-162k€-233k▼
Social balance
Average headcount (FTE)90877.27.4▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-10
Financial
Weakest financial yearnet €-179k
Net result drops to €-179k, the lowest in the series.
09-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 70 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielsbekestraat 288780 OostrozebekeGround area
3,342 m²
Building footprint
1,010 m²
Volume, LiDAR
4,272 m³
Parcel 37010E0373/00K002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RETSILVER OOSTROZEBEKE
since 20222.336.713.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0373/00K002 | Flanders | 3,342 m² | 1 · 1,010 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 618 EUR awarded · 618 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 240 EUR | 618 EUR |
| 2024 | 1 | 378 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyOostrozebeke2.336.713.172
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2022
Fiscal year end31-10
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.