DELACO
ActiveDELACO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 94% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+2
Solvency100▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 8.53 against 3.27 in 2024; short-term debt: 10.5% and cash: 78.4% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
1 d late
2023
31 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 6.4%
2024 · €3k
2018: €2k
2019: €252
2020: €4k
2021: €4k
2022: €2k
2023: €1k
2024: €3k
2018 → 2025
Working capital
€22k▲ 2.3%
2024 · €22k
2018: €31k
2019: €18k
2020: €23k
2021: €23k
2022: €24k
2023: €21k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€24k▲ 1.9%€23k▼ 2.1%€24k▲ 5.4%€25k▲ 4.3%
Operating result€4k-€4k▼ 15.7%€2k▼ 54.5%€4k▲ 165%€4k▼ 12.1%
Net result€4k-€2k▼ 50.1%€1k▼ 45.5%€3k▲ 156%€3k▼ 6.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€3k▲ 22.4%
Current assets
€25k▼ 19.5%
Equity and liabilities €28k
Equity
€25k▲ 4.3%
Debt
€3k▼ 69.1%
The debt ratio falls from 28.4% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €5k
Cash flow
€4k▲
2024 · €4k
Solvency
89.5%▲
2024 · 71.6%
Current ratio
8.53▲
2024 · 3.27
Quick ratio
8.53▲
2024 · 3.27
Debt / equity
0.12▼
2024 · 0.40
ROE
10.5%▼
2024 · 11.7%
ROA
9.4%▲
2024 · 8.4%
Interest coverage
104.91▲
2024 · 51.27
Debt
€3k▼
2024 · €10k
Debt ≤ 1 year
€3k▼
2024 · €10k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€28k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€2k€3k▲
Current assets29/58€32k€25k▼
Amounts receivable within one year40/41€17k€2k▼
Trade receivables40€3k€399▼
Other amounts receivable41€14k€2k▼
Cash at bank and in hand54/58€15k€22k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€34k€28k▼
Equity10/15€24k€25k▲
Contributions10/11€10k€10k=
Reserves13€14k€15k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€14k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€10k€3k▼
Amounts payable within one year42/48€10k€3k▼
Trade debts44€6k€0▼
Suppliers440/4€6k€0▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€991€1k▲
Other operating charges640/8€8€7▼
Gross operating margin9900€5k€5k▼
Operating profit (loss)9901€4k€4k▼
Financial income75/76B€38€53▲
Recurring financial income75€38€53▲
Financial charges65/66B€102€48▼
Recurring financial charges65€102€48▼
Profit (loss) for the period before taxes9903€4k€4k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▼
Transfer from equity791/2€0€2k▲
Transfer to equity691/2€1k€3k▲
To the legal reserve6920€1k-
To other reserves6921-€3k
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 8.53
Current ratio from 3.27 to 8.53; short-term debt falls from €10k to €3k.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 11.60
Current ratio from 2.73 to 11.60; short-term debt falls from €14k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €4k ▲5.1%
Net result €4k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €252 ▼88.5%
Net result drops to €252, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 1901150 Sint-Pieters-WoluweGround area
517 m²
Building footprint
87 m²
Volume, LiDAR
829 m³
Parcel 21682C0174/00Y035, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DELACO
since 19902.050.599.497
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0174/00Y035 | Brussels | 517 m² | 1 · 87 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L&K LIGHTING-7000
BE 0700.986.831
Binche · Eq €26k
FUSION S.A
BE 0475.866.459
Amel · Eq €25k
ELECTRONIC DESIGN SUPPORT
BE 0670.988.194
Pajottegem · Eq €25k
LES CAVES DE THERESE
BE 0449.328.348
Sint-Pieters-Woluwe · Eq €25k
LR. Lighting
BE 0752.789.482
Boussu · Eq €24k
Of 766 companies in sector 47552 we hold annual accounts for 444. 256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-1990
Fiscal year end31-12
Activities, NACEBEL
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gisele.deschryver@gmail.com