Active BE 0559.924.184Private limited company

Del-Tec

Bosstraat 1 ·1547 Bever, Belgium· 12 yrs active

Sector: General electrical installation work (43211)

Conclusion Checked

Del-Tec has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €-22k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 26784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€129k
Net result	€-22k
Better than sector	63%
Active	12 yrs

Financial profile 5 of 5 axes measured · computed by Checked

60 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 98

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.1% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2014, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€7k

estimate, not credit advice

Score history

80 2021

86 2022

94 2023

86 2024

52 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.31 (≥ 1.5) +10

Quick ratio Quick ratio 2.02 (≥ 1.0) +5

Leverage Debt/equity 0.68 (< 1.0) +10

Profitability Negatieve ROE -17% -10

Interest coverage Interest coverage -4.3× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~5.1%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	59.4%	47.4%	better than 63% of 26784 sector peers
Net result	€-22k	€10k	better than 6% of 26776 sector peers
Equity	€129k	€60k	better than 73% of 26794 sector peers
Gross operating margin	€-8k	€39k	better than 5% of 26754 sector peers
Total assets	€218k	€141k	better than 64% of 26788 sector peers

EBITDA

€-9k

- 21-25

Net profit

€-22k

- 21-25

Cash flow

€-11k

- 21-25

Total assets

€218k

-10.4% 21-25

Equity

€129k

-14.8% 21-25

Working capital

€57k

-21.3% 21-25

Staff costs

€0

- 21-25

Income taxes

€209

-94.0% 21-25

Dividends

€0

-100.0% 21-25

Debt

€88k

-3.1% 21-25

Debt ≤ 1y

€44k

+3.7% 21-25

Debt > 1y

€45k

-8.9% 21-25

Current ratio

2.31

-15.3% 21-25

Quick ratio

2.02

-15.7% 21-25

Solvency

59.4%

-4.9% 21-25

Debt / equity

0.68

+13.8% 21-25

ROE

-17.4%

- 21-25

ROA

-10.3%

- 21-25

Interest coverage

-4.32

- 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€-9k	€26k	€32k	€30k	€60k
Net profit	€-22k	€7k	€12k	€9k	€32k
Cash flow	€-11k	€21k	€28k	€24k	€45k
Staff costs	-	€0	€-317	€3k	-
Income taxes	€209	€3k	€3k	€4k	€13k
Dividends	-	€0	€2k	€2k	€2k
Total assets	€218k	€243k	€265k	€241k	€300k
Equity	€129k	€152k	€145k	€135k	€128k
Debt	€88k	€91k	€119k	€106k	€172k
of which ≤ 1y	€44k	€42k	€66k	€47k	€107k
of which > 1y	€45k	€49k	€54k	€59k	€65k
Working capital	€57k	€72k	€56k	€50k	€43k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	2.31	2.72	1.85	2.05	1.41
Quick ratio	2.02	2.39	1.64	1.65	1.21
Working capital ratio	26.2%	29.8%	21.1%	20.6%	14.5%
Solvency	59.4%	62.5%	54.8%	56.0%	42.6%
Debt / equity	0.68	0.60	0.82	0.79	0.51
Long-term debt ratio	0.35	0.32	0.37	0.43	0.51
Interest coverage	-4.32	22.06	22.32	19.94	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	-10.3%	2.7%	4.5%	3.7%	10.6%
ROE	-17.4%	4.4%	8.2%	6.6%	25.0%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €117k · 53.7% Current assets €101k · 46.3%

Equity & liabilities

Equity €129k · 59.4% Debt €88k · 40.6%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€218k	€243k	€265k	€241k	€300k
Fixed assets	21/28	€117k	€128k	€143k	€144k	€149k
Tangible fixed assets	22/27	€117k	€128k	€143k	€144k	€149k
Financial fixed assets	28	€300	€300	€300	€300	€300
Current assets	29/58	€101k	€115k	€121k	€97k	€151k
Stocks & contracts in progress	3	€13k	€14k	€13k	€19k	€21k
Amounts receivable within one year	40/41	€20k	€14k	€35k	€29k	€65k
Cash & bank	54/58	€62k	€85k	€70k	€48k	€60k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€218k	€243k	€265k	€241k	€300k
Equity	10/15	€129k	€152k	€145k	€135k	€128k
Contributions / capital	10/11	€19k	€19k	€19k	€19k	-
Reserves	13	€123k	€133k	€127k	€116k	€109k
Accumulated profits (losses)	14	€-12k	€0	-	-	-
Amounts payable	17/49	€88k	€91k	€119k	€106k	€172k
Amounts payable after one year	17	€45k	€49k	€54k	€59k	€65k
Amounts payable within one year	42/48	€44k	€42k	€66k	€47k	€107k
Trade debts payable within one year	44	€15k	€8k	€27k	€6k	€51k
Income statement
Gross operating margin	9900	€-8k	€27k	€33k	€33k	€100k
Operating result	9901	€-20k	€11k	€17k	€14k	€47k
Financial income	75	€0	€0	€0	€113	€5
Financial charges	65	€2k	€1k	€1k	€1k	€2k
Result before taxes	9903	€-22k	€10k	€15k	€13k	€45k
Income taxes	67/77	€209	€3k	€3k	€4k	€13k
Net result for the period	9904	€-22k	€7k	€12k	€9k	€32k
Result to be appropriated	9905	€-22k	€7k	€12k	€9k	€32k

Legal Structure

NACE primary	General electrical installation work(43211)
Legal form	Private limited company(610)
Incorporation	20-08-2014
Status	Active
Postal code	1547

Establishment units 1 location

Del-Tec

Bosstraat 1, 1547 BeverManufacture of other non-metallic mineral products

since 20142.234.136.068

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23009A0934/00A000	Flanders	1,106 m²	1 · 231 m²	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 13Financial 2Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Weakest financial yearnet €-22k ▼440%

Net result drops to €-22k, the lowest in the series.

28-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Equity above €150kEq €152k ▲4.6%

4 profitable years in a row build equity to €152k.

26-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

11-12

State Gazette act Director changes

Jonas Boschmans

24-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

23-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 23 days late

2020

31-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-01

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

30-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

31-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

11-12-2023 Change in the board of directors Director changes·Jonas Boschmans

Notary: Jonas Boschmans · Herne

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "VAN DEN NESTE \u2013 COWAN BV",
        "address": "Herne",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Jonas Boschmans",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Herne",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-11",
    "filing_date": "2023-12-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-04",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0559.924.184",
    "name_full": "Del-Tec",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jonas Boschmans",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

General electrical installation work43211Retail sale of lighting equipment47552Retail trade47592

Names & trade names

Legal nameNL

Del-Tec

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