DELLAERT
ActiveDELLAERT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €657k and a net result of €190k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency85▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 6.98 in 2024; short-term debt: 20.2% and cash: 17.3% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €657k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
31 d early
2023
4 d early
2022
9 d early
2021
29 d late
2020
4 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€657k▲ 40.3%
2024 · €468k
2018: €250k
2019: €247k
2020: €266k
2021: €164k
2022: €177k
2023: €209k
2024: €468k
2018 → 2025
Total assets
€1.09M▲ 21.9%
2024 · €893k
2018: €795k
2019: €745k
2020: €723k
2021: €670k
2022: €674k
2023: €670k
2024: €893k
2018 → 2025
Net result
€190k▼ 34.0%
2024 · €288k
2018: €5k
2019: €-649
2020: €24k
2021: €-25k
2022: €14k
2023: €33k
2024: €288k
2018 → 2025
Working capital
€223k▼ 45.9%
2024 · €413k
2018: €-158k
2019: €-131k
2020: €-100k
2021: €-29k
2022: €-16k
2023: €-10k
2024: €413k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€177k▲ 8.0%€209k▲ 17.7%€468k▲ 124%€657k▲ 40.3%
Operating result€-10k-€30k€63k▲ 109%€421k▲ 571%€270k▼ 35.9%
Net result€-25k-€14k€33k▲ 127%€288k▲ 782%€190k▼ 34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€646k▲ 56.9%
Current assets
€444k▼ 7.9%
Equity and liabilities €1.09M
Equity
€657k▲ 40.3%
Debt
€432k▲ 1.7%
The debt ratio falls from 47.6% to 39.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€296k▼
2024 · €445k
Cash flow
€217k▼
2024 · €312k
Solvency
60.3%▲
2024 · 52.4%
Current ratio
2.01▼
2024 · 6.98
Quick ratio
2.01▼
2024 · 6.98
Debt / equity
0.66▼
2024 · 0.91
ROE
29.0%▼
2024 · 61.6%
ROA
17.5%▼
2024 · 32.3%
Interest coverage
77.33▼
2024 · 86.21
Debt
€432k▲
2024 · €425k
Debt ≤ 1 year
€220k▲
2024 · €69k
Debt > 1 year
€212k▼
2024 · €356k
Income taxes
€82k▼
2024 · €130k
Staff costs
€42k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€893k€1.09M▲
Fixed assets21/28€412k€646k▲
Tangible fixed assets22/27€412k€450k▲
Land and buildings22€401k€379k▼
Furniture and vehicles24€10k€71k▲
Financial fixed assets28€84€196k▲
Current assets29/58€482k€444k▼
Amounts receivable within one year40/41€11k€168k▲
Trade receivables40€0€156k▲
Other amounts receivable41€11k€12k▲
Current investments50/53€306k€80k▼
Cash at bank and in hand54/58€158k€189k▲
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€893k€1.09M▲
Equity10/15€468k€657k▲
Contributions10/11€6k€6k=
Reserves13€462k€651k▲
Distributable reserves133€462k€651k▲
Profit (loss) carried forward14€14€14=
Amounts payable17/49€425k€432k▲
Amounts payable after more than one year17€356k€212k▼
Financial debts170/4€186k€212k▲
Other amounts payable178/9€170k€0▼
Amounts payable within one year42/48€69k€220k▲
Current portion of amounts payable after more than one year42€21k€33k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€29k€39k▲
Taxes450/3€21k€35k▲
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€11k€142k▲
Accrued charges and deferred income492/3€59€84▲
Income statement
Code20242025
Non-recurring operating income76A€373k€201k▼
Remuneration, social security and pensions62€62k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€510k€341k▼
Operating profit (loss)9901€421k€270k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€419k€272k▼
Income taxes67/77€130k€82k▼
Profit (loss) for the period9904€288k€190k▼
Profit (loss) for the period to be appropriated9905€288k€190k▼
Appropriation of the result
Profit (loss) to be appropriated9906€288k€190k▼
Profit (loss) brought forward from the previous period14P€14€14▲
Transfer from equity791/2€29k€2k▼
Transfer to equity691/2€288k€190k▼
To other reserves6921€288k€190k▼
Profit to be distributed694/7€29k€2k▼
Return on contributions (dividend)694€29k€2k▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €657k ▲40.3%
4 profitable years in a row build equity to €657k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €288k ▲782%
Operating result €421k, net result €288k, both a record.
31-12
Financial
Liquidity times 8current ratio 6.98
Current ratio from 0.84 to 6.98.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €209k ▲17.7%
2 profitable years in a row build equity to €209k.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-25k ▼202%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-08-2023
Resigned as Manager
Location & real-estate footprint
Registered office, Zelzate · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgemeester Jos. Chalmetlaan 279060 ZelzateGround area
831 m²
Building footprint
330 m²
Volume, LiDAR
1,414 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KANTOOR NEYT-CLOET
since 19972.130.829.583
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43302C0297/00Y003indicative | Flanders | 736 m² | 1 · 225 m² | 8.0 m · 1 fl. |
| 43302C0290/00R008 | Flanders | 96 m² | 1 · 105 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 26,340 EUR awarded · 26,340 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 5,010 EUR | 5,010 EUR |
| 2024 | 2 | 4,342 EUR | 4,342 EUR |
| 2023 | 2 | 5,523 EUR | 5,523 EUR |
| 2022 | 2 | 11,465 EUR | 11,465 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
CARVEL
BE 0447.555.426
Courcelles · Eq €657k
FABILO
BE 0448.837.707
Brasschaat · Eq €658k
HIBEL
BE 0467.132.796
Tournai · Eq €657k
DEWAELE VASTGOED MIDDENKUST
BE 0769.851.089
Oostende · Eq €658k
IMMO KAMAR
BE 0465.575.848
Middelkerke · Eq €657k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1991
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
68310Real estate agency activities
68311Real estate activities
70322
81100Combined facilities support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.