CADO DECOR

Active

Private limited companyfounded 1989active for 36 yearsBrabantstraat 79, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0439.429.103

Summary

The computed 12-month bankruptcy probability of CADO DECOR is 3.7% (moderate). The 2024 annual accounts show negative equity (-€84,674) and a net result of -€30,389. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CADO DECORActiveChecked score 47/100

Risk analysis Report Compare

Activity

Other retail sale of new goods

NACE 47789Retail sale of lighting equipment NACE 47552

1 site

Size

€141,183turnover 2024

Staff: 2.2 FTE
Equity: -€84,674
Loss: -€30,389

Financial health

47 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 3.7%

Structure

AHAJIOU YoussefDirector

2025 accounts not filed, 87 days past the deadline1 of 7 deeds summarised

Why 47raises risk1 financial year not filed after the legal deadline; last filed accounts filed 357 days late; 3 of the last 3 lateLoss of €30,389, the second in a row (financial year 2024)Sector: Retail trade (NACE 47)lowers riskFounded in 1989Show the evidence

Checked score

Score 2024

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 16% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 0=

equity -147.7% of total assets

Liquidity 28+19

short-term debt 247.7% · cash 22.6%

Profitability 0=

return on assets -53.0%

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 3.2%lowest value 12-2024: 4.2%▲ +1.0 percentage point vs 11-2024 01-2025: 4.5%▲ +0.3 percentage points vs 12-2024 02-2025: 4.5%● unchanged vs 01-2025 03-2025: 4.5%● unchanged vs 02-2025 04-2025: 4.5%● unchanged vs 03-2025 05-2025: 4.5%● unchanged vs 04-2025 06-2025: 4.1%▼ -0.4 percentage points vs 05-2025 07-2025: 4.5%▲ +0.4 percentage points vs 06-2025 08-2025: 4.7%▲ +0.2 percentage points vs 07-2025 09-2025: 4.4%▼ -0.3 percentage points vs 08-2025 10-2025: 4.5%▲ +0.1 percentage points vs 09-2025 11-2025: 4.7%▲ +0.2 percentage points vs 10-2025 12-2025: 5.9%▲ +1.2 percentage points vs 11-2025 01-2026: 9.6%▲ +3.7 percentage points vs 12-2025 02-2026: 9.6%● unchanged vs 01-2026 03-2026: 9.7%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 9.0%▼ -0.7 percentage points vs 03-2026 05-2026: 9.0%● unchanged vs 04-2026 06-2026: 9.0%● unchanged vs 05-2026 07-2026: 9.0%● unchanged vs 06-2026 08-2026: 3.6%▼ -5.4 percentage points vs 07-2026 09-2026: 3.6%● unchanged vs 08-2026 10-2026: 3.7%▲ +0.1 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.33, compared with 0.46 in 2023, below 1; short-term debt: 247.7% and cash: 22.6% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 25% on liquidity, 6% on profitability and 25% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Founded in 1989

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

1 financial year not filed after the legal deadline; last filed accounts filed 357 days late; 3 of the last 3 late

NBB · filings

Loss of €30,389, the second in a row (financial year 2024)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year -€84,674

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 357 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2026, 357 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

357 days late

2023

141 days late

2022

137 days late

2021

31 days late

2020

108 days late

2019

115 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 148 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-07-2026 Annual accounts filedfinancial year 2024 · micro…
19-12-2024 Annual accounts filedfinancial year 2023 · micro…
31-12-2023 Weakest financial yearnet -€62,534

Key points

Risk: Negative equityfinancial year 2024: debts exceed assets -€84,674 View
Risk: 3 loss-making years in a rowloss financial year 2024 -€30,389 View
Caution: Among the weakest 6% on equitysector median €39,278 · 25,624 companies -€84,674 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View

By topic

Financials

Financial year: 2024
Turnover: €141,183
Loss: -€30,389
Solvency: -147.7%

Turnover▼ 3.5%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

AHAJIOU YoussefDirector

Go to Board & ownership

Timeline

Events: 33
Since: 1995

28-12-2023Resignation: AHAJIOU Youssef (manager)
15-12-2023Annual accounts filed
31-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other retail sale of new goodsNACE 47789
Founded: 14-12-1989
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: Last day of June

Go to Articles of association

Key facts about CADO DECOR

What is the company number of CADO DECOR?: 0439.429.103. In Belgium the VAT number is the company number with BE in front: BE 0439.429.103.
Where is CADO DECOR based?: The registered office is at Brabantstraat 79, 1030 Schaarbeek.Company details
What does CADO DECOR do?: According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of CADO DECOR?: Private limited company (BV).
When was CADO DECOR founded?: On 14-12-1989.
Is CADO DECOR still active?: Yes, CADO DECOR is an active enterprise in the KBO register.
How many employees does CADO DECOR have?: On average 2.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of CADO DECOR?: €141,183 in financial year 2024, according to the filed annual accounts.
Is CADO DECOR profitable?: In financial year 2024, CADO DECOR made a loss of €30,389.
Where can I find the annual accounts of CADO DECOR?: CADO DECOR filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2024.