Result
€73,528 ▲ 367%
The result rose in 2025 from €15,754 to €73,528.
CAP
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1992peak €759,171 (2022)
€375,133▲ 25.3%
lowest -€194,364 (2013)
€73,528▲ 367%
peak €214,396 (2021)
€181,999▲ 67.8%
€687,389▼ 30.6%
peak 3.3 FTE (2018)
-not published
Board3 names since 2011
3 directorsCaroline POLLET and 2 others
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €299,483 to €375,133Result from €15,754 to €73,528Equity from €108,471 to €181,999Debts from €989,978 to €687,389Cash from €20,593 to €5,761
Key points
from the 2025 annual accountsTurnover
≈ €890,000 estimated
The accounts state no turnover.
Debts
€687,389 79% of the balance sheet
Financial debts 49%Suppliers 1%Taxes and wages 5%Other 45%
Of this, €364,108 falls due within a year.
Investments
€22,227 0.1 × depreciation
Green is investment, beige is depreciation.
Filings
33 annual accounts since 1992
The last five annual accounts were filed 9 to 46 days before the end of the period.
Position in the sector
€73,528
Higher net result than 87% of companies in real estate. Sector median €5,995 · 17,190 companies.
Checked score
95
Excellent
Financially stronger than 57% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.17, cash €5,761, halved
lowers risk
Size: total assets €869,387
Founded in 1991
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 41% of them on solvency, 24% on liquidity, 76% on profitability and 88% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as CAP has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CAP itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for CAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.17 (0.2 in 2024), below 1. Short-term debt is 41.9% and cash 0.7% of total assets. 79.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
9 days early
2023
27 days early
2022
46 days early
2021
12 days early
2020
1 day early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0445454583
Demerger: CAP splits off to CAP Holiday Rentals
Founding capital of €603.23, 2,500 shares · General meeting of 28-06-2023 · Gazette deed
Demerger proposal: CAP splits off to CAP Holiday Rentals
Founding capital of €603.23, 2,500 shares · Gazette deed
Capital decrease of €293,550 to €5,000
Capital from €298,550 to €5,000 · Resignations: Philippe JULIEN (manager) and Caroline POLLET (manager) · Reappointments: Philippe JULIEN (director) and Caroline POLLET (director) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAP Deinze | €0.9m | €375,133 | 20.9% | - |
| VASTGOEDBEHEERDERS W. VAN COILLIE EN CO Nazareth-De Pinte | €0.9m | €331,284 | 86.2% | - |
| DELLAERT Zelzate | €1.1m | €340,946 | 60.3% | - |
| AFFORD Nivelles | €0.8m | €327,051 | 56.3% | - |
| DE BRUGSE DATABANK Bruges | €0.8m | €347,668 | 43.9% | - |
| Immobilière VANSTHERTEM Frameries | €0.9m | €308,975 | 25.1% | - |
| OURTHE ET SOMME Somme-Leuze | €1.0m | €313,395 | 3.7% | 4.8 |
These companies have the same main activity as CAP: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €763,000 and €1.1m, founded between 1989 and 1995.
Official details
Source: KBO- Status
- Active since 15-10-1991Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.054.824.7399850 Deinze, since 31-10-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 16-10-2025
Annual accounts 2025
- €869,387▼ 20.9%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on CAP
CAP files the micro format. That format states no turnover. The gross margin rose from €110,929 in 2006 to €375,133 in 2025.
The balance sheet grew most from 2012 to 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAP
- What is the company number of CAP?
- The company number of CAP is 0445.454.583. The VAT number is the same number with BE in front: BE 0445.454.583.
- Where is CAP based?
- The registered office is at Valkenstraat 2, 9850 Deinze.Company details
- What does CAP do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of CAP?
- CAP is a private limited company (BV).
- When was CAP founded?
- CAP was founded on 15-10-1991.
- Is CAP still active?
- Yes, CAP is an active enterprise in the KBO register.
- How many employees does CAP have?
- CAP had an average of 2.2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does CAP fall under?
- In its 2025 annual accounts, CAP states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of CAP?
- The turnover in financial year 2025 is ≈ €890,000. This figure is estimated from the gross margin of €375,133 and 39 comparable companies (NACE 683). It probably lies between €540,000 and €1.1m.
- Is CAP profitable?
- In financial year 2025, CAP made a profit of €73,528.
- Where can I find the annual accounts of CAP?
- CAP filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAP due?
- CAP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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