DreamDesign

Active

Private limited companyfounded 20241 yr activeRue de Copenhague 12, 1400 Nivelles, BelgiumKBO/BCE: BE 1014.312.568

The computed 12-month bankruptcy probability of DreamDesign is 2.8% (moderate). The 2025 annual accounts show negative equity (€-137k) and a net result of €-178k. Its solvency ranks better than 13% of 18024 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

7 / 100

Critical▼ -38 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency34▼-27

Growth32

Stability82

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.53 against 3.08 in 2024), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-42.8%

Return on assets

-55.5%

Age of the figures

8 mo

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€137k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

1 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-137k

2024 · €41k

2024: €41k

2024 → 2025

Total assets

€320k▲ 103%

2024 · €158k

2024: €158k

2024 → 2025

Net result

€-178k▼ 1,804%

2024 · €-9k

2024: €-9k

2024 → 2025

Working capital

€-113k

2024 · €27k

2024: €27k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€41k-€-137k

Operating result€-7k-€-173k▼ 2,221%

Net result€-9k-€-178k▼ 1,804%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €173k in 2025 against €7k in 2024; the loss grows.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €291k

56.9%

43.1%

Fixed assets €165k▲ 55.3%

Current assets €125k▲ 218%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-147k▼

2024 · €-7k

Cash flow

€-151k▼

2024 · €-9k

Solvency

-42.8%▼

2024 · 25.8%

Current ratio

0.53▼

2024 · 3.08

Quick ratio

0.36▼

2024 · 3.08

Debt / equity

-3.33▼

2024 · 2.88

ROE

129.7%▲

2024 · -23.0%

ROA

-55.5%▼

2024 · -5.9%

Interest coverage

-15.64▼

2024 · -3.81

Debt

€457k▲

2024 · €117k

Debt ≤ 1 year

€238k▲

2024 · €13k

Debt > 1 year

€125k▲

2024 · €98k

Income taxes

€160▲

2024 · €32

Staff costs

€82k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€158k€320k▲

Formation expenses20€12k€29k▲

Fixed assets21/28€107k€165k▲

Tangible fixed assets22/27€107k€165k▲

Furniture and vehicles24€699€37k▲

Other tangible fixed assets26-€128k

Assets under construction and advance payments27€106k€0▼

Current assets29/58€39k€125k▲

Stocks and contracts in progress3-€41k

Stocks30/36-€41k

Amounts receivable within one year40/41€1k€77k▲

Trade receivables40-€54k

Other amounts receivable41€1k€23k▲

Cash at bank and in hand54/58€32k€0▼

Deferred charges and accrued income490/1€6k€8k▲

Equity and liabilities

Total equity and liabilities10/49€158k€320k▲

Equity10/15€41k€-137k▼

Contributions10/11€50k€50k=

Profit (loss) carried forward14€-9k€-187k▼

Amounts payable17/49€117k€457k▲

Amounts payable after more than one year17€98k€125k▲

Financial debts170/4€98k€125k▲

Amounts payable within one year42/48€13k€238k▲

Current portion of amounts payable after more than one year42€6k€25k▲

Financial debts43-€58k

Credit institutions430/8-€58k

Trade debts44€4k€53k▲

Suppliers440/4€4k€53k▲

Advances received on contracts in progress46-€74k

Taxes, remuneration and social security45€32€28k▲

Taxes450/3€32€22k▲

Remuneration and social security454/9-€6k

Other amounts payable47/48€3k€0▼

Accrued charges and deferred income492/3€6k€94k▲

Income statement Code20242025

Remuneration, social security and pensions62-€82k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€485€26k▲

Other operating charges640/8€41€356▲

Gross operating margin9900€-7k€-65k▼

Operating profit (loss)9901€-7k€-173k▼

Financial income75/76B-€5k

Recurring financial income75-€5k

Financial charges65/66B€2k€9k▲

Recurring financial charges65€2k€9k▲

Profit (loss) for the period before taxes9903€-9k€-178k▼

Income taxes67/77€32€160▲

Profit (loss) for the period9904€-9k€-178k▼

Profit (loss) for the period to be appropriated9905€-9k€-178k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-9k€-187k▼

Profit (loss) brought forward from the previous period14P-€-9k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nivelles · 2 establishment units since 2024

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Copenhague 121400 Nivelles

Ground area

3,025 m²

Building footprint

966 m²

Volume, LiDAR

4,793 m³

2 parcels, Flanders, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

DreamDesign

Rue de Copenhague 12, 1400 NivellesAgents in the wholesale of timber and building materials

since 20242.365.399.933

SCHMIDT

Verlengde Stallestraat 217, 1620 DrogenbosRetail sale of electrical household appliances

since 20252.381.365.242

2 parcels

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22001B0093/00A013	Flanders	2,300 m²	1 · 858 m²	6.9 m · 2 fl.
25072B0497/00H000	Wallonia	725 m²	1 · 108 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Heusden-Zolder · Eq €41k

Ottignies-Louvain-la-Neuve · Eq €41k

Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 1,485 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-09-2024

Fiscal year end31-12

Activities, NACEBEL

47120Other non-specialised retail sale

47191Retail trade

47551Retail sale of household furniture

71112Activities of interior architects

74104Other professional, scientific and technical activities

74130Interior design

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.