Equity
€111,380 from €577,956 in 2012
Equity fell by 81% in 13 years.
DELFOSSE ET FILS
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996Turnoverpeak €2.1m (2015)
€618,828▲ 48.6%
Resultlowest -€211,545 (2013)
€7,165▲ €166,998
Equitypeak €577,956 (2012)
€111,380▲ 6.9%
Debts
€72,657▲ 0.3%
Staffpeak 16.4 FTE (2011)
-not published
Board3 names since 2021
2 directorsD'hollanders David and 1 other
Documentsfilings and deeds
21-08-202621 days late
2025abbreviated format
Turnover from €416,549 to €618,828Gross margin from €200,935 to €381,745Back to profit: €7,165Resignation: Jean-Claude Delfosse (managing director) 26-08
Key points
from the 2025 annual accountsResult
€7,165 €7,165
Back in profit in 2025, after a loss of €159,833 in 2024.
Staff
7 FTE from 16.4 in 2011
Between 2011 and 2025, 57% of the full-time equivalents disappeared.
2025 accounts filed 21 days after the deadline
Checked score
95
Excellent
Financially stronger than 63% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.2 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 2.45, cash €111,241
Founded in 1996
Equity €111,380 (60.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 70% of them on solvency, 84% on liquidity, 32% on profitability and 65% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as DELFOSSE ET FILS has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DELFOSSE ET FILS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for DELFOSSE ET FILS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.45 (2.38 in 2024), above the usual 1.5. Short-term debt is 39.5% and cash 60.4% of total assets. 39.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
20 days late
2023
19 days late
2022
21 days late
2021
18 days late
2020
18 days late
2019
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DD
D'hollanders David
Director, since 07-05-2025
DA
Delfosse Alain
Director, since 07-05-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457422997
Resignation: Jean-Claude Delfosse (managing director)
General meeting of 07-05-2025 · Gazette deed
First establishment
Rue de Crupet 2 A, Assesse
Incorporation
published on 05-04-1996 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| DELFOSSE ET FILS Assesse | €184,037 | €381,745 | 60.5% | - |
| Allgemeine Bauunternehmung Kalff Raeren | €224,816 | €371,228 | 38.3% | 6 |
| Vision Projects Antwerp | €163,197 | €320,494 | 41.7% | - |
| INTRA MUROS Zonnebeke | €166,085 | €462,873 | -39.0% | 9.3 |
| CONSTRUCT DEBLANDER Profondeville | €210,908 | €334,829 | 43.2% | - |
| GENIE TEC BELGIUM Namur | €261,745 | €362,092 | 28.1% | - |
| PIERRET Joris et Etienne Viroinval | €191,919 | €226,180 | 33.4% | - |
These companies have the same main activity as DELFOSSE ET FILS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €163,000 and €262,000, founded between 1995 and 2003.
Official details
Source: KBO- Status
- Active since 22-03-1996Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.075.782.8755330 Assesse, since 26-03-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Annual accounts 2025
- Total assets
- €184,037▲ 4.2%
- Employeeson 31-12-2025
- 7=
- Filing
- Filed on 21-08-2026
Insights on DELFOSSE ET FILS
DELFOSSE ET FILS has existed since 1996. Turnover fell from €1.1m in 2006 to €618,828 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DELFOSSE ET FILS
- What is the company number of DELFOSSE ET FILS?
- The company number of DELFOSSE ET FILS is 0457.422.997. The VAT number is the same number with BE in front: BE 0457.422.997.
- Where is DELFOSSE ET FILS based?
- The registered office is at Rue de Crupet 2A, 5330 Assesse.Company details
- What does DELFOSSE ET FILS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of DELFOSSE ET FILS?
- DELFOSSE ET FILS is a public limited company (NV).
- When was DELFOSSE ET FILS founded?
- DELFOSSE ET FILS was founded on 22-03-1996.
- Is DELFOSSE ET FILS still active?
- Yes, DELFOSSE ET FILS is an active enterprise in the KBO register.
- How many employees does DELFOSSE ET FILS have?
- DELFOSSE ET FILS had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DELFOSSE ET FILS fall under?
- In its 2024 annual accounts, DELFOSSE ET FILS states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DELFOSSE ET FILS?
- The turnover of DELFOSSE ET FILS was €618,828 in financial year 2025, according to the filed annual accounts.
- Is DELFOSSE ET FILS profitable?
- In financial year 2025, DELFOSSE ET FILS made a profit of €7,165.
- Where can I find the annual accounts of DELFOSSE ET FILS?
- DELFOSSE ET FILS filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DELFOSSE ET FILS due?
- DELFOSSE ET FILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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