Active BE 0447.004.704Public limited company

DELDECK

Bautersemstraat 101 ·2550 Kontich, Belgium· 34 yrs active

Sector: Renting and operating of own or leased non-residential real estate, excluding land (68203)

Conclusion Checked

DELDECK has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €255k and a net result of €-48k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 19339 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€255k
Net result	€-48k
Better than sector	47%
Active	34 yrs

Financial profile 5 of 5 axes measured · computed by Checked

39 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 30

Profitability 0

Solvency 32

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1992, 34 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

30 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€8k

estimate, not credit advice

Score history

58 2021

2 2022

61 2023

30 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.39 (< 1.0) -10

Quick ratio Quick ratio 0.39 (< 0.6) -5

Profitability Negatieve ROE -19% -10

Interest coverage Interest coverage 3.1× (≥ 3×) +8

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview33 NBB filings

Annual accounts filed on 28-10-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~46% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	27.1%	31.1%	better than 47% of 19339 sector peers
Net result	€-48k	€4k	better than 9% of 19327 sector peers
Equity	€255k	€87k	better than 71% of 19356 sector peers
Gross operating margin	€22k	€39k	better than 38% of 19283 sector peers
Total assets	€943k	€440k	better than 71% of 19343 sector peers

EBITDA

€11k

-91.6% 21-24

Net profit

€-48k

- 21-24

Cash flow

€17k

-86.2% 21-24

Total assets

€943k

-6.7% 21-24

Equity

€255k

-15.9% 21-24

Working capital

€-370k

-1.6% 21-24

Income taxes

€411

-87.2% 21-24

Debt

€636k

-2.6% 21-24

Debt ≤ 1y

€604k

+0.4% 21-24

Debt > 1y

€30k

-40.0% 21-24

Current ratio

0.39

-1.7% 21-24

Quick ratio

0.39

-1.7% 21-24

Solvency

27.1%

-9.8% 21-24

Debt / equity

2.49

+15.7% 21-24

ROE

-18.9%

- 21-24

ROA

-5.1%

- 21-24

Interest coverage

3.12

-90.7% 21-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-
EBITDA	€11k	€126k	€-30k	€234k
Net profit	€-48k	€61k	€-95k	€107k
Cash flow	€17k	€119k	€-32k	€169k
Staff costs	-	-	-	-
Income taxes	€411	€3k	€245	€59k
Dividends	-	-	-	-
Total assets	€943k	€1.01M	€1.03M	€1.32M
Equity	€255k	€304k	€242k	€337k
Debt	€636k	€653k	€731k	€925k
of which ≤ 1y	€604k	€601k	€655k	€829k
of which > 1y	€30k	€51k	€71k	€91k
Working capital	€-370k	€-364k	€-399k	€-322k
Employees (FTE)	-	-	-	-

Ratios (computed)

	2024	2023	2022	2021
Current ratio	0.39	0.39	0.39	0.61
Quick ratio	0.39	0.39	0.39	0.61
Working capital ratio	-39.2%	-36.0%	-38.7%	-24.4%
Solvency	27.1%	30.0%	23.5%	25.5%
Debt / equity	2.49	2.15	3.02	2.74
Long-term debt ratio	0.12	0.17	0.29	0.27
Interest coverage	3.12	33.61	-5.98	26.30
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	-5.1%	6.1%	-9.2%	8.1%
ROE	-18.9%	20.2%	-39.3%	31.7%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2024

Assets

Fixed assets €709k · 75.2% Current assets €234k · 24.8%

Equity & liabilities

Equity €255k · 27.1% Provisions €51k · 5.4% Debt €636k · 67.5%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€943k	€1.01M	€1.03M	€1.32M
Fixed assets	21/28	€709k	€773k	€773k	€814k
Tangible fixed assets	22/27	€709k	€773k	€773k	€814k
Current assets	29/58	€234k	€237k	€256k	€507k
Amounts receivable within one year	40/41	€230k	€9k	€0	€2k
Cash & bank	54/58	€345	€224k	€255k	€504k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€943k	€1.01M	€1.03M	€1.32M
Equity	10/15	€255k	€304k	€242k	€337k
Contributions / capital	10/11	€63k	€63k	€63k	€63k
Reserves	13	€259k	€264k	€269k	€274k
Accumulated profits (losses)	14	€-66k	€-23k	€-90k	-
Provisions & deferred taxes	16	€51k	€53k	€56k	€59k
Amounts payable	17/49	€636k	€653k	€731k	€925k
Amounts payable after one year	17	€30k	€51k	€71k	€91k
Amounts payable within one year	42/48	€604k	€601k	€655k	€829k
Trade debts payable within one year	44	€12k	€7k	€9k	€7k
Income statement
Gross operating margin	9900	€22k	€143k	€-9k	€251k
Operating result	9901	€-54k	€68k	€-92k	€172k
Financial income	75	€7k	€243	€0	€2
Financial charges	65	€3k	€4k	€5k	€9k
Result before taxes	9903	€-50k	€62k	€-97k	€163k
Income taxes	67/77	€411	€3k	€245	€59k
Net result for the period	9904	€-48k	€61k	€-95k	€107k
Result to be appropriated	9905	€-43k	€67k	€-90k	€112k

Legal Structure

NACE primary	Renting and operating of own or leased non-residential real estate, excluding land(68203)
Legal form	Public limited company(014)
Incorporation	30-03-1992
Status	Active
Postal code	2550

Establishment units 1 location

Bautersemstraat 101, 2550 Kontich

Insurance, reinsurance and pension funding, except compulsory social security

since 19922.057.631.009

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11602C0027/00X016	Flanders	1,459 m²	1 · 202 m²	9.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 13Financial 2Gazette 1Filings 10

2025

28-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 89 days late

2024

09-12

State Gazette act Director changes

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

31-12

Financial Back to profitnet €61k

Net result €61k after one loss-making year.

05-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 66 days late

2022

31-12

Financial Weakest financial yearnet €-95k ▼189%

Net result drops to €-95k, the lowest in the series; recovery starts the following year.

07-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 68 days late

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

2020

26-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 118 days late

2019

26-10

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 87 days late

2018

21-09

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 52 days late

2017

25-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 25 days late

2016

30-09

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 61 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

09-12-2024 3 reappointed Director changes

Van Schoor Brigitte, Bestuurder
Deirue Frank, Bestuurder
Delrue Frank, Gedelegeerd bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": "611202 382 50",
        "name": "Van Schoor Brigitte",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": "2023-12-23",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": "470203 421 05",
        "name": "Deirue Frank",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2023-12-23",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
        "name": "Delrue Frank",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-12-23",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-09",
    "filing_date": "2024-11-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0447.004.704",
    "name_full": "Deldeck",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Renting and operating of own or leased non-residential real estate, excluding land6820370203

Names & trade names

Legal nameNL

DELDECK

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