Delmar
ActiveThe computed 12-month bankruptcy probability of Delmar is 1.8% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 30% of 11257 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability54
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€36k
Net result
€2k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €36k
Equity
€5k
Debt
€30k
Debt finances 85.1% of the balance-sheet total.
Key figures and ratios
Solvency
14.9%
Current ratio
1.17
Quick ratio
1.17
Debt / equity
5.73
ROE
43.4%
ROA
6.5%
Debt
€30k
Debt ≤ 1 year
€30k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Current assets29/58€36k
Amounts receivable within one year40/41€15k
Trade receivables40€12k
Other amounts receivable41€3k
Cash at bank and in hand54/58€21k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€5k
Contributions10/11€3k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€30k
Amounts payable within one year42/48€30k
Trade debts44€13k
Suppliers440/4€13k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€8k
Operating profit (loss)9901€7k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€3k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Dreef van Zonnebos 172970 SchildeGround area
1,370 m²
Building footprint
235 m²
Volume, LiDAR
1,575 m³
Parcel 11041A0233/00W000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delmar
since 20242.362.978.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0233/00W000 | Flanders | 1,370 m² | 1 · 235 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIDEL
BE 0474.287.933
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Buzlu Textile
BE 1020.511.462
Gent · Eq €5k
V&D HOME CONCEPT
BE 0443.616.533
Saint-Ghislain · Eq €5k
ETOILE DU NORD IMPORT EXPORT
BE 1018.725.870
Brussel · Eq €5k
MOOD ME BELGIUM
BE 0550.385.819
Nivelles · Eq €5k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,569. 996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2024
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46130Agents in the wholesale of timber and building materials
47789Other retail sale of new goods
70200Business and other management consultancy
70220Business consulting
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.